Automate your card payments at scale with the Aspire API

Skip manual card issuance, prevent overspend, and eliminate reconciliation headaches with virtual cards built for automation.

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Trusted by 50,000+ modern businesses

Spend smarter at scale

Get cards issued in seconds

Create unlimited virtual cards programmatically through our API and build card issuance into your existing workflows

Keep spending on track without the surprises

Set limits, lock merchants and categories, and get instant notifications on every transaction

Reconcile transactions at scale easily

Automatically sync transactions to QuickBooks, Xero, and more

Issue cards  in seconds, automatically

  • Create unlimited virtual cards instantly through our API and integrate directly into your payment workflows
  • Automate card issuance based on your business logic without manual requests or finance team approval
  • Scale from 10 to 10,000 cards without adding headcount or slowing down operations

Control every dollar in real-time

  • Define spending rules through our API that automatically enforces limits, merchant restrictions, and category locks
  • Get real-time visibility into every transaction with instant alerts on suspicious or out-of-policy spending
  • Prevent budget overruns with controls that block unauthorised purchases before they're approved

Scale your payments, sync seamlessly to your books

  • Process thousands of card payments without manual data entry or reconciliation bottlenecks
  • Connect directly to QuickBooks, Xero, or NetSuite so every card payment flows to your books automatically
  • Reconcile transactions easily with native integrations — no manual entry, no mistakes
Start issuing cards via API today
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FAQ about local payroll

Can Aspire calculate salaries and taxes automatically?

Yes, Aspire calculates gross pay, deductions, and net salaries, including all applicable taxes for your country.

Does Aspire support both hourly and salaried employees?

Yes, Aspire handles payroll for hourly, salaried, and contractor employees.

Can Aspire handle tax filings and payments?

Yes, Aspire files and remits payroll taxes automatically, keeping your business compliant with local regulations.

How is payroll data stored and secured?

Payroll data is encrypted and stored securely, accessible only to authorized users.

Does Aspire provide payroll reports?

Yes, detailed payroll reports are available for accounting, audits, and internal records.

FAQs about AspireX

What kinds of businesses can AspireX support?

We work with fintechs, financial institutions, platforms, marketplaces, Web3 companies, enterprises and SMEs.

Can AspireX support Web3 and stablecoin-native businesses?

Yes. We're built to handle both fiat and stablecoin flows and have the ability to serve web3 businesses and financial institutions — OTCs, exchanges, on/off-ramps, and stablecoin issuers are core to who we serve. Stablecoin wallets, off-ramp, and card spend are launching soon.

How long does onboarding and integration take?

Typical onboarding is two to four weeks. Some clients have gone live in a week — see our OpenFX case study. Integration is a single API across all products.

Which markets are you live in?

We hold payment licenses in tier-1 markets - SG, HK, AU, EU (NL), US and CA, with UK coming soon.

Card issuance is live in Singapore, Hong Kong, US, and Australia — EU, UK, and Canada are coming soon. Our collections and payout capabilities cover 100+ countries, with exceptionally strong coverage in APAC.

How do you handle compliance and risk?

We're a licensed entity in every market we operate in, with institutional-grade compliance, AML, and KYB processes. We handle the regulated complexity so you can focus on building. We are happy to discuss which model would work for your use case.

What's your pricing model?

Modular and usage-based — pay only for the products you use, with volume-based discounts as you scale. Custom pricing available for enterprise volumes and integrated card programs. Every X account includes a sandbox, technical support, and a dedicated account manager. Speak to our team to find out more.

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