All-in-one digital business account

Save time and money with borderless payments, corporate cards, expense management, and more. All in one account.

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We’re not a bank, we’re better

Open an account in 5 minutes

Get an account number and virtual card instantly upon approval. Manage it all from your fingertips

No hidden fees

Enjoy the lowest transfer fees in the market with transparent pricing and no monthly fees

All in one place

No need for separate accounts, cards, or software. Scale faster with a fully integrated solution, all in one place

One account for all your business financial needs

With Aspire, you don't need separate bank accounts, credit cards, invoicing, and expense software. Scale faster with everything in one place.

Borderless Payments & Account

Local and international payments* made easy, fast, and transparent

Send and receive local payments from any bank account

Your Aspire account number works with FAST and GIRO, with PayNow and Multi-Currency Accounts coming soon

Spend less on FX fees, more on growth

Make payments in 50+ currencies at the mid-market rate, with low, transparent fees

Made to give you more control

Scheduled and recurring payments, user roles, and transaction approval flows are a few ways that keep spend in policy, keep track of trends, and speed up your team

Virtual Cards & Expense Management

Empower your team while staying in control

Advanced card management

Create dedicated cards and employee logins with ease, no more shared cards or chasing down mystery spend

Stay in control with real-time visibility

Set monthly card spend limits that your team can track to, so you are always in budget

Save when you spend

Earn cashback on marketing & SaaS, and enjoy the lowest FX rates with the Aspire card

Accounting & Integrations

Seamlessly integrated with the platforms you use

Make bookkeeping a breeze

Link your accounting software in a couple of clicks. Connect Xero, Quickbooks, SAP, Netsuite, MYOB, and more

Integrated ecosystem

Easily connect your account with popular platforms like Stripe, PayPal, Shopify, Lazada, and Shopee

Kickstart your business with a $50,000 starter pack

Access exclusive rewards from our ecosystem partners like AWS, Google, Hubspot, and more - designed for new digital businesses

Credit Solutions

Built for growing businesess

Access working capital in hours

Get instant approval and preferential rates

Stay in control with flexible limits

Use it only when you need it, and only pay for what you use

Scale faster with tailored financing solutions

Get up to 10-20x higher limits as your business grows

Earn Cashback

Get 1% cashback on all marketing & software-as-a-service card spend

Rewards that matter

Every Aspire Business Account has access to over $50,000 worth of exclusive offers from the leading business tools, handpicked to accelerate your business

Trusted by 10,000+ modern businesses

Save time and money

Do business with confidence

Authenticated

Your data is stored and protected behind multiple layers of authentication. Accounts are enabled with two factor authentication for added security.

Security is at our core

We implement the highest digital security encryption and access protocols. Customer privacy is central to our build and we never share your data.

Customer service is our priority

We’re here to help in whichever format you prefer. Search our FAQs, chat, call, or email us directly.

Get started today

Easy, fast, transparent. Aspire gives over 10,000 business owners their money and time back

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Consumer advisory - Aspire FT Pte Ltd ("Aspire") is currently exempted from holding a licence under the Payment Services Act for the provision of Account Issuance Service, Domestic Money Transfer Service, and E-money Issuance Service for a specified period. This can be confirmed on the MAS website here. Aspire is not licensed, nor exempt to provide cross-border money transfer services, and consequently provides these services in conjunction with MAS licensed partners. All corporate cards are issued and powered by Nium Pte Ltd. Cardholders are advised to read the Nium Pte Ltd terms and conditions. All partner terms and conditions can be found in the Terms of Use here. Credit lines to businesses are issued by Aspire Financial Technologies Pte. Ltd, which is an exempted moneylender under the Moneylenders Act (Cap. 188) and received a certificate of exemption from the Ministry of Law (No: 02135) on November 2nd 2020.

If you wish to discuss data protection matters, please contact our Data Protection Officer at singapore-dpo@aspireapp.com