Set your business up for scale with Spend Management built for SMEs

Everything you need to build, run, and scale your business globally from day one.

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Make the switch to smarter company finances today

Get started in minutes

Open an account completely online. Start managing your funds and making payments within hours, not months.

Maintain control

Enjoy powerful, customisable workflows and tools to enforce controls that actually work for your growing team.

Save money

Enjoy generous savings with cashback, affordable FX, and granular data insights to help you make smarter business decisions.

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Trusted by global companies around the world

Aspire vs Spenmo

Start scaling with a global business account

Onboard and manage your account 100% online from wherever you are, and get dedicated customer support at any time.
Send and receive FAST and GIRO payments for free, with PayNow available too.
Need to pay overseas vendors? Enjoy free SGD, IDR and USD transfers, and payments to 30+ currencies up to 4x cheaper than banks.
Manage your company finances directly from the Aspire App. Make payments, approve transactions, and monitor spending on the go.

Move fast and buy things with Corporate Cards

Empower employees to spend when they need to by issuing unlimited, multi-currency corporate cards instantly.
Mantain strong financial controls over team expenses as with enforcable, budgets and spending limits, and approval policies.
Great teams need great tools. Easily manage all your SaaS subscriptions across the team so you never lose them.
Receive up to 1% cash back on all marketing and SaaS spends.

Establish robust financial processes

Create enforceable spend policies via budgets and spending limits for different programs. Applicable to all card spend, reimbursements and payments.
Restrict cards to specific vendors or websites to ensure compliant purchases.
Customise approval policies to let local department heads and managers approve spending within their own teams and offices.
Enforce company-wide compliance without the dreaded receipt chasing with automated reminders.
Track and store all claim requests, receipts, and approvals in one place for easy access.

Track every dollar spent across the organisation

Stop getting employees to pay out of pocket. Instead, issue corporate cards to teams for safer, faster procurement.
Track and monitor purchases by department, employee, or merchant to easily identify wasteful spending.
Don’t wait until the end of the month to see expense reports. View them in real time on your expenses dashboard.

Close books 2x faster with integrations

Clean up data easily with bulk editing capabilities before sending it to your accounting software.
Enjoy automatic reconciliation with direct integrations to Xero, Quickbooks, Netsuite, and more.
Easily retrieve past invoices, proof of payment, and other supporting documents.
Sync every single detail, including categories, descriptions, and invoices, directly to your favourite accounting software.
With your books up to date, your ACRA filing at the end of the financial year will be a breeze.

E-commerce & business logistics spends

Pay using Aspire cashback cards for e-commerce and business logistic related spends to support your business operations, including AliExpress, DHL, Ezy2Ship, Lalamove, Ninjavan and more to save as you spend and grow your business.

How HipVan Scaled Rapidly As SEA’s Top Furniture Retailer, Powered By Aspire's Finance Stack

With the help of Aspire, HipVan is able to supercharge our finances as we no longer have cash flow issues that might impact our bottom line or force us to dilute our equity. Our payments to suppliers never hit a snag, allowing us to focus on maximizing revenue and saving costs via cashback to make the most out of every dollar spent.

Shobhit Datta

Co-founder and Director of Marketing at HipVan

Read Case Study