Your ambition,
our infrastructure
Programmable banking infrastructure for global fintechs and platforms
Trusted by 50,000+ modern businesses
4.5 rating
Programmable payouts
Same-day local payouts across 38 rails, plus SWIFT coverage to 100+ countries — through a single API.
Global collections
Receive funds like a local in 6 tier-1 markets and hold balances in 13 currencies.
Institutional FX
Near-interbank FX rates across APAC and global corridors. Convert on demand or hold and settle in any of 13 currencies.
Client accounts
Spin up named virtual accounts for your customers in your branding
Embed and issue cards
Issue unlimited cards via API. Live in Singapore, Hong Kong, US, and Australia — EU, UK, and Canada coming soon.
Multi-currency spend controls
Set programmable limits, instant freeze/unfreeze, and per-card controls in any of 13 currencies.
Stablecoin infrastructure
Move from USDC and USDT to fiat and card payments — all through the same API. (Coming soon)
Agentic-ready
Built to MCP standards for the next generation of agentic finance.
Built for builders who don't have time to wait — onboarded clients live in as little as one week
Expand your horizons
Reach new markets without standing up new banking stacks - local rails, holding currencies, and compliance handled in 8 licensed jurisdictions.
Receive funds like a local in 6 markets. Pay out same-day in 38. SWIFT to 100+ countries when local doesn't reach.
Build with the future of money
From fiat to stablecoins to agentic flows, on one set of rails.
Through an API, a dashboard, or an AI agent.
Embed financial services into your product
Give your users accounts, cards and cross-border payouts - all under your brand, via a single API
Pick the modules you need, add more as you scale.
FAQs about AspireX
We work with fintechs, financial institutions, platforms, marketplaces, Web3 companies, enterprises and SMEs.
Yes. We're built to handle both fiat and stablecoin flows and have the ability to serve web3 businesses and financial institutions — OTCs, exchanges, on/off-ramps, and stablecoin issuers are core to who we serve. Stablecoin wallets, off-ramp, and card spend are launching soon.
Typical onboarding is two to four weeks. Some clients have gone live in a week. Integration is a single API across all products.
We hold payment licenses in tier-1 markets - SG, HK, AU, EU (NL), US and CA, with UK coming soon.
Card issuance is live in Singapore, Hong Kong, US, and Australia — EU, UK, and Canada are coming soon. Our collections and payout capabilities cover 100+ countries, with exceptionally strong coverage in APAC.
We're a licensed entity in every market we operate in, with institutional-grade compliance, AML, and KYB processes. We handle the regulated complexity so you can focus on building. We are happy to discuss which model would work for your use case.
Modular and usage-based — pay only for the products you use, with volume-based discounts as you scale. Custom pricing available for enterprise volumes and integrated card programs. Every X account includes a sandbox, technical support, and a dedicated account manager. Speak to our team to find out more.