Make global payments & international transfers without breaking the bank
Fast global payments & international money transfers for businesses
Streamline your global payments to suppliers and employees with local payout accounts, same-day international transfers, and market-leading FX rates
Trusted by 50,000+ modern businesses
Powering your international payments
Make fast international transfers
Make same-day transfers to 15+ major currencies on the go
Save on your international payments
Enjoy free local transfers in major currencies while enjoying FX rates 3x cheaper than banks.
No hidden fees
Fully transparent on what you pay for. Get a full breakdown of fees before each transaction, no surprises there.
Fuel your company’s global ambitions
Get access to the best FX rates with no hidden fees
Send and receive international payments in 30+ currencies across 130+ countries at rates 3x cheaper than banks
Enjoy low-cost SWIFT payments from USD$8
No hidden, account opening or monthly maintenance fees
Free local transfers and market-leading FX rates
Open local collection accounts in HKD, USD, EUR and SGD
Send, hold and receive funds in major currencies to transact with overseas suppliers and customers easily
Enjoy free local inbound and outbound transfers to minimise FX conversions
Fast, same-day global payments & international transfers
Safely send same-day local transfers and FX payments to 30+ major currencies directly from the Aspire App
Fast reliable global payments to ensure your partners are always paid on time and improve cash flow
Eliminate errors - sync your transactions with your accounting software
Close your books twice as fast, with all transactions synced with major accounting software
Automate your accounting processes and improve your tracking accuracy
Hear it first from our customers
“As a startup, we needed more flexible solutions to support our increasing needs, as well as ones that’d make the most financial sense in supporting our growth.”
$110,000
Saved per year
900hrs
Saved per year
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Gregory Van
CEO of Endowus
"It was challenging to recognise costs efficiently with manual processes. With Aspire, we have control and visibility into all expenditure, allowing us to act swiftly and make informed decisions."
1,664hrs
Saved per year
$ 35,320.00
Saved per year
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Chai Yang
Finance Director
"For organisations with many moving parts like ours, budgeting is important. Being unable to view our state of expenses at any given time causes challenges to modern businesses like ours."
760hrs
Saved per year
$ 73,000.00
Saved per year
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Sagar Khatri
Co-Founder at Multiplier
FAQs about global payments & international money transfers
What are SWIFT transfers and how do they work?
SWIFT is an abbreviation for the Society for Worldwide Interbank Financial Telecommunication and stands for a worldwide network of banks that work collaboratively to provide their customers with international bank transfers.
All SWIFT transfers are carried out via the payer's bank, which gets debited and routed through multiple intermediary banks before the recipient's bank is credited. This whole process can take up to 1-4 business days.
What are local transfers and how do they work?
Local transfer uses a web of financial institutions through which the recipient can be paid using their local bank. Intermediaries are used for facilitating transactions and to clear the bank transfer payment, also known as remittance.
In local transfers, the funds are processed by the recipient's local bank in their local currency and settled through their local payment system. All you need are the recipient's bank details, including their local bank account number. While local transfers are cheaper than SWIFT transfers, they take longer to process.
What is the difference between International wire transfers vs local bank transfers?
The key difference between international wire transfers and local bank transfers is that local bank transfers can be completed at a relatively low cost, whereas international wire transfers are generally more expensive. International wire transfers, however, are more reliable and faster than local bank transfers.
How do global payments or international money transfers work?
Global payment is the process of transferring money to a bank account that is set up in a foreign country. This payment could be made to your supplier, your vendor, an employee, a business affiliate or any other entity. Making global payments involved strenuous processes and numerous fees in the past, however, the process is easier and more cost-effective today.
Generally, a global payment provider is involved, who functions as an intermediary between the payer & the receiver from different nations. When a business uses its card to make a purchase, the provider receives the transaction details and relays them to the issuing bank which is located in a different country, thus requiring a process of conversion.