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Aspire vs. Statrys: Smarter, simpler account for Hong Kong businesses
Aspire offers zero monthly charges, market-leading FX rates starting from 0.18%, and unlimited 1% cashback on SaaS and marketing spend—making it the smarter choice over Statrys.
Trusted by 50,000+ modern businesses
Aspire vs. Statrys key differences
Here’s a side-by-side comparison of Aspire and Statrys to highlight key differences and help you choose the best business account for your needs.
BUSINESS ACCOUNT
FREE
Account Cost
May charge setup fees
FREE
Monthly Fees
HKD 88 per month (Free if more than 5 outgoing transfers in a month)
FREE via FPS
HKD 15 via CHATS
HKD 15 via CHATS
Receive Local Payments
Free
FREE via FPS
HKD 15 via CHATS
HKD 15 via CHATS
Send Local Payments
HKD 5 to 25 for HKD/CNY payments
HKD 75 for USD payments and large transfers
HKD 75 for USD payments and large transfers
From HKD 60 for incoming payments in 13 currencies
Receive International Payments
From HKD 60 for incoming payments in 11 currencies
From HKD 120 (SHA) to HKD 240 (OUR) in 13 currencies
Send International Payments
From HKD 85 (SHA) to HKD 500 (OUR) in 11 currencies
Starting from 0.18%
above the mid-market rate
above the mid-market rate
FX rates
0.4% to 0.6% above mid-market rate
5 currencies including HKD, CNY, USD, EUR, GBP (More coming soon)
Multi-currency account
11 currencies
CARD
Physical card
Unlimited
Virtual card
Limited up to 4
HKD and USD
Card Base Currency
HKD only
Unlimited 1% cashback
for SaaS and marketing spend
for SaaS and marketing spend
Cashback rewards
FREE
Expense Management Feature
HKD 40 per withdrawal
Cash Withdrawal from Card
1.99%, min HKD 31 per withdrawal
AUTOMATION AND SUPPORT
Live Chat via Aspire App,
WhatsApp, and Email
Customer Support Channels
Live Chat on Website, Email, Phone, WhatsApp and WeChat
English: 24/ 7
Mandarin and Cantonese:
9AM - 5PM HKT daily
9AM - 5PM HKT daily
Customer support availability
10 am to 7 pm HKT
Monday to Friday (except on public Hong Kong holidays)
Monday to Friday (except on public Hong Kong holidays)
Accounting integration
API integration
Comparison as of June 2025
3 reasons why businesses choose Aspire over Statrys
Aspire delivers more value as a primary account for growing businesses, with features that matter most for your day-to-day operations. Here’s how Aspire stands out.
Transparent Fees. No Guesswork.
Aspire charges no monthly fees and offers market-leading FX rates when sending or receiving payments. Statrys applies a HKD 88 monthly fee if usage conditions aren’t met, penalizing you for inactivity.
1% Cashback on SaaS and Marketing Spends
Aspire rewards business growth with unlimited 1% cashback on qualified SaaS and marketing expenses. Statrys offers no cashback, missing out on real savings for active spenders.
Support That Moves At Your Speed
Get issues resolved fast. Enjoy 24/7 support in English, or Cantonese and Mandarin during business hours. Reach us via the Aspire App, WhatsApp, or Email, whichever works best for you.
How Aspire works
Aspire brings together the security of traditional banking with the innovation of modern fintech to create the future of business finance. Here's what makes our platform uniquely powerful:
Trusted banking foundation
Your funds are safeguarded by licensed financial institutions in full compliance with Hong Kong’s Money Service Operator (MSO) regulatory standards and follows strict data security protocols to ensure your business finances are protected every step of the way.
Seamless global payments
Aspire makes it easy to send and receive payments across 130+ countries in 13 currencies. With access to local rails and major card networks, businesses benefit from competitive exchange rates, faster transfers, and zero hidden fees—built to support your international operations without the usual friction.
AI-powered financial control
Gain full visibility and control over your business finances with Aspire’s smart tools. From automated reconciliation and multi-level approvals to real-time spend tracking and accounting integrations, Aspire helps modern finance teams streamline operations and stay audit-ready at all times.
We are backed by leading institutions and world-class investors
Frequently asked questions about Aspire vs. Statrys
Who should choose Aspire?
Aspire is a better fit for startups and growing businesses that want transparent pricing, market-leading FX rates, and automation tools. If you value unlimited virtual cards, cashback rewards, and no monthly fees, Aspire is the smarter choice.
Who should choose Statrys?
Statrys may appeal to businesses that prefer a traditional banking-like feel or those focused primarily on HKD-based operations. Its FX and card features are more limited but could suit companies with simpler needs.
Which is better overall, Aspire or Statrys?
Aspire provides more flexibility and value for businesses that prioritize cost-efficiency, modern tools, and scalability. With lower FX costs, unlimited cards, and cashback, Aspire is built for long-term growth.
Which offers better value, Aspire or Statrys?
Aspire offers more value for money, with zero monthly fees, market-leading FX rates starting from 0.18%, and 1% cashback on marketing and SaaS spend. Statrys charges a monthly fee unless certain usage conditions are met and offers no cashback.
Which has better customer support, Aspire or Statrys?
Aspire offers multi-channel support via live chat, WhatsApp, and email, with English available 24/7 and additional language support in Mandarin and Cantonese during business hours. Statrys provides weekday-only support, which may be limiting for fast-moving teams.
Which is better, Aspire Corporate Cards or Statrys Corporate Cards?
Aspire offers unlimited virtual cards in multiple currencies, including HKD and USD, with built-in spend controls and 1% cashback. Statrys limits issuance and only supports HKD. For scaling teams and cross-border operations, Aspire provides greater flexibility and value.
Which has better accounting integrations, Aspire or Statrys?
Aspire integrates with Xero, QuickBooks, and Netsuite, and also offers open API access. Statrys currently supports only Xero, with no public API. Aspire offers deeper automation and flexibility for finance teams.
Hear it first from our customers
“As a startup, we needed more flexible solutions to support our increasing needs, as well as ones that’d make the most financial sense in supporting our growth.”
$110,000
Saved per year
900hrs
Saved per year
View Case Study
Gregory Van
CEO of Endowus
"It was challenging to recognise costs efficiently with manual processes. With Aspire, we have control and visibility into all expenditure, allowing us to act swiftly and make informed decisions."
1,664hrs
Saved per year
$ 35,320.00
Saved per year
View Case Study
Chai Yang
Finance Director
"For organisations with many moving parts like ours, budgeting is important. Being unable to view our state of expenses at any given time causes challenges to modern businesses like ours."
760hrs
Saved per year
$ 73,000.00
Saved per year
View Case Study
Sagar Khatri
Co-Founder at Multiplier