About Aspire
Aspire Business Account is a Fintech Multi-Currency Business Account (MSO-licensed) offered by Aspire, who operates as a Fintech / Payment Institution in Hong Kong.
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Aspire Business Account vs Statrys (HK) Business Account Hong Kong (2026)
Aspire offers zero monthly charges, market-leading FX rates starting from 0.18%, and unlimited 1.2% cashback on all spend, making it the smarter choice over Statrys.
About Statrys
Statrys (HK) Business Account is a Fintech Multi-Currency Business Account (MSO-licensed HK) offered by Statrys, who operates as a Fintech / Payment Institution in Hong Kong.
Aspire vs Statrys (HK) key differences
Here's a side-by-side comparison of Aspire and Statrys (HK) to highlight key differences and help you choose the best business account for your needs.
Fintech / Payment Institution
Fintech / Payment Institution
Business account
Account type
Fintech Multi-Currency Business Account (MSO-licensed)
Fintech Multi-Currency Business Account (MSO-licensed HK)
Multi-currency wallets
13 currencies. HKD, SGD, EUR, GBP, USD, etc
11 currencies, HKD, USD, EUR, GBP, CNY, SGD, CAD, JPY, AUD, NZD, and CHF
Local account details (receive like a local)
FPS for HKD, local HKD/USD/CNY/etc
Collect HKD & CNY: free, send HKD & CNY: HK$5
Batch payments
Via Bulk Payment
Not offered
Invoicing
Via Invoice feature
Via Invoicing Software
Expense management
Via corporate cards + real-time expense tracking
Not a primary feature
API access
Via native Open API
Not offered
Integrations and ecosystem
Accounting software integrations
Via Xero, Stripe, Quickbooks
Via Xero
ERP integration
Not offered
Not offered
E-commerce integration
Via Tiktok, Shopee, Amazon, Lazada, Carousell, Temu, etc
Via Stripe, PayPal, and Shopify
Third-party apps
Via Xero etc
Via Xero, Paypal, Shopitfy, Stripe
Pricing and fees
Monthly fee
Basic: HK$0, Premium: HK$99 (Until 31 Dec 2026)
No
Account setup fee
Free
No
Domestic transfer fee
Free
HKD & RMB: HK$5
International transfer fee
Receive via SWIFT: HK$60, send via SWIFT: SHA USD $15, OURS USD $30 (or equivalent in HKD and CNY)
HK$85
FX markup
From 0.18%
From 0.1-0.15%
Receiving payments fee
Free (local HKD via FPS)
Local collect: free, collect: HK$60
Minimum balance
Free
No
Global coverage
Supported currencies
13 currencies. HKD, SGD, EUR, GBP, USD, etc
11 currencies, HKD, USD, EUR, GBP, CNY, SGD, CAD, JPY, AUD, NZD, and CHF
Countries served
Hong Kong, Singapore, India, US, Australia; international businesses via HK entity
Hong Kong, Singapore, or the British Virgin Islands
Support and services
Customer support
Dedicated account manager + phone + email; HK team in-office; Aspire HK company registration + accounting also offered
Email + phone + Whatsapp. Only for HK & Singapore
*Fees may vary, Comparison as of July 2026
Account opening fees
No account opening fees
Fees apply
Initial deposit
No initial deposit required
Initial deposit required
Monthly account maintanence
No monthly account fees
Fees apply
Local transfers
Starts from HKD 0
HKD 5 via FPS; HKD 55 fee over HKD 1M
Unlimited virtual cards
Yes. Physical cards are also available
Only a few virtual cards allowed
Invoice, billing and spend management
Features included in every account
No expense management features
Disclaimer: The above data is extracted from the websites of the banking companies as of January 31st, 2025, for reference only and is subject to the announcement of the banking companies.
The above information is based on Aspire desktop research and should not be construed as advice. While every effort has been made to ensure accuracy, users should verify information independently.
The above information is based on Aspire desktop research and should not be construed as advice. While every effort has been made to ensure accuracy, users should verify information independently.
Trusted by 50,000+ modern businesses
3 reasons why Aspire is better
Aspire is built to be your primary business account, helping you save more, earn more, and move faster in your day-to-day operations. Here's how Aspire stands out.
Transparent fees, no guesswork
Aspire charges no monthly fees and offers market-leading FX rates when sending or receiving payments. Statrys applies a HKD 88 monthly fee if usage conditions aren’t met, penalizing you for inactivity.
Unlimited 1.2% cashback on all spend
Aspire rewards business growth with unlimited 1.2% cashback^ on all spend. Statrys offers no cashback, missing out on real savings for active spenders.
Support that moves at your speed
Get issues resolved fast with support that speaks your language—literally. Enjoy 24/7 English support, plus Cantonese, and Mandarin during business hours via the Aspire App, WhatsApp, or Email.
Run your finances from one place
Open a multi-currency business account with no monthly fee, built-in invoicing, and real-time expense tracking.
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How Aspire works
Aspire brings together the security of traditional banking with the innovation of modern fintech to create the future of business finance. Here's what makes our platform uniquely powerful:
Trusted banking foundation
Your funds are safeguarded by licensed financial institutions in full compliance with Hong Kong’s Money Service Operator (MSO) regulatory standards and follows strict data security protocols to ensure your business finances are protected every step of the way.
Seamless global payments
Aspire makes it easy to send and receive payments across 130+ countries in 40+ currencies. With access to local rails and major card networks, businesses benefit from competitive exchange rates, faster transfers, and zero hidden fees—built to support your international operations without the usual friction.
AI-powered financial control
Gain full visibility and control over your business finances with Aspire’s smart tools. From automated reconciliation and multi-level approvals to real-time spend tracking and accounting integrations, Aspire helps modern finance teams streamline operations and stay audit-ready at all times.
Our investors
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Frequently asked questions about Aspire vs. Statrys
Who should choose Aspire?
Aspire is a better fit for startups and growing businesses that want transparent pricing, market-leading FX rates, and automation tools. If you value unlimited virtual cards, cashback rewards, and no monthly fees, Aspire is the smarter choice.
Who should choose Statrys?
Statrys may appeal to businesses that prefer a traditional banking-like feel or those focused primarily on HKD-based operations. Its FX and card features are more limited but could suit companies with simpler needs.
Which is better overall, Aspire or Statrys?
Aspire provides more flexibility and value for businesses that prioritize cost-efficiency, modern tools, and scalability. With lower FX costs, unlimited cards, and cashback, Aspire is built for long-term growth.
Which offers better value, Aspire or Statrys?
Aspire offers more value for money, with zero monthly fees, market-leading FX rates starting from 0.18%, and unlimited 1.2% cashback^ on all spend. Statrys charges a monthly fee unless certain usage conditions are met and offers no cashback.
Which has better customer support, Aspire or Statrys?
Aspire offers multi-channel support via live chat, WhatsApp, and email, with English available 24/7 and additional language support in Mandarin and Cantonese during business hours. Statrys provides weekday-only support, which may be limiting for fast-moving teams.
Hear it first from our customers
Gregory Van
CEO of Endowus
“As a startup, we needed more flexible solutions to support our increasing needs, as well as ones that’d make the most financial sense in supporting our growth.”
Read the case study
$111,000
Saved per year
900hr
Saved per year
Chai Yang
Finance Director
"It was challenging to recognise costs efficiently with manual processes. With Aspire, we have control and visibility into all expenditure, allowing us to act swiftly and make informed decisions."
Read the case study
$35,320
Saved per year
1,664hrs
Saved per year
Sagar Khatri
Co-Founder at Multiplier
"For organisations with many moving parts like ours, budgeting is important. Being unable to view our state of expenses at any given time causes challenges to modern businesses like ours."
Read the case study
$73,000
Saved per year
760hrs
Saved per year
Start your journey with Aspire
Open your free account