Scale SME services seamlessly and swiftly
AspireOS
Your brand. Our platform.
Upgrade to modern business banking with a modular, AI-powered Financial OS
What we offer
Banking
A comprehensive suite empowering banks to manage B2B financial services seamlessly.
Onboarding
Streamlined process to efficiently integrate new business clients.
Checking & saving
Flexible account options tailored for business financial needs.
Smart cards management
Centralized control for issuing and managing smart cards.
Payments management
Stablecoins-ready robust tools for secure and efficient payments processing.
Credit
Tailored credit solutions to support growth and liquidity.
Powered by AI
FinOS
An integrated financial operating system powered by AI.
Accounts payable
Automated management of outgoing payments for enhanced efficiency.
Accounts receivable
Streamlined tracking and collection of incoming payments.
Accounting
Real-time financial tracking and reporting for accurate insights.
Payroll management
Simplified payroll processing for seamless employee payments.
Expense Management
Real-time employee expense tracking & reconciliation
Deliver modern, scalable finance solutions for businesses
Add FinOS to your banking stack
Embedded workflows automate expenses and payables for businesses
AI-powered ERP modules for payables and receivables mgmt
Bank-grade security compliance - ISO / SOC / PCI
Flexible pricing, commitment to shared growth
Long-term partnership driven by shared customer success
Leverage the power of AI to cut development burn
Modular, microservice-based structure for simpler implementation
3x faster implementation. Deploy in weeks, not months
Plug-and-play approach cuts deployment time significantly
Built-in compliance simplifies regulatory challenges across markets
Enter the B2B segment with speed and branded control
AspireOS offers a complete full-stack solution
Business banking
Banking
Onboarding
Checking & Savings
Smart card management
Payments management
Credit
FinOS
Invoicing and AR
AP
Expense management
Accounting
Payroll management
*Illustrative, based on our own internal research and assessment
FAQs about AspireX
What kinds of businesses can AspireX support?
We work with fintechs, financial institutions, platforms, marketplaces, Web3 companies, enterprises and SMEs.
Can AspireX support Web3 and stablecoin-native businesses?
Yes. We're built to handle both fiat and stablecoin flows and have the ability to serve web3 businesses and financial institutions — OTCs, exchanges, on/off-ramps, and stablecoin issuers are core to who we serve. Stablecoin wallets, off-ramp, and card spend are launching soon.
How long does onboarding and integration take?
Typical onboarding is two to four weeks. Some clients have gone live in a week — see our OpenFX case study. Integration is a single API across all products.
Which markets are you live in?
We hold payment licenses in tier-1 markets - SG, HK, AU, EU (NL), US and CA, with UK coming soon.
Card issuance is live in Singapore, Hong Kong, US, and Australia — EU, UK, and Canada are coming soon. Our collections and payout capabilities cover 100+ countries, with exceptionally strong coverage in APAC.
How do you handle compliance and risk?
We're a licensed entity in every market we operate in, with institutional-grade compliance, AML, and KYB processes. We handle the regulated complexity so you can focus on building. We are happy to discuss which model would work for your use case.
What's your pricing model?
Modular and usage-based — pay only for the products you use, with volume-based discounts as you scale. Custom pricing available for enterprise volumes and integrated card programs. Every X account includes a sandbox, technical support, and a dedicated account manager. Speak to our team to find out more.
