Scale SME services seamlessly and swiftly
AspireOS
Your brand. Our platform.
Upgrade to modern business banking with a modular, AI-powered Financial OS
What we offer
Banking
A comprehensive suite empowering banks to manage B2B financial services seamlessly.
Onboarding
Streamlined process to efficiently integrate new business clients.
Checking & saving
Flexible account options tailored for business financial needs.
Smart cards management
Centralized control for issuing and managing smart cards.
Payments management
Robust tools for secure and efficient payment processing.
Credit
Tailored credit solutions to support growth and liquidity.
Powered by AI
FinOS
An integrated financial operating system powered by AI.
Accounts payable
Automated management of outgoing payments for enhanced efficiency.
Accounts receivable
Streamlined tracking and collection of incoming payments.
Accounting
Real-time financial tracking and reporting for accurate insights.
Payroll management
Simplified payroll processing for seamless employee payments.
User management
Secure and intuitive control over user access and permissions.
Deliver modern, scalable finance solutions for businesses
Add FinOS to your banking stack
Embedded workflows automate expenses and payables for businesses
AI-powered ERP modules for payables and receivables mgmt
Bank-grade security compliance - ISO / SOC / PCI
Flexible pricing, commitment to shared growth
Long-term partnership driven by shared customer success
Leverage the power of AI to cut development burn
Modular, microservice-based structure for simpler implementation
3x faster implementation. Deploy in weeks, not months
Plug-and-play approach cuts deployment time significantly
Built-in compliance simplifies regulatory challenges across markets
Enter the B2B segment with speed and branded control
AspireOS offers a complete full-stack solution
Business banking
Banking
Onboarding
Checking & Savings
Smart card mgmt
Payments mgmt
Credit
FinOS
Invoicing and AR
AP
Expense mgmt
Accounting
Payroll mgmt
*Illustrative, based on our own internal research and assessment
FAQ
Why should banks use this solution over a custom-built product?
From a business perspective, integration with Aspire OS is lightweight and incremental, not a “big-bang” transformation. The platform is modular, meaning banks can choose to deploy only the components that are relevant to their current strategy.
Banking
- Checking & saving
- Credit
- Onboarding
- Payments management
- Smart cards management
FinOS (powered by AI)
- Accounts payable
- Accounts receivable
- Accounting
- Payroll management
- User management
How long does it take to implement Aspire OS?
Typically, the process begins with a sandbox environment where your team can test live data flows, API calls, and product configurations safely. Aspire’s team handles most of the setup — including provisioning, authentication, and compliance validation - to minimize internal effort on your side.
Implementation timelines vary depending on the modules, but for most Aspire OS clients, initial integration takes 2–4 months to reach a working proof of concept, with full production deployment following shortly after. There is no dependency on replacing your core banking system; Aspire OS works alongside your existing systems via APIs, making it compatible with major vendors like Temenos, Thought Machine, Mambu, nCino, and others.
How does Aspire OS help to manage risks and security?
Aspire OS enables banks to operate securely and confidently by embedding risk management and compliance into its operations. With ISO 27001 certification, PCI-DSS v4.0 compliance, and SOC 2 audits, Aspire OS ensures that your data remains protected, risks are continuously monitored, and regulatory standards are consistently met.
In short, integration with Aspire OS is meant to accelerate, not complicate, your digital roadmap, helping you deliver new SME capabilities in a matter of months, not years.