Fast global payments & international money transfers for businesses

Streamline your global payments to suppliers and employees with local payout accounts, same-day international transfers, and market-leading FX rates

Trusted by 50,000+ modern businesses

Powering your international payments

Make fast international transfers

Make same-day transfers to 15+ major currencies on the go

Save on your international payments

Enjoy free local transfers in major currencies while enjoying FX rates 3x cheaper than banks.

No hidden fees

Fully transparent on what you pay for. Get a full breakdown of fees before each transaction, no surprises there.

Fuel your company’s global ambitions

Get access to the best FX rates with no hidden fees

Send and receive international payments in 30+ currencies across 130+ countries at rates 3x cheaper than banks

Enjoy low-cost SWIFT payments from USD$8

No hidden, account opening or monthly maintenance fees

Free local transfers and market-leading FX rates

Open local collection accounts in USD, EUR, SGD, and IDR

Send, hold and receive funds in major currencies to transact with overseas suppliers and customers easily

Enjoy free local inbound and outbound transfers to minimise FX conversions

Fast, same-day global payments & international transfers

Safely send same-day local transfers and FX payments to 30+ major currencies directly from the Aspire App

Fast reliable global payments to ensure your partners are always paid on time and improve cash flow

Eliminate errors - sync your transactions with your accounting software

Close your books twice as fast, with all transactions synced with major accounting software

Automate your accounting processes and improve your tracking accuracy

Hear it first from our customers

“As a startup, we needed more flexible solutions to support our increasing needs, as well as ones that’d make the most financial sense in supporting our growth.”
$110,000
Saved per year
900hrs
Saved per year
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Gregory Van

CEO of Endowus

"By leveraging Aspire, First Page aimed to establish tighter control over our financial outflows, ensuring that all media spending stayed within the allocated budget limits. This was crucial for maintaining financial discipline and ensuring that our company's marketing efforts were both effective and sustainable."
$ 80,405
Saved per year
2,834hrs
Saved per year
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Holly Qian

Head of Finance, First Page Digital

"In the past, we used different devices for calls, music, and work. Just like smartphones brought everything together, Aspire elegantly combines corporate cards, FX, business accounts, payables, and much more, into one user-friendly interface."
$28,037
Saved per year
860hrs
Saved per year
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William Chong

Finance Director at Glints

Make global payments & international transfers without breaking the bank

FAQs about global payments & international money transfers

What are SWIFT transfers and how do they work?

SWIFT is an abbreviation for the Society for Worldwide Interbank Financial Telecommunication and stands for a worldwide network of banks that work collaboratively to provide their customers with international bank transfers.

All SWIFT transfers are carried out via the payer's bank, which gets debited and routed through multiple intermediary banks before the recipient's bank is credited. This whole process can take up to 1-4 business days.

What are local transfers and how do they work?

Local transfer uses a web of financial institutions through which the recipient can be paid using their local bank. Intermediaries are used for facilitating transactions and to clear the bank transfer payment, also known as remittance.

In local transfers, the funds are processed by the recipient's local bank in their local currency and settled through their local payment system. All you need are the recipient's bank details, including their local bank account number. While local transfers are cheaper than SWIFT transfers, they take longer to process.

What is the difference between International wire transfers vs local bank transfers?

The key difference between international wire transfers and local bank transfers is that local bank transfers can be completed at a relatively low cost, whereas international wire transfers are generally more expensive. International wire transfers, however, are more reliable and faster than local bank transfers.

How do global payments or international money transfers work?

Global payment is the process of transferring money to a bank account that is set up in a foreign country. This payment could be made to your supplier, your vendor, an employee, a business affiliate or any other entity. Making global payments involved strenuous processes and numerous fees in the past, however, the process is easier and more cost-effective today.

Generally, a global payment provider is involved, who functions as an intermediary between the payer & the receiver from different nations. When a business uses its card to make a purchase, the provider receives the transaction details and relays them to the issuing bank which is located in a different country, thus requiring a process of conversion.