Low FX fees. Fast global transfers

Save more with FX pricing that beats most providers in the market, and keep more of your earnings. Full transparency from day one, what you see is what you pay.

Trusted by 50,000+ modern businesses

Powering your international payments

Enjoy real business savings on international payments

Unlock market leading FX rates from just 0.22% above mid-market rates, and save more on each transfer.

Make fast international transfers

Make same-day transfers to 15+ major currencies on the go, with competitive FX pricing that beats top providers in the market today.

What you see is what you pay

The converted amount and fees are shown upfront — no surprises.

Fuel your company’s global ambitions

Bigger savings on market-leading FX rates

Save more with FX pricing that beats most providers in the market today

Send and receive international payments in 30+ currencies across 130+ countries at one of the best FX rates

No hidden, account opening or monthly maintenance fees

Free local transfers for smooth transactions

Open local collection accounts in SGD, USD, EUR, GBP at no cost.

Send, hold and receive funds in major currencies to transact with overseas suppliers and customers easily.

Enjoy free local transfers in major currencies while enjoying market leading FX rates

Same day global payments & international transfers

Safely send same-day local transfers and FX payments to 30+ major currencies directly from the Aspire App

Fast reliable global payments to ensure your partners are always paid on time and improve cash flow

Sync transactions with your accounting software

Close your books twice as fast, with all transactions synced with major accounting software

Automate your accounting processes and improve your tracking accuracy

Hear it first from our customers

“As a startup, we needed more flexible solutions to support our increasing needs, as well as ones that’d make the most financial sense in supporting our growth.”
$110,000
Saved per year
900hrs
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Gregory Van

CEO of Endowus

"By leveraging Aspire, First Page aimed to establish tighter control over our financial outflows, ensuring that all media spending stayed within the allocated budget limits. This was crucial for maintaining financial discipline and ensuring that our company's marketing efforts were both effective and sustainable."
$ 80,405
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2,834hrs
Saved per year
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Holly Qian

Head of Finance, First Page Digital

"In the past, we used different devices for calls, music, and work. Just like smartphones brought everything together, Aspire elegantly combines corporate cards, FX, business accounts, payables, and much more, into one user-friendly interface."
$28,037
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860hrs
Saved per year
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William Chong

Finance Director at Glints

Make global payments without breaking the bank

FAQs about global payments & international money transfers

What are SWIFT transfers and how do they work?

SWIFT is an abbreviation for the Society for Worldwide Interbank Financial Telecommunication and stands for a worldwide network of banks that work collaboratively to provide their customers with international bank transfers.

All SWIFT transfers are carried out via the payer's bank, which gets debited and routed through multiple intermediary banks before the recipient's bank is credited. This whole process can take up to 1-5 business days.

What are local transfers and how do they work?

A local transfer uses a network of financial institutions to send money directly to a recipient’s local bank account. These transfers are settled in the local currency by the recipient’s bank. All you need are the recipient’s local bank account details.

Local transfers are generally cheaper and faster than SWIFT transfers. They typically settle instantly or within 1 business day, depending on the country’s payment infrastructure. By contrast, international wire transfers (via SWIFT) are used for cross-border payments but can take 1–5 business days and incur higher fees due to intermediary banks and currency conversion.

What is the difference between international wire transfers vs local bank transfers?

The key difference between international wire transfers and local bank transfers is that local transfers are typically faster and more cost-effective, while international wire transfers tend to involve higher fees due to intermediary banks and currency conversions.

How do global payments or international money transfers work?

Global payment is the process of transferring money to a bank account that is set up in a foreign country. This payment could be made to your supplier, your vendor, an employee, a business affiliate or any other entity. Making global payments involved strenuous processes and numerous fees in the past, however, the process is easier and more cost-effective today.

Generally, a global payment provider is involved, which functions as an intermediary between the payer & the receiver from different nations. They may collect funds locally and settle them in the recipient’s country using local payment networks, which reduces costs and processing times.