The all-in-one, multi-currency business account

Everything you need to build, run, and scale your business globally from day one. Free for new businesses.

Aspire business account

Borderless, just like your business

Get started in minutes

100% online submission, and get access to your multi-currency account details and free local transfers within hours. Free for new businesses.

Transparent and low cost FX

Enjoy savings on international payments, up to 3x cheaper than banks. Always know your costs before making transfers.

Earn unlimited cashback

Earn 1% cashback from select merchants, stacked on top of FX gains from your multi-currency corporate card spend.

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Keep your funds safe and secure

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Open a business account in Singapore, one of the most stable financial hubs in the world.

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All your funds are safeguarded with a tier-1 bank in Singapore.

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Your funds are always available for withdrawal. Aspire never uses any of your deposits.

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Send and receive money in multiple currencies

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Get your own unique account numbers to receive money in multiple currencies, just like a local bank.

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Send and receive USD via domestic transfers for free.

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Free local transfers in SGD and IDR including FAST, GIRO and PayNow.

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Make fast and transparent international payments

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Send and receive international payments in 30+ currencies with low, transparent fees.

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Enjoy market-leading FX rates, up to 3x cheaper than banks.

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Avoid nasty surprises with charges and FX rates shown upfront, so you know exactly what you’re paying for. No hidden fees.

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Get multi-currency cards, with unlimited 1% cashback

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Issue unlimited virtual cards and spend in multiple currencies including USD without incurring FX fees.

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Pay online and in-store globally in more currencies including SGD and IDR.

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Get rewarded with unlimited 1% cashback on qualified SaaS and digital marketing purchases. No minimum spend required.

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Get physical cards, or choose to go digital with Apple Pay or Google Wallet.

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Maintain control with spend limits. Gain visibility with real-time expense tracking, with all your subscriptions in one place.

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Get paid faster with integrated invoicing

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Create and send professional looking, tax-compliant invoices that match your brand, all in a few clicks.

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Reduce payment delays with auto-reminders for clients to pay, and get notified when payments have been received.

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Payments are automatically matched to mark invoices as paid, and synced with your accounting software.

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Manage and plan your cashflow with an overview of your accounts receivable.

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Close your books 2x faster with native accounting integrations

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Sync each incoming and outgoing transaction with Aspire’s native Xero integration that updates hourly.

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Powerful integrations extend to other accounting platforms like Quickbooks, Oracle Netsuite, Deskera and SAP.

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Reduce manual error and save hundreds of hours on closing your books each year.

FAQs

Is Aspire a bank?

Aspire is not a bank, but a Payment Services Institution headquartered in Singapore. As a Payment Services Institution, Aspire is able to provide an all-in-one finance operating system for businesses. Aspire cannot utilise customer deposits for any lending or investment purposes.

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Are my funds safe?

Your funds are safe with Aspire. Your funds are held strictly segregated in a trust account and safeguarded with a leading Tier 1 bank partner in Singapore.

Singapore is one of the most stable financial hubs in the world, hence we believe that this is one of the safest places to hold money.

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What type of businesses are eligible to sign up?

We support businesses globally. Any business that falls within our Acceptable Use Policy can sign up.

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Experience the all-in-one difference

Save time, save money, and scale globally with everything in one place. Free for new businesses.