The all-in-one, multi-currency business account

Everything you need to build, run, and scale your business globally from day one

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Funds safeguarded with Tier-1 banks in Singapore

Borderless, just like your business

Open your account in 1 day

100% online submission, and get access to your multi-currency account details and free local transfers within hours

Transparent and low cost FX

Enjoy savings on international payments, up to 3x cheaper than banks. Always know your costs before making transfers

Earn unlimited cashback

Earn 1% cashback from select merchants, stacked on top of FX gains from your multi-currency corporate card spend

Send and receive money in multiple currencies

Get your own local and international account numbers to receive money in multiple currencies, just like a bank

All your funds are safeguarded with Tier-1 banks in Singapore

Your funds will always be available to you. Aspire never uses any of your funds

Make fast and transparent international payments

Send and receive international payments in 30+ currencies with low, transparent fees

Enjoy market-leading FX rates, up to 3x cheaper than banks

Avoid nasty surprises with charges and FX rates shown upfront, so you know exactly what you’re paying for. No hidden fees

Pay like a local with free domestic transfers

Send and receive domestic SGD transfers via FAST and PayNow

Send PayNow transfers to anyone or any company via QR code, or to mobile numbers, NRIC, UEN, or VPAs

Send and receive USD and IDR domestic transfers for free

Get multi-currency cards with unlimited cashback

Issue unlimited virtual corporate cards with smart controls in seconds

Skip the FX fees with multi-currency cards, or spend with market leading-rates up to 3x cheaper than banks

Get rewarded with unlimited 1% cashback on qualified SaaS and digital marketing purchases

Get physical cards, or choose to go digital with Apple Pay or Google Wallet integrations

Centralise your payables and receivables

Create and send professional looking, tax-compliant invoices that match your brand, all in a few clicks

Get paid 2x faster with auto-reminders, and get notified when payments have been received

Streamline your bill payments across the organisation, assigned to budgets and with approval flows

All invoices are synced with your accounting software, making it easy to manage and plan your cashflow

Close your books 2x faster with native accounting integrations

Reduce manual errors and save hundreds of hours with Aspire’s native Xero integration that updates hourly

Our advanced integrations include receipt attachments with text recognition, line items, and payment status updates

Powerful integrations extend to other accounting platforms like Quickbooks, Oracle Netsuite, Deskera and SAP

FAQs

Is Aspire a bank?

Aspire is not a bank, but a Payment Services Institution headquartered in Singapore. As a Payment Services Institution, Aspire is able to provide an all-in-one finance operating system for businesses. Aspire cannot utilise customer deposits for any lending or investment purposes.

Are my funds safe?

Your funds are safe with Aspire. Your funds are held strictly segregated in a trust account and safeguarded with a leading Tier 1 bank partner in Singapore.

Singapore is one of the most stable financial hubs in the world, hence we believe that this is one of the safest places to hold money.

What type of businesses are eligible to sign up?

We support businesses globally. Any business that falls within our Acceptable Use Policy can sign up.