#1 Digital business account for SMEs and Startups

One account for all your business financial needs.
100% digital and free account opening, no hidden fees.

Sign up in 5 minutes.

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No minimum
deposit

No monthly
fees

Lowest FX
rates

Direct Xero
integration

Business banking doesn't have to be hard

Manage your business finances from anywhere at anytime

Easy

Manage your business in real-time, on the go.

Fast

Open an account in minutes, completely online. No branch visits.

Transparent

No monthly or fall below fees. Low, transparent pricing with free local transfers.

The all-in-one business account

Manage your business finances the way you should - easy, fast, and transparent

Send and receive money from any bank account

Get your own unique bank account just like any bank

Smart features and integrations

Auto-spend categorisation, scheduled and bulk payments, integrated with Xero, and more

Works with your team

Enable multi-user access and manage your team expenses through card budgeting

Save on international transaction fees

Spend at the mid-market exchange rate, with low transparent fees

Lowest FX Rates

Available on desktop and mobile

Go paperless with our direct Xero integration

A seamless experience with the fastest accounting integration in the market

1

1-click integration

2

Hourly data syncs (fastest in market)

3

Add your accountants or finance managers with multiple-user access

Exclusive to Aspire Users — Enjoy 50% off the first 3 months of your Xero subscription
‍

Top features

In-app support

With personalized customer service

Save on FX rates

With low transparent fees

Earn cashback

1% on Marketing and SaaS card spend

Multi-user access

With different permissions

Xero accounting integration

With hourly sync

Auto spend-categorization

For added convenience

Maker-checker

Payment approval process

Expense management

With multiple employee cards

Bulk Payments

Send multiple transfers with ease

Coming soon

Commonly asked questions

What is an Aspire Account?

The Aspire Account is a business account that allows you to send and receive money for your business operations.

Is Aspire regulated by MAS?

Aspire is currently carrying on business under an exemption granted by the Monetary Authority of Singapore (MAS) and is currently exempted from holding a licence to provide payment services under the Payment Services Act (No. 2 of 2019). Aspire continues to provide such services pursuant to the Payment Services (Exemption for Specified Period) Regulations 2020.

Who is eligible for an Aspire Account?

All entities registered in Singapore with ACRA are eligible to apply.

The applicant must be the director of the business.

The director does not need to be a Singapore citizen, so foreigners are eligible to apply as long as their entity is registered in Singapore with ACRA.

What documents do I need to submit to apply?

You'll need just your director’s identity document (NRIC, Passport, EP, DP, or Work Pass), or you can apply via MyInfo (Singpass)

How long will it take for my account to be approved?

Accounts with all required documentation are approved within a few working hours. Should we need additional documents, Aspire will reach out. Upon approval, you will be able to use your account and card to transact immediately.

What are the fees involved for opening an Aspire Account?

Opening an Aspire Business Account is completely free. There are no monthly, fall-below, or hidden fees. We take a transparent approach towards transaction pricing, which you can view here.

How is the money in my account secured?

Your funds are kept strictly segregated in a trust account with a tier-1 bank which is safeguarded in accordance with the Payment Services Act, following MAS guidelines.

We're here to help - reach us directly

Chat with us in-app, or via call or email

No branch visits, long waits, or answering machines

We're passionate and invested in growing your business

sg@aspireapp.com

Frequently Asked Questions

Do business with confidence

Your funds are safeguarded in trust

Your funds are kept strictly segregated in a trust account with a tier-1 bank which is safeguarded in accordance with the Payment Services Act, following MAS guidelines on the same

Secure and private

We implement the highest digital security encryption and access protocols. Customer privacy is central to our build and we never share your data

Get started today

Easy, fast, transparent. Aspire gives over 10,000 business owners their money and time back.

supported by

Consumer advisory - Aspire FT Pte. Ltd. is currently exempted from holding a licence to provide payment services under the Payment Services Act (No. 2 of 2019). You can find the list of exempted entities here. Credit lines to businesses are issued by Aspire Financial Technologies Pte. Ltd, which is an exempted moneylender under the Moneylenders Act (Cap. 188). Visa cards are issued and powered by NIUM Pte Ltd. Consumers and cardholders are advised to read all terms and conditions which can be found here.

If you wish to discuss data protection matters, please contact our Data Protection Officer at singapore-dpo@aspireapp.com