The all-in-one, multi-currency business account

Everything you need to build, run, and scale your business globally from day one. Free for new businesses.

Aspire business account

Borderless, just like your business

Get started in minutes

100% online submission, and get access to your multi-currency account details and free local transfers within hours. Free for new businesses.

Transparent and low cost FX

Enjoy savings on international payments, up to 3x cheaper than banks. Always know your costs before making transfers.

Earn unlimited cashback

Earn 1% cashback from select merchants, stacked on top of FX gains from your multi-currency corporate card spend.

banking for businesses

Keep your funds safe and secure

check

Open a business account in Singapore, one of the most stable financial hubs in the world.

check

All your funds are safeguarded with a tier-1 bank in Singapore.

check

Your funds will always be available to you. Aspire never uses any of your deposits.

open business bank account online

Send and receive money in multiple currencies

check

Get your own unique account numbers to receive money in multiple currencies, just like a local bank.

check

Send and receive USD via domestic transfers for free.

check

Free local transfers in SGD and IDR including FAST, GIRO and PayNow.

banking for businesses

Make fast and transparent international payments

check

Send and receive international payments in 30+ currencies with low, transparent fees.

check

Enjoy market-leading FX rates, up to 3x cheaper than banks.

check

Avoid nasty surprises with charges and FX rates shown upfront, so you know exactly what you’re paying for. No hidden fees.

small business bank account

Get multi-currency cards, with unlimited 1% cashback

check

Issue unlimited virtual cards and spend in multiple currencies including USD without incurring FX fees.

check

Pay online and in-store globally in more currencies including SGD and IDR.

check

Get rewarded with unlimited 1% cashback on qualified SaaS and digital marketing purchases. No minimum spend required.

check

Get physical cards, or choose to go digital with Apple Pay or Google Wallet.

check

Maintain control with spend limits. Gain visibility with real-time expense tracking, with all your subscriptions in one place.

corporate bank account singapore

Get paid faster with integrated invoicing

check

Create and send professional looking, tax-compliant invoices that match your brand, all in a few clicks.

check

Reduce payment delays with auto-reminders for clients to pay, and get notified when payments have been received.

check

Payments are automatically matched to mark invoices as paid, and synced with your accounting software.

check

Manage and plan your cashflow with an overview of your accounts receivable.

corporate bank account singapore

Close your books 2x faster with native accounting integrations

check

Sync each incoming and outgoing transaction with Aspire’s native Xero integration that updates hourly.

check

Powerful integrations extend to other accounting platforms like Quickbooks, Oracle Netsuite, Deskera and SAP.

check

Reduce manual error and save hundreds of hours on closing your books each year.

FAQs

Is Aspire a bank?

Aspire is not a bank, but a Payment Services Institution headquartered in Singapore. As a Payment Services Institution, Aspire is able to provide an all-in-one finance operating system for businesses. Aspire cannot utilise customer deposits for any lending or investment purposes.

cross

Are my funds safe?

Your funds are safe with Aspire. Your funds are held strictly segregated in a trust account and safeguarded with a leading Tier 1 bank partner in Singapore.

Singapore is one of the most stable financial hubs in the world, hence we believe that this is one of the safest places to hold money.

cross

What type of businesses are eligible to sign up?

We support businesses globally. Any business that falls within our Acceptable Use Policy can sign up.

cross

Experience the all-in-one difference

Save time, save money, and scale globally with everything in one place. Free for new businesses.

The all-in-one, multi-currency business account

Everything you need to build, run, and scale your business globally from day one
‍Free for new businesses

Funds safeguarded at DBS and other Tier-1 banks

Aspire business account

Borderless, just like your business

Get started in minutes

100% online submission, and get access to your multi-currency account details and free local transfers within hours. Free for new businesses

Transparent and low cost FX

Enjoy savings on international payments, up to 3x cheaper than banks. Always know your costs before making transfers

Earn unlimited cashback

Earn 1% cashback from select merchants, stacked on top of FX gains from your multi-currency corporate card spend

Send and receive money in multiple currencies

check

Get your own local and international account numbers to receive money in multiple currencies, just like a bank

check

All your funds are safeguarded with DBS and other Tier-1 banks

check

Your funds will always be available to you. Aspire never uses any of your funds

open business bank account online

Make fast and transparent international payments

check

Send and receive international payments in 30+ currencies with low, transparent fees

check

Enjoy market-leading FX rates, up to 3x cheaper than banks

check

Avoid nasty surprises with charges and FX rates shown upfront, so you know exactly what you’re paying for. No hidden fees

banking for businesses

Pay like a local with free domestic transfers

check

Send and receive domestic SGD transfers via FAST and PayNow

check

Send PayNow transfers to anyone or any company via QR code, or to mobile numbers, NRIC, UEN, or VPAs

check

Send and receive USD and IDR domestic transfers for free

small business bank account

Get multi-currency cards with unlimited cashback

check

Issue unlimited virtual corporate cards with smart controls in seconds

check

Skip the FX fees with multi-currency cards, or spend with market leading-rates up to 3x cheaper than banks

check

Get rewarded with unlimited 1% cashback on qualified SaaS and digital marketing purchases

check

Get physical cards, or choose to go digital with Apple Pay or Google Wallet integrations

corporate bank account singapore

Centralise your payables and receivables

check

Create and send professional looking, tax-compliant invoices that match your brand, all in a few clicks

check

Get paid 2x faster with auto-reminders, and get notified when payments have been received

check

Streamline your bill payments across the organisation, assigned to budgets and with approval flows

check

All invoices are synced with your accounting software, making it easy to manage and plan your cashflow

corporate bank account singapore

Close your books 2x faster with native accounting integrations

check

Reduce manual errors and save hundreds of hours with Aspire’s native Xero integration that updates hourly

check

Our advanced integrations include receipt attachments with text recognition, line items, and payment status updates

check

Powerful integrations extend to other accounting platforms like Quickbooks, Oracle Netsuite, Deskera and SAP

FAQs

Is Aspire a bank?

Aspire is not a bank, but a Payment Services Institution headquartered in Singapore. As a Payment Services Institution, Aspire is able to provide an all-in-one finance operating system for businesses. Aspire cannot utilise customer deposits for any lending or investment purposes.

cross

Are my funds safe?

Your funds are safe with Aspire. Your funds are held strictly segregated in a trust account and safeguarded with a leading Tier 1 bank partner in Singapore.

Singapore is one of the most stable financial hubs in the world, hence we believe that this is one of the safest places to hold money.

cross

What type of businesses are eligible to sign up?

We support businesses globally. Any business that falls within our Acceptable Use Policy can sign up.

cross