#1 Digital business account for SMEs and Startups

One account for all your business financial needs.
100% digital and free account opening, no hidden fees.

Sign up in 5 minutes.

Business banking doesn't have to be hard

Manage your business finances from anywhere at anytime


Manage your business in real-time, on the go.


Open an account in minutes, completely online. No branch visits.


No monthly or fall below fees. Low, transparent pricing with free local transfers.

The all-in-one business account

Manage your business finances the way you should - easy, fast, and transparent

Send and receive money from any bank account

Get your own unique bank account just like any bank

Smart features and integrations

Auto-spend categorisation, scheduled and bulk payments, integrated with Xero, and more

Works with your team

Enable multi-user access and manage your team expenses through card budgeting

Save on international transaction fees

Spend at the mid-market exchange rate, with low transparent fees

Everything synced with your accounting

Automated tagging to categorise your spend. Have everything linked to Xero. Financial statements? All taken care of.
1% cashback on following apps

Available on desktop and mobile

Go paperless with our direct Xero integration

A seamless experience with the fastest accounting integration in the market


1-click integration


Hourly data syncs (fastest in market)


Add your accountants or finance managers with multiple-user access
Exclusive to Aspire Users — Enjoy 50% off the first 3 months of your Xero subscription
Enjoy Reward

Top features

In-app support

With personalized customer service

Save on FX rates

Earn cashback

1% on Marketing and SaaS card spend

Multi-user access

With different permissions

Xero accounting integration

With hourly sync

Auto spend-categorization

For added convenience


Payment approval process

Expense management

With multiple employee cards

Bulk Payments

Send multiple transfers with ease
Coming soon

Commonly asked questions

What is an Aspire Account?

The Aspire Account is a business account that allows you to send and receive money for your business operations.

Is Aspire regulated by MAS?

Aspire is currently carrying on business under an exemption granted by the Monetary Authority of Singapore (MAS) and is currently exempted from holding a licence to provide payment services under the Payment Services Act (No. 2 of 2019). Aspire continues to provide such services pursuant to the Payment Services (Exemption for Specified Period) Regulations 2020.

Who is eligible for an Aspire Account?

All entities registered in Singapore with ACRA are eligible to apply.

The applicant must be the director of the business.

The director does not need to be a Singapore citizen, so foreigners are eligible to apply as long as their entity is registered in Singapore with ACRA.

What documents do I need to submit to apply?

You'll need just your director’s identity document (NRIC, Passport, EP, DP, or Work Pass), or you can apply via MyInfo (Singpass)

How long will it take for my account to be approved?

Accounts with all required documentation are approved within a few working hours. Should we need additional documents, Aspire will reach out. Upon approval, you will be able to use your account and card to transact immediately.

What are the fees involved for opening an Aspire Account?

Opening an Aspire Business Account is completely free. There are no monthly, fall-below, or hidden fees. We take a transparent approach towards transaction pricing, which you can view here.

How is the money in my account secured?

Your funds are kept strictly segregated in a trust account with a tier-1 bank which is safeguarded in accordance with the Payment Services Act, following MAS guidelines.

Do business with confidence

Your funds are fully safeguarded

Your funds are held securely in a strictly segregated trust account with a tier-1 bank, which is safeguarded in accordance with the Payment Services Act, following MAS guidelines on the same.

Security is at our core

We implement the highest digital security encryption and access protocols. Customer privacy is central to our build and we never share your data.

Customer service is our priority

We’re here to help in whichever format you prefer. Search our FAQs, chat, call, or email us directly.

Get started today

Easy, fast, transparent. Aspire gives over 10,000 business owners their money and time back.
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