Yield is coming soon

Your money deserves better

Unlock returns on your money with seamless access to your funds whenever your business needs it. Exclusive to eligible Aspire customers.
*Returns based on annualised amortised rate for USD as of February 6, 2025. Future growth on returns are not guaranteed and the rate may be subject to change. Investments may fluctuate in value and capital may be at risk. Past performance is not indicative of future performance.
4.09%*

Enjoy 4.25% returns on USD and 2.55% on SGD*

With zero Aspire annual fees when you sign up by April 30, 2025*.
Limited to the first 100 signups. 0.5% annual fee applies if you sign up from May 1, 2025.
*For the first 100 new-to-Aspire users who sign up and have their accounts verified on or before April 30, 2025. Eligible users will enjoy a 0.5% Aspire annual fee waiver from the launch of Aspire Yield till December 31, 2025. Terms and conditions apply. Returns based on annualised amortised rate for USD and SGD as of March 21, 2025. Returns are not guaranteed and the rate may be subject to change. Investments may fluctuate and capital may be at risk. Past performance is not indicative of future performance.

Earn returns in multiple currencies

3.75%*
on USD
After 0.5% Aspire annual fee
2.05%*
on SGD
After 0.5% Aspire annual fee
*Returns based on annualised amortised rate for USD and SGD as of March 21, 2025. Returns are not guaranteed and the rate may be subject to change. Investments may fluctuate in value and capital may be at risk. Past performance is not indicative of future performance.

Boost your USD gains with every dollar put in

Don’t let your cash sit idle. Get a sneak peek of your potential returns.
+ USD 85,000/year
$
$$$$
Balance
$3.48M
Balance
USD 3.48M
*Returns based on annualised amortised rate for USD as of March 21, 2025. Returns are not guaranteed and the rate may be subject to change. Investments may fluctuate in value and capital may be at risk. Past performance is not indicative of future performance.

Investment-like yield,
Savings-like security

At Aspire, we are committed to helping you maximise your money and minimise risk so you can focus on scaling your business.
Funds security
Your money will be invested in relatively low-risk money market funds managed by Singapore’s leading fund managers. You’ll also get updates on the net asset value of, and returns on, your investments.
Always accessible
We believe in giving you full control of your money. Your Yield account is integrated with your Business Account, allowing you to seamlessly invest your funds anytime.

Zero lock-ins

Start from your first dollar in Yield and earn returns. The most flexible way to grow your business savings.

Cash out anytime

Earn returns on spare cash with next business day liquidity or move funds back to your Business Account for your business expenses whenever needed. All within your Aspire account.

All-in-one business account

Put your earnings to work. Pay bills, employee salaries and more. No need for multiple accounts and logins.

Supercharge your returns

Enjoy 4.25% returns on USD and 2.55% on SGD
With zero Aspire annual fees when you sign up by April 30, 2025*.
Limited to the first 100 signups. 0.5% annual fee applies if you sign up
from May 1, 2025.
*For the first 100 new-to-Aspire users who sign up and have their accounts verified on or before April 30, 2025. Eligible users will enjoy a 0.5% Aspire annual fee waiver from the launch of Aspire Yield till December 31, 2025. Terms and conditions apply. Returns based on annualised amortised rate for USD and SGD as of March 21, 2025. Returns are not guaranteed and the rate may be subject to change. Investments may fluctuate and capital may be at risk. Past performance is not indicative of future performance.

FAQs about Yield

When will Yield be available?

Yield is coming soon. You can sign up for an Aspire account now to enjoy early access and be among the first to know when it is launched.

How does Yield work?

Your Yield Account is integrated with your Aspire Business Account so you can seamlessly invest your funds anytime.

Your money will be invested in relatively low-risk, money market funds managed by Singapore’s leading fund managers. You’ll get updates on the net asset value of, and returns on, your investments, and access to your money whenever you want.

Are my investments risky?

We work in partnership with Singapore’s leading fund managers to enable you to invest in relatively low-risk money market funds.

The value of your investment may fluctuate and any past performance is not a guarantee of future or likely returns. We will provide more information on the relevant funds soon.

We provide you full visibility of your earnings in real-time and the option of withdrawing your money anytime.

What are the Terms and Conditions to enjoy 4.25% returns on USD and 2.55% returns on SGD with zero Aspire annual fees*?

The 4.25%* returns on USD and 2.55% returns on SGD with zero Aspire annual fees incentive is only valid for the first 100 new-to-Aspire customers who sign up and complete account verification on or before April 30, 2025. Eligible users will receive a 0.5% Aspire annual fee waiver, applicable from the date of launch of Aspire Yield until December 31, 2025.

Users who do not qualify, or signed up from May 1, 2025, will have to pay a 0.5% Aspire annual fee.

Aspire may vary these Terms and Conditions, or suspend or terminate the fee waiver without any notice or liability to any party.

*Returns based on annualised amortised rate for USD and SGD as of March 21, 2025. Returns are not guaranteed. The rate may change when Aspire Yield is launched and capital may be at risk. Past performance is not indicative of future performance.

Is there a lock-in period for my funds?

No, you get full visibility of your funds and quick access to your money on the next business day (for redemption requests placed before cut-off time).

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