Your money deserves better
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Enjoy 4.28% returns on USD and 2.33% on SGD
Limited to the first 100 signups. 0.5% Aspire annual fee applies if you sign up from July 1, 2025.
Earn returns in multiple currencies
Boost your USD gains with every dollar put in
Investment-like yield,
Savings-like security
Zero lock-ins
Start from your first dollar in Yield and earn returns. The most flexible way to grow your business savings.
Cash out anytime
Earn returns on spare cash with next business day liquidity or move funds back to your Business Account for your business expenses whenever needed. All within your Aspire account.
All-in-one business account
Put your earnings to work. Pay bills, employee salaries and more. No need for multiple accounts and logins.
Supercharge your returns
Limited to the first 100 signups. 0.5% annual fee applies if you sign upโจfrom July 1, 2025.
FAQs about Yield
Who can use Yield?
Yield is currently available only to businesses incorporated in Singapore that qualify as active Non-Financial Entities (NFE). ย It is not available to companies with U.S. Persons or financial institutions and investment companies.
When will Yield be available?
Yield is coming soon. You can sign up for an Aspire account now to enjoy early access and be among the first to know when it is launched.
How does Yield work?
Your Yield Account is integrated with your Aspire Business Account so you can seamlessly invest your funds anytime.
Your money will be invested in relatively low-risk, money market funds managed by Singaporeโs leading fund managers. Youโll get updates on the net asset value of, and returns on, your investments, and access to your money whenever you want.
Are my investments risky?
We work in partnership with Singaporeโs leading fund managers to enable you to invest in relatively low-risk money market funds.
The value of your investment may fluctuate and any past performance is not a guarantee of future or likely returns. We will provide more information on the relevant funds soon.
We provide you full visibility of your earnings in real-time and the option of withdrawing your money anytime.
What are the Terms and Conditions to enjoy 4.28% returns on USD and 2.33% returns on SGD with zero Aspire annual fees*?
The 4.28% returns on USD and 2.33% returns on SGD* with zero Aspire annual fees incentive is only valid for the first 100 new-to-Aspire customers who sign up and complete account verification from April 1 to June 30, 2025. Eligible users will receive a 0.5% Aspire annual fee waiver, applicable from the date of launch of Aspire Yield until December 31, 2025.
Users who do not qualify, or signed up from July 1, 2025, will have to pay a 0.5% Aspire annual fee.
Aspire may vary these Terms and Conditions, or suspend or terminate the fee waiver without any notice or liability to any party.
*Returns based on annualised amortised rate for USD and SGD as of May 09, 2025. Returns are not guaranteed. The rate may change when Aspire Yield is launched and capital may be at risk. Past performance is not indicative of future performance.
Is there a lock-in period for my funds?
No, you get full visibility of your funds and quick access to your money on the next business day (for redemption requests placed before cut-off time).
Are there any fees for Yield?
Yield includes two types of annual feesโcharged separately by Aspire and the fund manager.
Aspire fee:
- USD: 0.50%, SGD: 0.50%
- This is charged monthly and will be deducted from your Business Account on the 1st of every month. If there arenโt enough funds there, itโll be deducted from your Yield Account.ย
โFund managerโs fee:ย
- USD: 0.22%, SGD: 0.20%
- This is paid out of the Fundโs assets, reflected in the net asset value of the Fund and you wonโt see it charged as a separate fee.ย
Reach out to us!