Unleash the power of the All-in-one Finance OS

With simple and transparent pricing for companies of all sizes
Ideal for new and small businesses
up to 10 employees
STANDARD
$12
SGD/month
Start Free Trial
60 days free trial. No credit card required.
Free for startups incorporated in the last 12 months.
USERS
5 Users included
ACCOUNTS
Multi-Currency Accounts
USD, SGD, more coming soon
Free Local USD & SGD Transfers
CARDS
Free Physical & Virtual Cards*
1 physical card included / user
Cashback on Card Spend
On digital marketing & subscriptions
Integrations
Xero, Quickbooks and more
Advanced Bank Feed, Expenses, Payables, and
Receivables Sync
PayNow
Google Pay, Apple Pay
Add-ons to enhance your finance ops
up to 50 employees
EXPENSE
MANAGEMENT

Employee cards*
Budgets
Claims
Payables
MANAGEMENT

Auto AP submit
Approval workflows
Bulk & scheduled payments
receivables
MANAGEMENT

Create & send invoices
Auto reconciliation
Payment links
Additional Users $5 / user
Additional Physical Cards $15 / card
Customised for larger companies
above 50 employees
MID-MARKET
Custom Price
All Standard features
All Add-ons
Advance limits
in multiple currencies
Accounting integrations
Netsuite, SAP
Dedicated account manager
Tailored onboarding

Prices shown are exclusive of prevailing taxes
*Up to 100 virtual cards in-app, additional upon request

All-in-one and more

Advanced User
Permissions
Advanced
Accounting Integrations
Priority
Support
$50k +
Rewards
Cashback on Digital
Marketing & SaaS
Lowest FX fees

Simple transaction pricing

No surprises with clear and upfront market-leading transaction prices and rates.
SGD Account
RECEIVE
FAST/MEPS/ACT/GIRO/Local TT/PayNow
SWIFT with currency conversion
Send
FAST
Recurring / Scheduled Transfers
Transfers with currency conversion
powered by Wise
USD Account
RECEIVE
ACH & ABA/Fedwire Transfers in USD
SWIFT in USD
SWIFT with currency conversion
SEND
ACH in USD
SWIFT with currency conversion
Corporate Cards
Card FX
Cashback
SGD
RECEIVE
Free
Best rates with zero fees
up to 3x cheaper than banks
SEND
Free
Free
Mid-market rates,
low transparent fee
SGD
Receive
Free
USD 8
Best rates with USD 8 fee
up to 3x cheaper than banks
send
Free
Best rates with USD 8 fee
up to 3x cheaper than banks
SGD
Best rates with zero fees
up to 4x cheaper than banks
1%
on qualified spend
Transact in large volumes?

Trusted by 10,000+ modern businesses

View all Testimonials
Who save on average 117 hours and $38,800 a year
Calculate how much your company would save

Best in market

Get full details on Aspire features and transaction pricing.
See how Aspire compares with traditional banks or fintechs platforms.
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Features
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FAQs

What services does Aspire offer?

Your Aspire account will cover your business financial needs by providing you access to multi-currency accounts, expenses, payables and receivables management solutions.

With Aspire, there’s no need to manage a bunch of disconnected financial service providers. Scale faster with everything in one place.

Who is eligible to sign up?

Any business incorporated in Singapore that falls within our Acceptable Use Policy can sign up. Businesses that are incorporated outside of Singapore may sign up with access to selected features.

If you do not have a registered business in Singapore yet, you can incorporate easily with Aspire Kickstart. With Aspire Kickstart, you can get a fully functional Singapore business in days, together with an Aspire account. Click here to learn more.

What do you mean by free for startups?

As part of our mission to empower entrepreneurship, companies get to enjoy Aspire free for the 1st year of their incorporation - it’s that simple. This benefit includes access to the Standard plan, along with all of its features. Optional add on charges still apply. After 1 year from your company’s incorporation date, the monthly pricing of the Standard plan will come into effect. Click here for more info.

How does the free trial promotion work?

Enjoy your first 60 days of Aspire for free! No credit card needed, no strings attached. This trial includes access to the Standard plan, along with all of its features. Optional add on charges still apply. After your 60 days trial, the monthly pricing of the Standard plan will come into effect.

How does billing work?

Billing for your Standard plan is extremely simple. You will be billed on a monthly basis and your fees will be deducted directly from your account balance during the first week of the following month. Pay only based on your usage, with no hidden fees or credit cards required.

In selected cases we may offer other billing frequencies, such as billing you on a quarterly or annual basis instead of on a monthly basis. Please contact our customer service team for more enquiries.

Is Aspire licensed?

We take great pride into being carefully compliant under the regulations of the countries we operate in.

Aspire FT Pte. Ltd. is currently exempted from holding a licence to provide payment services in Singapore under the Payment Services Act (No. 2 of 2019) as set out by the Monetary Authority of Singapore (MAS). You can find the list of exempted entities here. Credit lines to businesses are issued by Aspire Financial Technologies Pte. Ltd, which is an excluded moneylender under the Moneylenders Act (Cap. 188).

Your funds are kept strictly segregated in a trust account and safeguarded with a leading partner Tier 1 bank in Singapore.

Does Aspire offer custom pricing for large businesses?

Yes! We offer custom pricing for eligible businesses. Get in touch with our team of experts to discover how Aspire can help your team scale.

Want to learn more?

Our team of experts can help you scale and grow your business globally. Get in touch to find out how Aspire works for businesses of all sizes.

Find the best business account for you

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Experience the future of business finance, today

Save time and money with the all-in-one account.