Aspire for Receiving Payments

Receive global payments with Aspire's Business Account

Maximize every dollar you earn locally and globally with low FX fees, faster access to funds, and local payment options your customers trust.

Trusted by 50,000+ modern businesses

Why choose Aspire to receive payments?

Keep more of what you earn with low FX fees
Access funds faster to improve cash flow
Make it easy for anyone, anywhere to pay you

Everything you need to receive payments globally

Keep more of what you earn with low FX fees

High fees and bad FX rates eat into your margins. Whether you're receiving SGD, USD, or EUR, from your customers your bottom line shouldn’t suffer from unnecessary fees and poor exchange rates.

Aspire offers low fees with no monthly or incoming payment fees.

Faster access to funds

Cash flow is the fuel for business momentum. Delays in accessing your funds can hold back decisions, investments, or daily operations.

Aspire helps you move faster by giving you quicker access to your incoming revenue.

Make it easy to receive revenue with multiple payment options

Getting paid should be simple—for you and your customers.

With Aspire, you can receive direct payments from clients or collect payouts from platforms like Amazon, Stripe, TikTok, Shopee, and more. Whether you’re selling services or products, flexible options help you close deals faster and grow across borders.

  • Use local account details in SGD, USD, EUR, and GBP
  • Get paid via bank transfers, cards, and popular digital wallets
“Our company receives payments from Amazon for our e-commerce business. This part of operations has been handled smoothly without any issues.

Our experience with Aspire so far has been great. The Aspire app is easy for both finance and non-finance users to operate.  In particular, the added functionalities like claims approval and processing and debit cards have been excellent.”
— Chih Yeong, 

CFO, Artefact Collective Pte Limited and Oshikatsu Labo Pte. Ltd.
We are consistently recognised as one of the best in the industry

Discover more use cases

Earn rewards on every ad dollar spent
Receive in USD locally with no fees or FX conversion cost
Control every dollar your agency spends

Frequently asked questions on receiving payments with Aspire

What are the fees for receiving payments into my Aspire account?

Aspire makes it easy and cost-efficient to get paid.
There are no fees to receive local payments via FAST, PayNow, or other domestic rails. For international transfers, FX fees start from just 0.7%, and SWIFT transfers from USD $8.

With low and no monthly account fees, Aspire helps you keep more of what you earn.

How fast can I receive revenue into my Aspire account?

Aspire supports fast, reliable settlement for both local and international payments:

  • Local transfers (e.g. SGD via FAST or PayNow): typically settle instantly
  • Same-currency overseas transfers using Aspire’s local account details (e.g. USD from a U.S. bank to your Aspire USD account): settle in 1–2 business days
  • SWIFT transfers (cross-border payments via global banking networks): settle in 1–5 business days, depending on currency and sender bank

Aspire helps you access your revenue sooner, so you can manage cash flow, pay suppliers, and grow without delays.

Can I receive payouts from platforms like Amazon, Stripe, and TikTok with Aspire?

Yes. Aspire supports payouts from leading platforms like Amazon, Stripe, TikTok, Shopee, and more.

You can use local account details in the same currencies to help your payouts arrive faster, with no fees.

If you're receiving funds in other currencies, Aspire can still accept them via SWIFT, which may involve additional fees, currency conversion charges, and longer processing times.

Aspire helps your business receive revenue across borders, simply, securely, and efficiently.

Can I receive and hold revenue in multiple currencies with Aspire?

Yes. Aspire lets you receive, hold, and manage funds in multiple currencies, such as USD, EUR, GBP, SGD, and more.

What payment methods can my clients use to pay me with Aspire?

Aspire supports a wide range of payment methods so your clients can pay you in the way that works best for them, locally or globally.
You can receive payments through:

  • Local transfers like FAST and PayNow (for SGD)
  • Cards and digital wallets, including Visa, Mastercard, Apple Pay, Google Pay, GrabPay, Alipay, and WeChat Pay
  • Local currency payments to your Aspire accounts in USD, GBP, EUR, and SGD (using local rails such as ACH, and SEPA)
  • International payments in 30+ currencies via SWIFT

Aspire gives your clients flexibility while helping you receive payments faster and with lower fees.