Aspire for Payments

The smarter way to pay suppliers, teams, and expenses

Cut costs on supplier invoices, payroll, and expenses with low FX fees that beat most providers and zero fees on local transfer. Send funds instantly locally, pay in 30+ currencies worldwide, and earn cashback on eligible ads and SaaS.

Trusted by 50,000+ modern businesses

Make every business payment cost less and land faster

Save more on every payment with zero fees on local transfers and low FX fees that beat most providers
Save time with instant local transfers and predictable international timelines
Save while you spend with cashback on eligible ads, SaaS tools, and subscriptions

Save more on every payment

High fees, whether local or international, eat into your margins. Every unnecessary charge reduces what you can reinvest into your business.

Aspire helps you keep more of your money by cutting costs on both fronts.

  • Pay internationally in 30+ currencies with low FX fees that beat most providers in the market
  • Send local payments in USD, EUR, GBP and more instantly without fees, perfect for payroll, suppliers, and expenses

Save time with faster transfers

Payment delays can strain supplier relationships, frustrate employees, and slow down growth. Every extra day waiting for funds is a day you can’t act.

Aspire speeds up the process for both local and international payments.

  • Get your own SGD, USD, EUR, GBP account details at no cost to send local payments faster and without fees
  • Transfer internationally using local rails or SWIFT, with clear settlement timelines so you know exactly when funds will arrive

Save while you spend with cashback

Your business expenses can give you more than just the service you pay for. With Aspire’s corporate card, eligible ad spend and SaaS subscriptions earn you cashback you can put straight back into growing your business.

Aspire rewards your payments with:

  • Cashback on eligible ad spend, so every marketing dollar works harder
  • Cashback on SaaS subscriptions, turning essential tools into savings opportunities
Case Study

Rising e-commerce expenses was getting costly for HipVan, a Singapore-based online furniture retailer. Since turning to Aspire, learn how they improved supplier relationships and earned more savings with cashback.

  • Earned $11,000 in annual cashback: reinvested cashback earned through Aspire Card payments to pay overseas suppliers in China.
  • Saved 550 hours annually: Automated workflows and real-time spend tracking reduced manual tasks and paperwork.
  • Gained real-time spend visibility: Utilized Aspire's platform for instant tracking and budget insights, eliminating paperwork.
Saved
$ 36,000.00
per year
Saved
550hrs
per year

How to pay with Aspire in 3 easy steps

1. Open an Aspire account
Sign up with Aspire and open your business account for free
2. Choose your payment method
Log in to your Aspire dashboard to make a transfer or use your card
3. Complete your payment
Enter recipient or card information and confirm to enjoy fast transfers with low fees

We are consistently recognised as one of the best in the industry

FAQs on Aspire platform and products

What are the fees for making payments with Aspire?

Aspire keeps your payment costs low.

  • Pay local transfers in Singapore (FAST, GIRO, PayNow) with zero fees
  • Pay overseas in 30+ currencies with FX fees from just 0.22% above mid-market rate
  • SWIFT payments start from USD $8

No monthly account fees mean more savings for your business.

How fast can my payments be delivered?

Aspire provides reliable timelines for both local and cross-border payments:

  • Local transfers (SGD via FAST, GIRO, PayNow): typically instant
  • Same-currency overseas payments using local account details (e.g. USD to USD via ACH in the U.S., EUR to EUR via SEPA in the EU): 1–2 business days
  • SWIFT transfers: 1–5 business days, depending on currency and recipient bank

Can I pay in multiple currencies?

Yes. Aspire supports payments in more than 30 currencies, including SGD, USD, EUR, GBP, AUD, and others—making it easy to pay suppliers, remote teams, and services worldwide.

Can I pay both local and overseas recipients?

Yes. Send local payments instantly in SGD via FAST or GIRO. Pay overseas recipients through local rails in supported currencies for faster delivery, or use SWIFT for destinations outside those networks.

Can I pay platforms, ads, and SaaS tools directly from Aspire?

Yes. You can pay for advertising (e.g. Google Ads, LinkedIn Ads), SaaS subscriptions (e.g. Shopify, Slack), and other online platforms in supported currencies via Aspire corporate cards.

Eligible ad and SaaS payments in SGD earn cashback, credited directly to your Aspire account.