Terms and Conditions

Effective from

Terms and Conditions

Effective from

1 Virtual Accounts

1.1 The terms and conditions governing the Debit Account are available here

1.2 The terms and conditions governing the Multi-Currency Account (a sub-account issued by Aspire under its master account with The Currency Cloud Limited) are available here

2 Cards

2.1 The terms and conditions governing the Debit Card are available here

2.2 The terms and conditions governing the Advance Card are available here.

3 Aspire Platform Subscription Terms and Acceptable Use Policy

3.1 The terms and conditions governing your use of our Platform services are available here.

3.2 Our Acceptable Use Policy is available here

4 Third-party Services

4.1 Certain services and functions available on the Platform, as set out below, are operated by third-party providers (the “Third-party Services”). Your usage of these Third-party Services constitutes your acceptance and agreement to be bound by the relevant third-party provider’s terms and conditions, privacy policy, or any amendments to the foregoing, in each case as applicable from time to time. 

4.1.1 Outbound cross-border payment services are provided by Wise Inc. and its various group companies, including, among others, Wise Asia-Pacific Pte. Ltd. Wise Inc.’s Terms of Use are available here.

4.1.2 Inbound cross-border payment services are provided by Wallex and its various group companies, including, among others, Wallex Technologies Pte. Ltd. Wallex’s Terms of Use are available here.

4.1.3 PayNow services are provided by Liquid Group Pte. Ltd. Liquid Group’s Terms of Use are available here.

4.1.4 Kickstart services are provided by Osome Pte. Ltd. Osome’s Terms of Use are available here.

5 Card Promotions

5.1 Aspire may, in its sole discretion, offer card promotions, cashback and/or referral rewards, as described on the Promotions page, linked here and incorporated into this Agreement.