Open your free account today
Transparent pricing,
No hidden fees
$0/month
Everything you need to scale your business globally from day one.
Business Account
Multi-currency accounts
Hold in HKD, USD, CNY (EUR, GBP and more coming soon) No min. balance and fees
3 currencies
Payments & FX
FX rate
Receive: 0.18%
Send: From 0.18%
Send: From 0.18%
From 0.18%
International Transfers
Receive via SWIFT: HKD $60, CNY 55, USD $8;
Send via SWIFT: SHA USD $15, OURS USD $30 (or equivalent in HKD and CNY)
Send via SWIFT: SHA USD $15, OURS USD $30 (or equivalent in HKD and CNY)
Local Transfers
Receive: FPS free, CHATS HKD $15
Send: FPS free, CHATS HKD $55
Send: FPS free, CHATS HKD $55
Cards
Cashback
1% Ads and SaaS
Physical Cards
HKD $118/additional card (or equivalent)
1st card free per user
Virtual Cards
Corporate card that rewards you for your business spend
International/FX spends
1.5% FX fee applicable
ATM Withdrawals
HKD $40/ withdrawal + ATM bank’s processing fee.
Daily limit of USD $500 per card (or equivalent).
Daily limit of USD $500 per card (or equivalent).
Card controls
Spend with confidence by issuing card spend limits, restricting currencies and authorise selected merchants only
Team Management
Admin / Finance
Scale your processes inviting users to help with approvals and bookkeeping
Unlimited
Employees
Issue employee cards or reimburse claims directly
Unlimited
Software
Invoices
Create, send & manage invoices effortlessly.
Get paid faster by your customers
Get paid faster by your customers
Bills
Manage all your payables with automated invoice capture
Budgets
Set enforceable budgets to track and control spend across teams
Claims
Reimburse your global workforce, anytime anywhere
Analytics
AI-powered dashboard at your fingertips for better insights
Integrations
APIs
Available upon request
Support
Support
7 days a week
Hear it first from our customers
“As a startup, we needed more flexible solutions to support our increasing needs, as well as ones that’d make the most financial sense in supporting our growth.”
$110,000
Saved per year
900hrs
Saved per year
View Case Study
Gregory Van
CEO of Endowus
"It was challenging to recognise costs efficiently with manual processes. With Aspire, we have control and visibility into all expenditure, allowing us to act swiftly and make informed decisions."
1,664hrs
Saved per year
$ 35,320.00
Saved per year
View Case Study
Chai Yang
Finance Director
"For organisations with many moving parts like ours, budgeting is important. Being unable to view our state of expenses at any given time causes challenges to modern businesses like ours."
760hrs
Saved per year
$ 73,000.00
Saved per year
View Case Study
Sagar Khatri
Co-Founder at Multiplier
FAQs
Are there any setup fees?
No, Aspire does not charge any setup fees. Opening an account is completely free, making it easy for businesses to get started without upfront costs.
Any minimum balance or deposit required?
No, Aspire does not require a minimum balance or deposit. In addition, it’s part of our mission to ensure transparent pricing. You will always know how much you're charged before you pay.
Is Aspire safe?
Aspire adheres to strict compliance standards and use advanced encryption technology. In Hong Kong, Aspire operates through AFT HK Limited (Registration No: 75317450‒000), a licensed Money Service Operator (MSO) (License No: 24‒02‒03202) regulated by the Hong Kong Customs and Excise Department. This ensures that all operations are carried out in accordance with Hong Kong's regulatory framework.
How long does it take to open an account?
Opening an Aspire account is quick and hassle-free. Our account opening can be as fast as 1 day, but note that the timeline varies depending on the nature of your business. Rest assured that your business registration is 100% online, and you will be allocated to an onboarding manager to support you fully during the registration process.