Pricing

Benefits that scale as you do

Transparent pricing, no hidden fees. Upgrade anytime for more savings and benefits.
Basic
Everything you need to manage and scale your business globally
HK$0per month
Get started
What you get
Business accounts
Multi-currency accounts in 13 currencies, including HKD, CNY, USD, GBP, EUR
Local and international account details
Payments and FX
Send and receive in 40+ currencies across 130+ countries
Low FX rates that beat most providers
Corporate cards
1.2% unlimited cashback on all spends^
Virtual and physical cards for your team
Expense management
Real-time spend control and visibility
Reimbursements and approval workflows
Users
5 free spend users
Coming soon
Premium
Smarter savings and exclusive perks
HK$99per month
*Special introductory price valid till 31st Dec 2026.  T&Cs apply.
Everything in Basic, plus
Payments and FX
5 free outbound international transfers per month
Free FX on up to HKD $80,000 per month
Corporate cards
Up to 300 free virtual cards
One free mental card (coming soon)
Yield
Higher returns on USD and HKD with 50% off fees (coming soon)
Users
10 free spend users
Other benefits
Extra partner discounts on business tools and travel
Invites to founder events

Get more from Aspire. Check our Custom Plans

Compare features

Business Account
Multi-currency accounts
13 currencies
13 currencies
Yield (coming soon)
Aspire fee
Standard
50% off fees
Payments & FX
FX rate
From 0.18%
0% on first HK$80,000
International transfers
Local Transfers
Cards
Cashback
1.2% on all spend
1.2% on all spend^
Virtual Cards
Up to 200
Up to 300
Physical Cards
1st card free per user
1st card free per user
Metal cards (coming soon)
1 free per account
International/FX spends
Fx fee may apply
ATM withdrawals
Card controls
Team Management
Spend users
5 free users
HK$30 per additional spend user/month
10 free users
HK$30 per additional spend user/month
Software
Invoices
Bills
Budgets
Claims
Analytics
Integrations
Procurement
Available on request
Available on request
APIs
Available upon request
Available upon request
Support
SuppoAvailabilityrt
24/7
24/7
AI chatbot
Live chat
Rewards
Partner rewards
More partners, extra discounts
Worth up to USD $500 per month
Access to founder events
Invitation only

FAQs

Are there any setup fees?

No, Aspire does not charge any setup fees. Opening an account is completely free, making it easy for businesses to get started without upfront costs.

Any minimum balance or deposit required?

No, Aspire does not require a minimum balance or deposit. In addition, it’s part of our mission to ensure transparent pricing. You will always know how much you're charged before you pay.

Is Aspire safe?

Aspire adheres to strict compliance standards and use advanced encryption technology. In Hong Kong, Aspire operates through AFT HK Limited (Registration No: 75317450‒000), a licensed Money Service Operator (MSO) (License No: 24‒02‒03202) regulated by the Hong Kong Customs and Excise Department. This ensures that all operations are carried out in accordance with Hong Kong's regulatory framework.

How long does it take to open an account?

Opening an Aspire account is quick and hassle-free. Our account opening can be as fast as 1 day, but note that the timeline varies depending on the nature of your business. Rest assured that your business registration is 100% online, and you will be allocated to an onboarding manager to support you fully during the registration process.

Hear it first from our customers

Gregory Van
CEO of Endowus
Chai Yang
Finance Director
Sagar Khatri
Co-Founder at Multiplier

Start your journey with Aspire

Open your free account
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