TRANSPARENT PRICING

Get started for free

Everything you need to scale your business globally from day one, all in one account. No monthly fees.
More than 100 employees or large transaction volumes or in Web3/Crypto/Fund Management firms?
Talk to sales
Get started 100% online
Funds safeguarded with Tier-1 banks in Singapore
No minimum balances or monthly fees

The All-in-one Finance OS

With transparent and market-leading transaction fees and rates
CARDS
Virtual cards
Issue cards instantly. Works with Google Pay. Apple Pay coming soon
Physical cards
Issue cards instantly. Works with Apple Pay, Google Pay
International card payments
Make card purchases in 30+ currencies. Pay with best rates
Cashback
Stretch your dollar with uncapped cashback
ACCEPTANCE
Online Payments
Receive payments via bank transfers, cards, virtual accounts, retail outlets and e-wallets
TRANSFERS
Unlimited
Coming Soon
Best rates with zero fees
up to 3x cheaper than banks
Unlimited 1% cashback
on digital advertising & SaaS
TRANSFERS
Coming Soon
USERS
Admin or finance user
Scale your processes inviting users to help with approvals and bookkeeping
Employee user
Onboard employees with the right level of access. Issue employee cards or reimburse claims directly
TRANSFERS
2 included
49 HKD/month/additional user
5 included
29 HKD/month/additional user
SOFTWARE
Budgets
Enforceable budgets to control spend across teams or projects
TRANSFERS
Unlimited
INTEGRATIONS
Direct account statement sync
Sync your bank feed hourly, no more manual uploads
Custom CSV Exports
Choose your preferred format, reduce manual adjustments
APIs
Scale your process, connect Aspire to your preferred software
TRANSFERS
and more
Coming Soon

Open your free account today

EXCLUSIVE BUNDLE

ASPIRE PRO  $29/mo

Supercharge your finance operations with our exclusive Pro bundle, worth $43/mo
Everything in Aspire account plus
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Unlimited budgets
Deploy enforceable budgets across teams and projects while retaining complete visibility and control
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4 admin or finance users
Scale approvals and bookkeeping by adding directors, CFOs and finance managers
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10 employee users
Issue unlimited corporate cards and budgets, empowering your team to spend right and scale fast. Track expenses across all teams in one platform

Trusted by 15,000+ modern businesses

Aside from expediting expenses processing, Aspire’s ability to do rebates accorded to expenses supporting business growth was definitely the icing on the cake.

Gregory Van

CEO

Saved on average: 117 hours and HKD 224,553 a year

Aspire’s suite of automation tools  revolutionized the way we approach expense management. Now, our teams on the ground have a way to make purchasing decisions easily without the hassle of out-of-pocket expenses.

Gibran Huzaifah

Co-Founder and CEO

Saved on average: 1,155 hours and HKD 1,148,760 a year

Aspire gave our team the flexibility to make their own purchasing decisions that were otherwise impossible with a more conventional banking solution.

Ajay Bulusu

Co-Founder

Saved on average: 600 hours and HKD 405,000 a year

Our partnership with Aspire has given us just the tools and insights we need to prepare for any scenario. Thanks to our new expense management solution, we can continue to scale and take on bigger and more exciting clients and projects.

Amritpal Singh

Co-Founder

Saved on average:760 hours and HKD 422,000 a year

View all Testimonials

FAQs

What services does Aspire offer?

Aspire is the all-in-one finance operating system for new-age businesses. We help companies save time and money with borderless payments, corporate cards, expense management, and more.

Headquartered in Singapore, with offices in Indonesia and Vietnam, Aspire is backed by some of the world's best VCs, including Y-Combinator, the #1 startup incubator in the world.

What is eligible to sign up?

We support businesses globally. Any business that falls within our Acceptable Use Policy can sign up. Please note that product availability may vary depending on the country.

How does billing work?

Billing for your Aspire Account plan is extremely simple. You will be on a monthly basis and your fees will be deducted directly from your account balance during the first week of the following month. Pay only based on your usage, with no hidden fees or credit cards required.

Is Aspire licensed?

We take great pride in being carefully compliant with the regulations of the countries we operate in.

Aspire corporate cards are issued by Nium LIMITED. Nium LIMITED is licensed in Hong Kong as a Money Service Operator by the Hong Kong Customs and Excise Department (License No. 16/01/01797)

Frequently asked questions about claims

No items found.
Aspire Close icon of pricing full feature

Pricing Details

More than 100 employees or large transaction volumes or in Web3/Crypto/Fund Management firms?  Contact sales
Corporate Cards
Card FX
Cashback
Physical cards
Users
Admin or Finance
Employee
ADD OnS
Best rates with zero fees
up to 3x cheaper than banks
1% on qualified spend
Coming soon
USD Base currency
49 HKD/user/mo
29 HKD/user/mo
Traditional
Banks
Up to 3.25%
Most don’t
-
USD Base currency
-
-
Fintech
Platforms
Up to 2.62%
Most don’t
-
USD Base currency
-
-

The all-in-one financial suite for growing businesses

Everything you need to scale your business globally with control and real-time visibility – all in one account
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Get started 100% online, open to international businesses
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Funds safeguarded with Tier-1 banks in Singapore
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No credit card required,
cancel anytime
BUSINESS ACCOUNT
Global financial stack with fast access to cards, international payments, and invoices, all in a business account.
Ideal for companies with < 50 employees
Starting from
S$12/mo
Start Free Trial
60 days free trial.
Free for startups incorporated in last 12 months.
Operate your business with,
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Multi-currency accounts in SGD, USD, and IDR, with more coming soon
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Free local transfers and best FX rates, up to 3x cheaper than banks
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Create & send receivable invoices, with automated payment tracking
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Multi-currency corporate cards, physical and virtual
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1% Cashback on card spend on digital marketing and subscriptions
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Integrated with Xero & Quickbooks
BUSINESS ACCOUNT
Global financial stack with fast access to cards, international payments, and invoices, all in a business account.
S$12/mo
Start Free Trial
60 days free trial. No credit card required.
Free for startups incorporated in the last 12 months.
Operate your business with,
check icon
Multi-currency accounts in SGD, USD, and IDR, with more coming soon
check icon
Free local transfers and best FX rates, up to 3x cheaper than banks
check icon
Create & send invoices, with automated payment tracking
check icon
Multi-currency corporate cards, physical and virtual
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1% Cashback on card spend on digital marketing and subscriptions
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Integrated with Xero & Quickbooks
Prices shown are exclusive of prevailing taxes
Need to manage business spend?
View spend management
VIRTUAL BUSINESS ACCOUNT
Starting from
Free
Includes 2 Admin users
Get Started
60 days free trial
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Multi-currency accounts in IDR, USD, SGD with EUR, HKD and more coming soon
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100 free local transfers/mo and transparent FX rates, 0 fees
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Multi-currency corporate cards, physical and virtual
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Earn unlimited 1% cashback on card spend for business, SaaS, travel and subscriptions
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Create & send receivable invoices, with automated payment tracking
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Integrated with Jurnal, Accurate, Xero & Quickbooks
FREE for new businesses
BUSINESS ACCOUNT
Global financial stack with fast access to cards, international payments, and invoices, all in a business account.
Starting from
S$12/mo
Includes 3 Admin/Finance users
Start Free Trial
60 days free trial
Operate your business with,
check icon
Multi-currency accounts in SGD, IDR, USD with EUR, HKD and more coming soon
check icon
Free local transfers and best FX rates, up to 3x cheaper than banks
check icon
Multi-currency corporate cards, physical and virtual
check icon
Earn unlimited 1% cashback on card spend for digital marketing & subscriptions
check icon
Create & send receivable invoices, with automated payment tracking
check icon
Integrated with Xero & Quickbooks
FREE for new businesses
BUSINESS ACCOUNT
Global financial stack with fast access to cards, international payments, and invoices, all in a business account.
S$12/mo
Start Free Trial
60 days free trial. No credit card required.
Free for startups incorporated in the last 12 months.
Operate your business with,
check icon
Multi-currency accounts in SGD, USD, and IDR, with more coming soon
check icon
Free local transfers and best FX rates, up to 3x cheaper than banks
check icon
Create & send invoices, with automated payment tracking
check icon
Multi-currency corporate cards, physical and virtual
check icon
1% Cashback on card spend on digital marketing and subscriptions
check icon
Integrated with Xero & Quickbooks
All prices are exclusive of prevailing taxes, for Singapore incorporated businesses.
Please contact us if you are an international business
Need to manage business spend?
View spend management
add ons
+ Extra physical cards
$15/card
+ Admin or finance users
$9/mo
+ Spend management
Learn more
+ International business account
Learn more
GLOBAL ACCOUNT
COMING SOON
FREE
Starting from
Custom Pricing
$
99
/mo
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
Or WhatsApp Us
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Send, receive and hold funds in USD for your global transfer needs
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Funds are safeguarded with Tier-1 banks
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Free local USD transfers
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Best FX rates, up to 3x cheaper than banks. SWIFT fees as low as USD 8
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Integrated with Xero & Quickbooks
CORPORATE CARDS
FREE
Starting from
Custom Pricing
$
99
/mo
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
Or WhatsApp Us
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Instantly issue unlimited corporate cards
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Earn unlimited 1% cashback on local and international qualified payments
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Enjoy best rates with zero fees on international payments
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Experience smart card controls with spend limits and merchant locks
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Create and manage budgets for real-time expense tracking and spend control
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Direct accounting integrations to close your books 2x faster
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Unlock interest free credit for all card spend (coming soon)
EXPENSE MANAGEMENT
BETA
Custom Pricing
Includes Admin and Employee users
Includes More than 100 40 Employee users
Starting from
Custom Pricing
$
99
/mo
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
Or WhatsApp Us
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Onboard managers and employees with multi-user roles, permissions, and workflows
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Create unlimited budgets, for teams or projects, and experience real-time expense tracking and enforceable spend control
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Instantly issue unlimited employee cards, with interest-free credit
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Manage out-of-pocket employee claims with one-click reimbursements
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Advanced accounting integrations for a 2x faster book close

Simple transaction pricing

No surprises with clear and upfront market-leading transaction prices and rates.
CORPORATE CARDS
Card FX
Cashback
Cashback
CORPORATE CARDS
Best rates with zero fees
Up to 3x cheaper
than banks
Unlimited 1% on qualified spend
1% on qualified spend

Trusted by 10,000+ modern finance teams

View all Testimonials
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Who save on average 117 hours and $38,800 a year
Calculate how much your company would save
Improve business bottomline and remove the hidden costs of spend management

FAQs

What services does Aspire offer?

Aspire offers corporate cards where you can earn cashback and also save on international payments with competitive exchange rates and zero transaction fees. The cards come with smart card controls such as spend limits and merchant locks so that you can gain more control and real-time visibility on business expenses.

Is Aspire licensed?

We take great pride into being carefully compliant under the regulations of the countries we operate in.

For Aspire global account services, Aspire FT Pte. Ltd. is currently exempted from holding a licence to provide payment services in Singapore under the Payment Services Act (No. 2 of 2019) as set out by the Monetary Authority of Singapore (MAS). You can find the list of exempted entities here. Credit lines to businesses are issued by Aspire Financial Technologies Pte. Ltd, which is an excluded moneylender under the Moneylenders Act (Cap. 188).

For Aspire corporate cards, Aspire card is issued by Nium LIMITED. Nium LIMITED is licensed in Hong Kong as a Money Service Operator by the Hong Kong Customs and Excise Department (License No. 16/01/01797)

What is eligible to sign up?

Any business that falls within our Acceptable Use Policy can sign up.
Improve business bottomline and remove the hidden costs of spend management
Spend Management
LITE
Issue unlimited corporate cards. Enjoy savings with best FX rates and cashback rewards.  Maintain control with advance spend limits and merchant locks.

Issue employee cards

Issue employee cards in seconds. Control expenditure via enforcable budgets, spend limits, and merchant locks

Manage claims

No cards, no problem. Manage out-of-pocket claim with easy submission, approval, and one-click reimbursement
Check icon

Account for all expenses

Easily spot missing receipts and save time with automated receipt reminders. All expense details and attachments are synced with your accounting software
What’s included
User
Admin or Finance
Features
Cards
Corporate virtual cards
Interest-free credit on cards
Physical cards
Spend limits
Merchant locks
Auto receipt reminders
Budget
Budgets
Enforceable budgets to control spend across teams or projects
INTEGRATION
Xero
Direct bank feed, expenses sync with attachments
Custom CSV Exports
Custom export formats for Zoho, Freshbooks, Sage, Deskera and more
Netsuite
Direct bank feed, expenses sync with attachments
Add-ons
Admin or Finance
Physical Cards
Support
Priority support via Chat, Email
Priority support via Chat, Email
SGD
2 users included
SGD
Cards
Unlimited
Subject to approval
1 free per user
CLAIMS
Unlimited
INTEGRATION
Talk to sales
Add-ons
HK$49/user/mo
Price on application
Support
Payables Management
Save time and reduce manual work and error by streamlining your account payables process. From approvals to payments, do it all in one dashboard.

Automated bill submission

Easily submit bills by forwarding an email or taking a photo. Reduce manual data entry and errors with optical character recognition.

Better workflow, better cashflow

Get an end-to-end view of documents, details, and approval trails before final payment. Schedule bulk payments to save time and optimise your cashflows.
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Account for all payables

Talk about audit ready - all bill details, including unpaid bills and attachments, are synced with your accounting software.
What’s included
User
Admin or Finance
Features
Budget
Budgets
Enforceable budgets to control invoice payments across teams
PAYABLES
Automated payable submission
With auto data capture (OCR)
Payable approval flows
Keep invoice payments in check, according to your company's approval matrix
Bulk invoice upload
Schedule invoice payments
Maximise cashflows with smart scheduled payments
INTEGRATION
Jurnal
Statement exports, bills sync with attachments
Accurate
Statement exports, bills sync with attachments
Xero
Direct bank feed, bills sync with attachments
Custom CSV Exports
Custom export formats for Zoho, Freshbooks, Sage, Deskera and more
Netsuite
Direct bank feed, bills sync with attachments
Add-ons
Admin or Finance
Interest free credit limits on payables
Subject to approval
Support
Priority support
Dedicated account manager
SGD
2 free included
SGD
Budget
Unlimited
PAYABLES
Starting at Rp 4.000/payable
INTEGRATION
Talk to sales
Add-ons
Rp 99.000/user/mo
Talk to sales
Support
Business Account
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Get started in minutes

Apply 100% online from wherever you are.  Get access to your multi-currency account and free local transfers in hours
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Transparent and low cost FX

Enjoy savings on international payments with transparent rates, 0 fees. Always know your costs before making transfers
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Earn unlimited cashback

Earn 1% cashback from select merchants, stacked on top of FX gains from your multi-currency corporate card spend
What’s included
User
Admin or Finance
Employee
Features
Transfers
Multi-currency accounts
Unlimited free local transfers
via FAST, GIRO & PayNow (fully integrated sending & receiving)
International transfers
Up to 3x cheaper than banks
Advanced payment capabilities
Bulk, scheduled, payroll, CPF and maker-checker payments
Payment links
Multi-level payment approvals
Corporate cards
Multi-currency virtual cards
Physical cards
Spend limits & merchant locks
Auto receipt reminders
Unlimited 1% cashback on card spend
On digital marketing & subscriptions
Invoice management
Budgets
Receivables management
Payables management
INTEGRATION
Xero
Direct hourly account statement sync
Quickbooks
Direct account statement sync
Custom CSV Exports
Custom export formats for Zoho, Freshbooks, Sage, Deskera and more
Apple Pay
Google Pay
Add-ons
Admin or Finance
Physical Cards
Support
Priority support
Priority support
SGD
2 users included
Available on Spend Management Module
SGD
Receive
SGD, USD, IDR
EUR, HKD and more coming soon
Free local transfers via FAST, PayNow, GIRO
Sending and receiving
Up to 3x cheaper than banks
Corporate cards
1 virtual card per user
Invoice management
Up to 2
3/month
3/month
Receive
Add-ons
$9/user/month
Support
Chat, Email
Chat, Email
LITE
SGD
4 users included
Available on Spend Management Module
SGD
Receive
SGD, USD, IDR
EUR, HKD and more coming soon
Free local transfers via FAST, PayNow, GIRO
Sending and receiving
Up to 3x cheaper than banks
Corporate cards
Unlimited*
1 free card/user
Invoice management
Unlimited
50/month
50/month
Receive
Including invoice sync
Add-ons
$9/user/month
$15 per card
Support
Chat, Email
Chat, Email
PRO
User
Admin or Finance
Employee
Features
Transfers
Multi-currency accounts
Local transfers
PayNow
International transfers
Payroll & CPF
Bulk and scheduled transfers
Payment links
Multi-level payment approvals
Corporate cards
Multi-currency virtual cards
Physical cards
Spend limits & merchant locks
Auto receipt reminders
Unlimited 1% cashback on card spend
On digital marketing & subscriptions
Invoice management
Budgets
Receivables management
Payables management
INTEGRATION
Xero
Direct account statement sync
Quickbooks
Direct account statement sync
Custom CSV Exports
Custom export formats for Zoho, Freshbooks, Sage, Deskera and more
Apple Pay
Google Pay
Add-ons
Admin or Finance
Physical Cards
Support
Priority support
Priority support
SGD
2 users included
Available on Spend Management Module
SGD
Receive
SGD, USD, IDR
EUR, HKD and more coming soon
Free local transfers via FAST, PayNow, GIRO
Sending and receiving
Up to 3x cheaper than banks
Corporate cards
1 virtual card per user
Invoice management
Up to 2
3/month
3/month
Receive
Add-ons
$9/user/month
Support
Chat, Email
Chat, Email
LITE
SGD
4 users included
Available on Spend Management Module
SGD
Receive
SGD, USD, IDR
EUR, HKD and more coming soon
Free local transfers via FAST, PayNow, GIRO
Sending and receiving
Up to 3x cheaper than banks
Corporate cards
Unlimited*
1 free card/user
Invoice management
Unlimited
50/month
50/month
Receive
Add-ons
$9/user/month
$15 per card
Support
Chat, Email
Chat, Email
PRO
User
Admin or Finance
Employee
Features
Transfers
Multi-currency accounts
Local transfers
International transfers
Unlimited 1% cashback on card spend
On digital marketing & subscriptions
Bulk and scheduled transfers
Payment links
Multi-level payment approvals
Corporate cards
Multi-currency virtual cards
Physical cards
Multi-currency virtual cards
Invoice management
Budgets
Receivables management
Payables management
INTEGRATION
Xero
Direct account statement sync
Quickbooks
Direct account statement sync
Custom CSV Exports
Custom export formats for Zoho, Freshbooks, Sage, Deskera and more
Add-ons
Admin or Finance
Physical Cards
Support
Priority support
Priority support
SGD
3 users included
Available on Spend Management Module
SGD
Receive
SGD, USD, IDR
EUR, HKD and more coming soon
Free local transfers via FAST, PayNow, GIRO
Up to 3x cheaper than banks
Corporate cards
1 virtual card per user
Invoice management
Up to 2
3/month
3/month
Receive
Add-ons
$9/user/month
Support
Chat, Email
Chat, Email
LITE
SGD
4 users included
Available on Spend Management Module
SGD
Receive
SGD, USD, IDR
EUR, HKD and more coming soon
Free local transfers via FAST, PayNow, GIRO
Up to 3x cheaper than banks
Corporate cards
Unlimited*
1 free card/user
Invoice management
Unlimited
50/month
50/month
Receive
Add-ons
$9/user/month
$15 per card
Support
Chat, Email
Chat, Email
PRO
User
Admin or Finance
Employee
Features
PaYMENTS
Multi-currency account details
Local and international transfers
Free local transfers, FX up to 3x cheaper than banks
Multi-currency cards
Unlimited virtual cards* & 1 physical card per user
Unlimited 1% cashback on card spend
On digital marketing & subscriptions
Bulk Transfers
Create & send receivables invoices
Payment links
INTEGRATION
Xero
Direct account statement sync
Quickbooks
Direct account statement sync
Custom CSV Exports
Custom export formats for Zoho, Freshbooks, Sage, Deskera and more
Add-ons
Admin or Finance
Physical Cards
International accounts
Support
Priority support
Priority support
SGD
3 users included
Available on Spend Management Module
SGD
Receive
SGD, IDR, USD
INTEGRATION
Add-ons
$5/user/mo
Price on application
Price on application
Support
Chat, Email
Chat, Email
*Up to 100 virtual cards in-app, additional upon request
Corporate Cards
Issue unlimited corporate cards. Enjoy savings with best FX rates and cashback rewards.  Maintain control with advance spend limits and merchant locks.

Issue employee cards

Issue employee cards in seconds. Control expenditure via enforcable budgets, spend limits, and merchant locks

Manage claims

No cards, no problem. Manage out-of-pocket claim with easy submission, approval, and one-click reimbursement
Check icon

Account for all expenses

Easily spot missing receipts and save time with automated receipt reminders. All expense details and attachments are synced with your accounting software
What’s included
User
Admin or Finance
Features
Cards
Corporate virtual cards
Physical cards
Spend limits
Merchant locks
Auto receipt reminders
Budget
Budgets
Enforceable budgets to control spend across teams or projects
INTEGRATION
Xero
Direct bank feed, expenses sync with attachments
Custom CSV Exports
Custom export formats for Zoho, Freshbooks, Sage, Deskera and more
Netsuite
Direct bank feed, expenses sync with attachments
Add-ons
Admin or Finance
Physical Cards
Support
Priority support via Chat, Email
SGD
2 free included
SGD
Budget
Unlimited
1 free per user
Cards
Unlimited
INTEGRATION
Talk to sales
Add-ons
HK$49/user/month
Price on application
Support
Global Account

Issue employee cards

Issue employee cards in seconds. Control expenditure via enforcable budgets, spend limits, and merchant locks

Manage claims

No cards, no problem. Manage out-of-pocket claim with easy submission, approval, and one-click reimbursement
Check icon

Account for all expenses

Easily spot missing receipts and save time with automated receipt reminders. All expense details and attachments are synced with your accounting software
What’s included
User
Admin or Finance
Employee
Features
TRANSFERS
Multi-currency accounts
Local transfers
International transfers
Bulk and scheduled transfers
Multi-level payment approvals
INTEGRATION
Xero
Direct bank feed, expenses sync with attachments
Quickbooks
Direct account statement sync
Custom CSV Exports
Custom export formats for Zoho, Freshbooks, Sage, Deskera and more
Add-ons
Admin or Finance
Support
Priority support via Chat, Email
SGD
2 free included
Available on Spend
Management Module
SGD
Budget
USD
EUR, HKD and more coming soon
Free local USD transfers via ACH
Up to 3x cheaper
than banks
INTEGRATION
Add-ons
HK$49/user/month
Support
Expense Management
Gain real-time visibility and control on employee spend.
Keep team expenses within budget with employee cards and claims.
Thumbsup icon

Issue employee cards

Issue employee cards in seconds. Control expenditure via enforcable budgets, spend limits, and merchant locks.
Thumbsup icon

Manage claims

No cards, no problem. Manage out-of-pocket claim with easy submission, approval, and one-click reimbursement.
Check icon

Account for all expenses

Easily spot missing receipts and save time with automated receipt reminders. All expense details and attachments are synced with your accounting software.

Issue employee cards

Issue employee cards in seconds. Control expenditure via enforcable budgets, spend limits, and merchant locks

Manage claims

No cards, no problem. Manage out-of-pocket claim with easy submission, approval, and one-click reimbursement
Check icon

Account for all expenses

Easily spot missing receipts and save time with automated receipt reminders. All expense details and attachments are synced with your accounting software
What’s included
User
Admin or Finance
Employee
Features
Budget
Budgets
Enforceable budgets to control spend across teams or projects
Cards
Employee cards
Issue cards with spend limits & merchant locks
Physical cards
Claims
Approve and disburse claims
Claim approval flows
INTEGRATION
Xero
Direct bank feed, expenses sync with attachments
Custom CSV Exports
Custom export formats for Zoho, Freshbooks, Sage, Deskera and more
Netsuite
Direct bank feed, expenses sync with attachments
Add-ons
Admin or Finance
Employee
Physical Cards
Advance Cards
Interest-free credit limits on cards and transfers, subject to approval
Support
Priority support
Dedicated account manager
SGD
2 users included
Starting from 10 users
SGD
Budget
Unlimited
Budget
Unlimited
1 free per user
Budget
Unlimited
INTEGRATION
Talk to sales
Add-ons
HK$9/user/mo
HK$5/user/mo
HK$5/card
Talk to sales
Support
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