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The all-in-one financial operating system powering Southeast Asia’s fastest growing startups

Power your startup with our business account, international payments, corporate cards and expense management - all in one place
Power your startup with cards that save you time and money. Enjoy smart card controls and real-time expense tracking across the team for zero surprises and total peace of mind.

Exclusive perks for Osome clients
Power your startup with cards that save you time and money. Enjoy smart card controls and real-time expense tracking across the team for zero surprises and total peace of mind.

Exclusive perks for Employment Hero clients
Exclusive perks for
S$2,000
Tin Men Capital
startups
Up to
S$750
S$750
S$2,000
in cash bonuses for
Tin Men Capital
startups
Up to
S$1250
S$1250
in cash bonuses for
Tin Men Capital
startups
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Powering the businesses of tomorrow

Start. Access the world with a borderless business account to send and receive funds.

Scale. Onboard your team in minutes. Distribute spend, automate workflows and approval policies. Get credit to fuel growth.

Streamline. Integrate your revenue sources and accounting workflows. Manage it all from one account.

Save. Extend that runway with cashback, low cost payments, and data insights to make better decisions.

Easy, fast and powerful

Scale your business, not your workload.
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Get started quickly

Submit your documents and access to your business account in 5 business days or less, with priority onboarding.
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All in one place

Built for scale. A fully integrated solution; cards, cash, reporting and controls.
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Cost effective

Transparent and low fees on international transfers with 1% cashback on qualified spends
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Get started quickly

Submit your documents and access to your business account in 5 business days or less, with priority onboarding.
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Stay in Control

Maintain complete visibility and control over spending with the most powerful card controls, ever.
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Extend your runway

Save on international purchases with low FX rates and 1% unlimited cashback
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Get started quickly

Submit your documents and access to your business account in 5 business days or less, with priority onboarding.
check mark

Stay in Control

Maintain complete visibility and control over spending with the most powerful card controls, ever.
shield

Extend your runway

Save on international purchases with low FX rates and 1% unlimited cashback
Exclusively for
Tin Men Capital
clients
Access your startup's complete financial stack for
hyper-growth, with cash bonuses and curated rewards from Aspire.
20% cashback (up to SGD 250) on the clients' renewal package, upon renewing Osome using Aspire card
Additional SGD 250 Osome credit if the client spends SGD 20,000 or above on their Aspire card within the first 90 days
Note: The above promotion is applicable to new Aspire customers and clients from
Tin Men Capital
Exclusively for
Tin Men Capital
clients
Access your startup's complete financial stack for
hyper-growth, with cash bonuses and curated rewards from Aspire.
Get 50% cashback for 3 months (capped at $100 per month) when you pay your Employment Hero subscription using Aspire card
Additional Employment Hero credit (SGD250 invoiced to Aspire) if client spends SGD20,000 or above on their Aspire card within the first 90 days
Note: The above promotion is applicable to new Aspire customers and clients from
Tin Men Capital
Terms apply. Need help? Speak to our Client Specialist here.
Exclusively for
Tin Men Capital
startups
Access your startup’s complete financial stack for
hyper-growth, with cash bonuses and curated rewards from Aspire.
S$100 cash bonus after S$10,000 of cumulative FX transactions in first 90 days
S$100 cash bonus after S$10,000 of card spend in first 90 days
Over S$50,000 of member-only deals from valued partners
Note: The above promotion is applicable to new Aspire customers and startups from
Tin Men Capital
Terms apply. Need help? Speak to our Startup Specialist here.
Exclusively for
Tin Men Capital
startups
Access your startup’s complete financial stack for
hyper-growth, with cash bonuses and curated rewards from Aspire.
20% cashback (capped at SGD 100) on client's subscription fee, using Aspire card
S$100 cash bonus after S$10,000 of card spend in first 90 days
Over S$50,000 of member-only deals from valued partners
Note: The above promotion is applicable to new Aspire customers and startups from
Tin Men Capital
Terms apply. Need help? Speak to our Startup Specialist here.
Exclusively for
Tin Men Capital
startups
Access your startup’s complete financial stack for
hyper-growth, with cash bonuses and curated rewards from Aspire.
S$250 cash bonus after S$50,000 of cumulative FX transactions in first 90 days
S$500 cash bonus after S$50,000 of card spend in first 90 days
3 months waiver on our Expense Management suite
Over S$50,000 of member-only deals from valued partners
Note: The above promotion is applicable to new Aspire customers and startups from
Tin Men Capital
Terms apply. Need help? Speak to our Startup Specialist here.
Exclusively for
Tin Men Capital
startups
Access your startup’s complete financial stack for
hyper-growth, with cash bonuses and curated rewards from Aspire.
Per Customer Referral
Per referral: SGD100 (per successful account opening with first deposit* made within 90 days of account opening)
Total USD10,000 of inbound FX transaction within 90 days of account opening
SGD100** for each new lead referred by the Merchant who performs total inbound FX transactions of USD 10,000 within first 90 days of Account Opening Date
For every USD50,000 of anbound FX transaction within 90 days of account opening
SGD150** for each new lead referred by the Merchant who performs total inbound FX transactions of USD 50,000 within first 90 days of Account Opening Date
*Minimum deposit: $100
**Note: The incentive for FX transactions is not stacked. This means that if a new user makes an inbound transaction of US$50,000 within the first 90 days, the total payout will be S$150, not S$350.
Exclusively for
Tin Men Capital
startups
Access your startup’s complete financial stack for
hyper-growth, with cash bonuses and curated rewards from Aspire.
S$100 cash bonus with S$10,000 in cumulative FX transactions in the first 90 days
OR
S$150 cash bonus with S$20,000 in cumulative FX transactions in the first 90 days
OR
S$250 cash bonus with S$50,000+ in cumulative FX transactions in the first 90 days
S$200 cash bonus with S$20,000 of cumulative card spends in first 90 days
First 3 months free subscription
White glove service
Over S$50,000 of member-only deals from valued partners
Note: The above promotion is applicable to new Aspire customers and startups from
Tin Men Capital
Terms apply. Need help? Speak to our Startup Specialist here.
Exclusively for
Tin Men Capital
startups
Access your startup’s complete financial stack for
hyper-growth, with cash bonuses and curated rewards from Aspire.
S$250 cash bonus with S$50,000 of cumulative FX transactions in first 90 days
S$1,000 cash bonus after S$100,000 of card spend in first 90 days
3 months waiver on our Expense Management suite
Over S$50,000 of member-only deals from valued partners
Note: The above promotion is applicable to new Aspire customers and startups from
Tin Men Capital
Terms apply. Need help? Speak to our Startup Specialist here.
Exclusively for
Tin Men Capital
startups
Exclusive perks for
startups
Access your startup’s complete financial stack for
hyper-growth, with cash bonuses and curated rewards from Aspire.
$100 with $10,000 deposit within the first 90 days
$150 with $20k in cumulative FX transactions in the first 90 days
OR
$250 with $50k in cumulative FX transactions in the first 90 days
OR
$500 with $100k+ in cumulative FX transactions in the first 90 days
$200 after spending $20k in the first 90 days
OR
$500 after spending $50k in the first 90 days
Note: The above promotion is applicable to new Aspire customers and startups from
Tin Men Capital
Note: The above promotion is applicable to new Aspire customers
Terms apply. Need help? Speak to our Startup Specialist here.

Trusted by SouthEast Asia’s leading startups

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Trusted by 15,000+ modern businesses

Payments to vendors have been efficient and timely, saving precious time for the team to analyse trends and improve spending needs. Issuing company cards to multiple departments have been a breeze, and managing department costs were easy to track.

Kenneth Chew

Finance Manager

Saved on average: 117 hours and $44,325 a year

Calculate how much your company would save
Payments to vendors have been efficient and timely, saving precious time for the team to analyse trends and improve spending needs. Issuing company cards to multiple departments have been a breeze, and managing department costs were easy to track.
Kenneth Chew - Finance Manager

Aside from expediting expenses processing, Aspire’s ability to do rebates accorded to expenses supporting business growth was definitely the icing on the cake.

Gregory Van

Gregory Van

Saved on average: 117 hours and $38,800 a year

Calculate how much your company would save
Aside from expediting expenses processing, Aspire’s ability to do rebates accorded to expenses supporting business growth was definitely the icing on the cake.
Gregory Van - CEO

Aspire’s suite of automation tools  revolutionized the way we approach expense management. Now, our teams on the ground have a way to make purchasing decisions easily without the hassle of out-of-pocket expenses.

Gibran Huzaifah

Co-Founder and CEO

Saved on average: 1,155 hours and $198,565 a year

Calculate how much your company would save
Aspire’s suite of automation tools revolutionized the way we approach expense management. Now, our teams on the ground have a way to make purchasing decisions easily without the hassle of out-of-pocket expenses.
Gibran Huzaifah - Co-Founder and CEO

Aspire gave our team the flexibility to make their own purchasing decisions that were otherwise impossible with a more conventional banking solution.

Ajay Bulusu

Co-Founder

Saved on average: 600 hours and $70,000 a year

Calculate how much your company would save
Aspire gave our team the flexibility to make their own purchasing decisions that were otherwise impossible with a more conventional banking solution.
Ajay Bulusu - Co-Founder

Our partnership with Aspire has given us just the tools and insights we need to prepare for any scenario. Thanks to our new expense management solution, we can continue to scale and take on bigger and more exciting clients and projects.

Amritpal Singh

Co-Founder

Saved on average:760 hours and $73,000 a year

Calculate how much your company would save
Our partnership with Aspire has given us just the tools and insights we need to prepare for any scenario. Thanks to our new expense management solution, we can continue to scale and take on bigger and more exciting clients and projects.
Amritpal Singh - Co-Founder
View all Testimonials
multi-currency account

A multi-currency account to grow your business

  • Get unique account numbers to receive and send money in multiple currencies
  • Send money for free via domestic transfers in SGD, USD and IDR
  • Send and receive FAST and GIRO payments for free
international payments

Faster and cheaper international payments

  • Send and receive international payments in 30+ currencies
  • Transparent fees with FX rates shown upfront to avoid nasty surprises
  • Enjoy marketing leading FX rates, up to 3 times cheaper than banks
cashback

Get multi-currency cards, with unlimited 1% cashback

  • Issue unlimited virtual cards in SGD, USD or IDR instantly.
  • Get rewarded with unlimited 1% cashback on qualified SaaS and digital marketing spends.
  • Maintain control with spend limits and merchant locks with real-time expense tracking

Close your books 2x faster with native accounting integrations

  • Sync each incoming and outgoing transaction with Aspire’s native Xero integration that updates hourly.
  • Powerful integrations extend to other accounting platforms like Quickbooks, Oracle Netsuite, Deskera and SAP.
  • Reduce manual error and save hundreds of hours on closing your books each year.
receivable management

Expense management made easy

  • Track your expenses across channels with real-time visibility
  • Control spending before it happens with pre-set budgets and merchant locks
  • Sync all spend and receipts with your accounting software

Always know where your company stands

  • Real-time insights with a consolidated dashboard and instant updates on your expenses
  • Zoom in on spending by department, category, vendor or expense type with audit trails and real-time notifications
  • Clear forecast of inflows and average collection times with advanced invoice management tools and an integrated revenue dashboard
  • Save money by identifying double spending, redundancies and unwanted subscriptions

Aspire gives over 10,000 businesses their time and money back.

Experience the future of business finance today and get back to building.
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