Writer
Galih Gumelar
Galih is a seasoned writer specialising in macroeconomics, business, finance and politics. With a writing history at CNN Indonesia, The Jakarta Post, and various other reputed organisations, Galih leverages his broad range of experiences to create insightful resources for those wanting to start a business.
Blogs by Galih Gumelar
Corporate Card •
What Is a Chargeback? How It Works, Causes & Prevention
Learn what a chargeback is, how the dispute process works, key causes like friendly fraud, and how it differs from a merchant refund.
Incorporation •
HSIC Code HK: Structure, Requirements & Selection
Learn what the Hong Kong Standard Industrial Classification (HSIC) code is, its 5-level structure, why it matters, and how to choose it.
Payments •
Top Payment Gateways in Hong Kong: Fees & Guide (2026)
Explore top payment gateways in Hong Kong, how they work, fee structures, local payment support (FPS, AlipayHK), and key business benefits.
Payments •
SEPA Transfer: How It Works, Schemes & Costs Explained
Learn what SEPA is, its 3 payment schemes, IBAN rules, settlement times, and how Hong Kong businesses can make low-cost EUR payments.
Business Account •
Top 8 Virtual Banks in Hong Kong: Features & Guide (2026)
Discover the top 8 licensed virtual banks in Hong Kong, their key services, fee structures, and how digital banking compares to traditional options.
Payments •
What Is a Wire Transfer? How It Works, Fees & HK Guide
Learn how wire transfers work in Hong Kong, the differences between domestic and SWIFT transfers, real costs, hidden fees, and key benefits.
