Zachary Pestana

is a seasoned writer in market trends and business thought leadership. With a writing history at Incorp Global, MOQdigital, and AIESEC Australia, Zachary leverages his broad range of experiences to stimulate industry conversations and engage audiences.

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PT Kharisma Catur Mandala is a payment system company regulated under Bank Indonesia with Funds Transfer license No: 20/231/DKSP/82, Payment Gateway license no: 22/454/DKSP/Srt/B, and has been registered as an Electronic System Operator (PSE) at the Ministry of Communication and Information of the Republic of Indonesia, Number: 000972.02/DJAI.PSE/08/2022. PT Kharisma Catur Mandala also works in collaboration with various affiliates and partners that is regulated by OJK or licensed by Bank Indonesia for various product and services.

PT Alumak Teknologi Indonesia is a registered aggregator service provider within the scope of digital financial innovation from the Financial Services Authority (OJK) in Indonesia with registration number 001/ATI/XI/2019. Alumak does not independently provide financial service products regulated by laws and regulations. Alumak cooperates with financial service institutions registered and supervised by government authorities that provide financial services to consumers.

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