Aspire Close icon of pricing full feature

Pricing & Features

Account Pricing and Fees
Account Pricing and Fees
Monthly Fee
Minimum Balance
Fall Below fees
Card Issuance Fee
Additional User Fee
Multi-Currency Accounts
Real-time notification alerts
Live Support
Account Integrations
Expenses Management
Unlimited Virtual Cards
Budgets
Claims Management
Advanced Multi-User
Access
Payables Management
Automated AP Submission
(email or OCR)
Custom Approval Flows
Bulk and Scheduled
Payments
Advanced Accounting Sync
Receivables Management
Create and Send Invoices
Automated Invoice
Reminders & Reconciliation
Payment Links
Advanced Accounting Sync
Account Pricing and
$12
None
None
None
5 users included,
$5 for additonal users
Free
SGD & USD Included
Free
Priority 1:1 support
via Phone, Chat or email
Xero, Quickbooks, MYOB,
Oracle Netsuite, Deskera
Expense
Payables mangement
Receivable management
Coming Soon
Xero, Quickbooks, MYOB,
Oracle Netsuite, Deskera
Traditional Banks
Account Pricing and
Up to $18
$10,000
Up to $40
$5
$5
Additional fees may apply
From S$8 per user
Only via Phone or email
Xero, Quickbooks, Financio,
Enterpryze, Info-tech
Expense
Payables
Receivable managmen
Most Don't
Most Don't
Xero, Financio and
Quickbooks
Fintech Platforms
Account Pricing and
Up to $139
$0
$0
Up to $5
$5
Additional fees may apply
$0
Only via Phone or email
Xero, Quickbooks
and Jurnal
Expense
Most Don't
Payables management
Receivable management
Xero and Quickbooks
Aspire Close icon of pricing full feature

Spend Features

SPEND
STARTER
Starting from
S$99/mo
billed annually, or S$119/mo
ACCESS
Admin & Finance users
Employee users
Multi currency
Budgets
Multiple entity management
PAYABLES
Invoices/month
Automated bill submission
With enhanced optical character recognition (OCR)
Bulk bills upload coming soon
Bill approval flows
Bulk & scheduled payments
Interest free credit limits on bills
Subject to approval
EXPENSES
Multi-currency corporate cards
Unlimited virtual cards & 1 physical card per user*
Interest free credit on cards
Subject to approval
Unlimited claims
Claim approval flows
INTEGRATIONS
Xero
Quickbooks
Netsuite
Jurnal
Accurate
Custom CSV Exports
Support
Priority Support
Onboarding
Dedicated account manager
Add-ons
Admin or Finance users
Employee users
Physical Cards
Receivable management
SPEND
STARTER
Starting from
Rp
990.000/mo
billed annually, or Rp 119.000/mo
Account Pricing and
5
20
IDR, USD
Unlimited
Expense
100
Single-level
EXPENSES
Single-level
INTEGRATIONS
Support
Chat, Email
Initial onboarding
Add-ons
Rp 290.000 per user per month
Rp 49.000 per user per month
Rp 159.000 per card
SPEND
PRO
Starting from
Rp
1.990.000/mo
billed annually, or Rp 2.490.000/mo
Account Pricing and
10
50
IDR, USD
Unlimited
Expense
500
Multi-level
Single currency
Payables
Single currency
Multi-level
Receivable managmen
Receivable managmen
Chat, Email, Phone
60 day dedicated onboarding
Receivable managmen
Rp 290.000 per user per month
Rp 49.000 per user per month
Rp 159.000 per card
SPEND
CUSTOM
Custom
Pricing
get discounts with annual billing
Account Pricing and
Custom
Custom
IDR, USD
Unlimited
Expense
Custom
Multi-level
Multiple currencies
Payables management
Multiple currencies
Multi-level
INTEGRATIONS
Support
Chat, Email, Phone
60 day dedicated onboarding plus tailored employee training sessions
Add-ons
Custom
Custom
Rp 159.000 per card
*Terms and conditions apply. Up to 100 in-app, additional upon request

Unleash the power of the All-in-one Finance OS

With simple and transparent pricing for companies of all sizes
play icon
BUSINESS ACCOUNT
Global financial stack with fast access to cards, international payments, and invoices, all in a business account.
Ideal for companies with < 50 employees
Starting from
Rp 99.000/mo
Start Free Trial
60 days free trial.
Free for startups incorporated in last 12 months.
Operate your business with,
check icon
Multi-currency accounts in USD, and IDR, with more coming soon
check icon
Free local transfers and best FX rates, up to 3x cheaper than banks
check icon
Create & send invoices, with automated payment tracking
check icon
Multi-currency corporate cards, physical and virtual
check icon
Integrated with Jurnal, Accurate, Xero & Quickbooks
Prices shown are exclusive of prevailing taxes
Need to manage business spend?
View spend management
SPEND STARTER
Gain real-time visibility and control with intuitive spend management integrated with global payments
Ideal for companies with less than 50 employees
Starting from
Rp 990.000/mo
billed annually, or Rp 1.190.000/mo
Manage Spend with,
check icon
Deploy budgets across teams or projects, set spend limits and approval flows
check icon
Instantly issue corporate cards for employees with multiple currencies, controls, and cashback
check icon
Manage claims with spend policies and one-click reimbursements
check icon
Automated payables with OCR and integrated bulk & scheduled bill payments
check icon
Free local transfers and best FX rates up to 3x cheaper than banks
check icon
Integrated with Jurnal, Accurate, Xero & Quickbooks
SPEND PRO
Take spend management to the next level with approval flows and interest free credit limits
Ideal for companies with 50 - 250 employees
Starting from
Rp 1.990.000/mo
billed annually, or Rp 2.490.000/mo
Everything in Spend Starter and,
check icon
Advance cards and transfers in single currency, with interest free credit limits, subject to approval
check icon
Multi-level approval flows and advanced controls that map to internal company policies
check icon
Bulk bill uploads with mass payments support
check icon
Online onboarding with employee training and 60-day personalised support
SPEND CUSTOM
Custom solutions designed for expanding regional companies with multiple entities
Ideal for companies with more than 250 employees
Custom Pricing
get discounts with annual billing
Everything in Spend Pro and,
check icon
Multi-currency advance cards and transfers
check icon
Integrated with Netsuite
check icon
Multiple entity management in a single dashboard view
check icon
Dedicated account manager & in-person employee training sessions
Prices shown are exclusive of prevailing taxes
Need to receive funds?
View business account

Unleash the power of the All-in-one Finance OS

With simple and transparent pricing for companies of all sizes
Ideal for new and small businesses
up to 10 employees
STANDARD
99.000
Rp/month
Start Free Trial
basics
Invite up to 5 users
Multiple Virtual Accounts
Bank Mandiri, BNI, BRI, CIMB, Permata, Maybank
Payment in IDR & USD
Accounting Software Integrations with Xero, Jurnal and more
Priority Service
2022 promotion worth more than IDR 1,580,000/month
100 Free Local Transfers
worth IDR 400,000/month
10 Free International Transfers
worth IDR 1,180,000/month
Add-ons to enhance your finance ops
up to 50 employees
Expense Management
FREE Beta
Employee Cards
Budgets
Claims
payables
management

FREE Beta
Automatic Invoice Submissions
Custom Approval Flow
Bulk & Scheduled Payments
receivableS management
free Beta
Create and Send Invoice
Auto Reconciliation
Payment Links
Additional users Rp 39.000/individual
Additional Physical Card Rp 159.000/individual
Customised for larger companies
above 50 employees
Custom Pricing
Advance Limit
In multiple currencies
Accounting Software Integration
Netsuite, SAP
No user limits
Dedicated account manager
Tailored onboarding process
Prices listed do not include tax

All-in-one and more

Advanced User
Permissions
Advanced
Accounting Integrations
Priority
Support
$50k +
Rewards
Cashback on Digital
Marketing & SaaS
Lowest FX fees

Simple transaction pricing

No surprises with clear and upfront market-leading transaction prices and rates.
IDR BASE CURRENCY
BI FAST
ONLINE TRANSFER
SKN/LLG
e-Wallet
SWIFT
usd base currency
RECEIVE
ACH & ABA/Fedwire Transfers in USD
SWIFT in USD
SWIFT with currency conversion
SEND
ACH in USD
SWIFT with currency conversion
2022 PROMOTION
100 free local IDR transfers / month
Coming soon
Rp 4.000
Rp 4.000
Coming soon
Coming soon
SGD
Receive
Free
USD 8
Best rates with USD 8 fee
up to 3x cheaper than banks
send
Free
Best rates with USD 8 fee
up to 3x cheaper than banks
Includes free local transfers.
Transact in large volumes?

Trusted by 10,000+ modern businesses

View all Testimonials
Calculate your company's potential savings
They have saved about 117 hours and US$28,100 annually

FAQ

What services does Aspire offer?

Your Aspire account will cover your business financial needs by providing you access to multi-currency accounts, expenses, payables and receivables managment solutions.

With Aspire, there’s no need to manage multiple disconnected financial service providers. Scale faster with everything in one place.

Who is eligible to sign up?

Any business can open an account if it is registered in Indonesia and is included in the list of Permitted Businesses. Our sign-up process is 100% online and we promise no physical branch visits are required.

Is my money safe?

We work with PT Kharisma Catur Mandala, a licensed financial service provider regulated by Bank Indonesia that partners with banking institutions (such as Bank Mandiri, CIMB Niaga, and BCA) to serve Aspire customers.

Does Aspire offer special prices for large companies?

Yes! We offer custom pricing for eligible businesses. Get in touch with our team of experts to discover how Aspire can help your team scale.

Want to learn more?

Our team of experts can help you scale and grow your business globally. Get in touch to find out how Aspire works for businesses of all sizes.

Find the best business account for you

Compare traditional business banking solutions with modern digital solutions

Traditional business banking solutions

Compare the Aspire Business Account with traditional business banking solutions
Compare

Online business account solutions

Compare the Aspire Business Account with solutions from other digital financial service providers
Compare
Payables Management
Save time and reduce manual work and error by streamlining your account payables process. From approvals to payments, do it all in one dashboard.

Automated bill submission

Easily submit bills by forwarding an email or taking a photo. Reduce manual data entry and errors with optical character recognition.

Better workflow, better cashflow

Get an end-to-end view of documents, details, and approval trails before final payment. Schedule bulk payments to save time and optimise your cashflows.

Account for all payables

Talk about audit ready - all bill details, including unpaid bills and attachments, are synced with your accounting software.
Learn More
Business Account
Send, receive and hold funds with local and international multi-currency accounts and cards. Enjoy market-leading rates on international transfers, and earn cashback on card spend.

Get started in minutes

Get multi-currency account details and virtual cards in seconds upon approval.

Save on FX, earn cashback

Enjoy free local transfers and international transfers at market-leading rates, up to 3x cheaper than banks. Earn 1% cashback on digital marketing and SaaS card spend.

Get paid faster with Invoices

Create and send invoices effortlessly, with auto-reconcliation. Collect revenues and manage payments all in one account.
Learn More
Expense Management
Gain real-time visibility and control on employee spend. Keep team expenses within budget with employee cards and claims.
space

Issue employee cards

Issue employee cards in seconds. Control expenditure via enforcable budgets, spend limits, and merchant locks.

Manage claims

No cards, no problem. Manage out-of-pocket claim with easy submission, approval, and one-click reimbursement.

Account for all expenses

Easily spot missing receipts and save time with automated receipt reminders. All expense details and attachments are synced with your accounting software.
Learn More