Aspire Close icon of pricing full feature

Business Account Features

ACCOUNTS
Multi currency accounts
Minimum balance
Fall below fee
Real-time notification alerts
PAYMENTS
Free FAST Transfers
Best FX Rates
PayNow
Multi-level payment approvals
Bulk & scheduled transfers
cards
Multi-currency cards
Unlimited virtual cards & 1 physical card per user*
Unlimited 1% cashback on card spend
On digital marketing & subscriptions
Google Pay & Apple Pay
ReceivableS
Create and Send Invoices
Automated payment reminders
Automated payment tracking & reconcilation
Payment Links
integrations
Xero
Quickbooks
Custom CSV Exports
Access & ADD ONS
Admin or Finance users
Additional Admin or Finance
Additional cards
Receivable management
60 days free trial.
Free for startups incorporated in the last 12 months.
S$12/mo
Start Free Trial
Account Pricing and
SGD, USD, IDR account details
None
None
Expense
Unlimited
Up to 3x cheaper than banks
Payables mangement
Receivable management
Coming Soon
Receivable management
Payables mangement
3 included
S$5/user/month
S$15 per physical card
Traditional
Banks
Up to
S$18/mo
Account Pricing and
Up to S$10 / month
S$10,000
Up to S$40
Up to S$12.50 / user / month
Expense
Up to 50
Up to 2% markup
plus S$20 fee
Payables
Most Don't
Receivable managmen
Most Don't
Most Don't
Most Don't
Most Don't
Receivable managmen
Most Don't
Payables
Manually added
S$5/user/month
S$5 per physical card
Fintech
Platforms
Up to
S$139/mo
Account Pricing and
Additional fees may apply
Generally none
Generally none
Generally included
Expense
Some don’t
Up to 0.6% markup
plus S$35 fee
Most Don't
Most Don't
Some Don't
Payables management
Some Don't
Many Don't
Most Don't
Receivable management
Receivable management
Most Don't
Payables management
Varies
S$5/user/month
Up to S$5/month
*Terms and conditions apply. Up to 100 in-app, additional upon request
Aspire Close icon of pricing full feature

Spend Features

SPEND
STARTER
Starting from
S$99/mo
billed annually, or S$119/mo
ACCESS
Admin & Finance users
Employee users
Multi currency
Budgets
Multiple entity management
PAYABLES
Invoices/month
Automated bill submission
With enhanced optical character recognition (OCR)
Bulk bills upload coming soon
Bill approval flows
Bulk & scheduled payments
Interest free credit limits on bills
Subject to approval
EXPENSES
Multi-currency corporate cards
Unlimited virtual cards & 1 physical card per user*
Unlimited 1% cashback on card spend
On digital marketing & subscriptions
Interest free credit on cards
Subject to approval
Unlimited claims
Claim approval flows
INTEGRATIONS
Xero
Quickbooks
Netsuite
Custom CSV Exports
Support
Priority Support
Onboarding
Dedicated account manager
Add-ons
Admin or Finance users
Employee users
Physical Cards
Receivable management
SPEND
STARTER
Starting from
S$99/mo
billed annually, or S$119/mo
Account Pricing and
5
20
SGD, USD, IDR
Unlimited
Expense
100
Single-level
Payables mangement
Single-level
Receivable management
Receivable management
Chat, Email
Initial onboarding
Receivable management
$29  per user per month
$5  per user per month
$15  per card
SPEND
PRO
Starting from
S$199/mo
billed annually, or S$249/mo
Account Pricing and
10
50
SGD, USD, IDR
Unlimited
Expense
500
Multi-level
Single currency
Payables
Single currency
Multi-level
Receivable managmen
Receivable managmen
Chat, Email, Phone
60 day dedicated onboarding
Receivable managmen
$29  per user per month
$5  per user per month
$15  per card
SPEND
CUSTOM
Custom
Pricing
get discounts with annual billing
Account Pricing and
Custom
Custom
SGD, USD, IDR
Unlimited
Expense
Custom
Multi-level
Multiple currencies
Payables management
Multiple currencies
Multi-level
Receivable management
Receivable management
Chat, Email, Phone
60 day dedicated onboarding plus tailored employee training sessions
Receivable management
Custom
Custom
$15  per card
*Terms and conditions apply. Up to 100 in-app, additional upon request

Unleash the power of the All-in-one Finance OS

With simple and transparent pricing for companies of all sizes
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BUSINESS ACCOUNT
Global financial stack with fast access to cards, international payments, and invoices, all in a business account.
Ideal for companies with < 50 employees
Starting from
S$12/mo
Start Free Trial
60 days free trial.
Free for startups incorporated in last 12 months.
Operate your business with,
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Multi-currency accounts in SGD, USD, and IDR, with more coming soon
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Free local transfers and best FX rates, up to 3x cheaper than banks
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Create & send receivable invoices, with automated payment tracking
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Multi-currency corporate cards, physical and virtual
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1% Cashback on card spend on digital marketing and subscriptions
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Integrated with Xero & Quickbooks
BUSINESS ACCOUNT
Global financial stack with fast access to cards, international payments, and invoices, all in a business account.
S$12/mo
Start Free Trial
60 days free trial. No credit card required.
Free for startups incorporated in the last 12 months.
Operate your business with,
check icon
Multi-currency accounts in SGD, USD, and IDR, with more coming soon
check icon
Free local transfers and best FX rates, up to 3x cheaper than banks
check icon
Create & send invoices, with automated payment tracking
check icon
Multi-currency corporate cards, physical and virtual
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1% Cashback on card spend on digital marketing and subscriptions
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Integrated with Xero & Quickbooks
Prices shown are exclusive of prevailing taxes
Need to manage business spend?
View spend management
VIRTUAL BUSINESS ACCOUNT
A powerful financial stack of international payments, cards, receivables, and bookkeeping all in one account
Ideal for companies with 0-20 employees
Starting from
Free
All the essentials you need for business payments. At no cost.
Get Started
Or WhatsApp Us
Operate your business with,
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Multi-currency accounts in USD, and IDR, with more coming soon
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Save more than IDR60 million a year with unlimited 1% cashback on business, SaaS, travel, subscription spends
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Create & send receivable invoices, with automated payment tracking
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Multi-currency corporate cards, physical and virtual coming soon
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Integrated with Jurnal, Accurate,  Xero, Quickbooks
SPEND
MANAGEMENT
Gain real-time visibility and control with intuitive spend management integrated with global payments
Ideal for companies with 20-200 employees
Starting from
Rp 888.000/mo
billed annually, or Rp 999.000/mo
Or WhatsApp Us
Manage Spend with,
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Deploy budgets across teams or projects, set spend limits and approval flows
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Instantly issue corporate cards for employees with multiple currencies, controls, and cashback
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Manage claims with spend policies and one-click reimbursements
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Automated payables with OCR and integrated bulk & scheduled bill payments
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Free local transfers and transparent FX rates, 0 fees
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Integrated with Jurnal, Accurate, Xero & Quickbooks
SPEND PRO
Take spend management to the next level with approval flows and interest free credit limits
Ideal for companies with 50 - 250 employees
Starting from
S$199/mo
billed annually, or S$249/mo
Everything in Spend Starter and,
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Advance cards and transfers in single currency, with interest free credit limits, subject to approval
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Multi-level approval flows and advanced controls that map to internal company policies
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Bulk bill uploads with mass payments support
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Online onboarding with employee training and 60-day personalised support
CUSTOM
Custom
Advanced solutions designed for expanding regional companies with multiple entities
Ideal for companies with more than 200 employees
Custom
Pricing
get discounts with annual billing
Or WhatsApp Us
Everything in Spend Pro and,
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Multi-currency advance cards and transfers
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Integrated with Netsuite
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Multiple entity management in a single dashboard view
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Dedicated account manager & in-person employee training sessions
BUSINESS ACCOUNT
Global financial stack with fast access to cards, international payments, and invoices, all in a business account.
S$12/mo
Start Free Trial
60 days free trial. No credit card required.
Free for startups incorporated in the last 12 months.
Operate your business with,
check icon
Multi-currency accounts in SGD, USD, and IDR, with more coming soon
check icon
Free local transfers and best FX rates, up to 3x cheaper than banks
check icon
Create & send invoices, with automated payment tracking
check icon
Multi-currency corporate cards, physical and virtual
check icon
1% Cashback on card spend on digital marketing and subscriptions
check icon
Integrated with Xero & Quickbooks
Prices shown are exclusive of prevailing taxes
Keen to register a company in Singapore?
100% online, incorporate a Singapore business from anywhere in the world.
Starting from only S$600.
View business account

All-in-one and more

users icon
Advanced User
Permissions
integration icon
Advanced
Accounting Integrations
support icon
Priority
Support
reward icon
$50k +
Rewards
dollar icon
Cashback on Digital
Marketing & SaaS
fees icon
Lowest FX fees

Simple transaction pricing

No surprises with clear and upfront market-leading transaction prices and rates.
IDR BASE CURRENCY
BI FAST
ONLINE TRANSFER
SKN/LLG
RTGS
e-Wallet
SWIFT
usd base currency
RECEIVE
ACH & ABA/Fedwire Transfers in USD
SWIFT in USD
SWIFT with currency conversion
SEND
ACH in USD
SWIFT with currency conversion
2023 PROMOTION
100 free local IDR transfers / month
Coming soon
Rp 4.000
Rp 4.000
Coming soon
Coming soon
SGD
Receive
Free
USD 8
Best rates with USD 8 fee
send
Free
Best rates with USD 8 fee
Includes free local transfers.
Transact in large volumes?
Or WhatsApp Us

Trusted by 10,000+ modern businesses

View all Testimonials
Endowus testimonial
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Geniebook testimonial
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Who save on average 117 hours and $38,800 a year
Calculate how much your company would save

Best in market

Get full details on Aspire features and transaction pricing.
See how Aspire compares with traditional banks or fintechs platforms.
Compare
Features
See the difference of Aspire’s all-in-one solution that helps you scale
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Compare Transaction
Pricing
See the difference with free local transfers, leading FX rates and low fees
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Want to learn more?

Our team of experts can help you scale and grow your business globally. Get in touch to find out how Aspire works for businesses of all sizes.

FAQ

What services does Aspire offer?

Your Aspire account will cover your business financial needs by providing you access to multi-currency accounts, expenses, payables and receivables managment solutions.

With Aspire, there’s no need to manage multiple disconnected financial service providers. Scale faster with everything in one place.

Who is eligible to sign up?

We can service most business models, but there are some exceptions. We do not accept services with content that meets the following criteria:
1. Sites with 'XXX' content
2. Gambling sites
3. Armament
4. Drugs and all its paraphernalia
5. Other illegal or prohibited products or services
6. High-risk telemarketing companies (horoscopes, predictions or forecasts and the like)
7. Replica

Is my money safe?

We work with PT Kharisma Catur Mandala, a licensed financial service provider regulated by Bank Indonesia that partners with banking institutions (such as Bank Mandiri, CIMB Niaga, and BCA) to serve Aspire customers.

Does Aspire offer special prices for large companies?

Yes! We offer custom pricing for eligible businesses. Get in touch with our team of experts to discover how Aspire can help your team scale.

Frequently asked questions about claims

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Experience the future of business finance, today

Save time and money with the all-in-one account.
Payables Management
Save time and reduce manual work and error by streamlining your account payables process. From approvals to payments, do it all in one dashboard.

Automated bill submission

Easily submit bills by forwarding an email or taking a photo. Reduce manual data entry and errors with optical character recognition.

Better workflow, better cashflow

Get an end-to-end view of documents, details, and approval trails before final payment. Schedule bulk payments to save time and optimise your cashflows.

Account for all payables

Talk about audit ready - all bill details, including unpaid bills and attachments, are synced with your accounting software.
Learn More
Business Account
Send, receive and hold funds with local and international multi-currency accounts and cards. Enjoy market-leading rates on international transfers, and earn cashback on card spend.

Get started in minutes

Get multi-currency account details and virtual cards in seconds upon approval.

Save on FX, earn cashback

Enjoy free local transfers and international transfers at market-leading rates, up to 3x cheaper than banks. Earn 1% cashback on digital marketing and SaaS card spend.

Get paid faster with Invoices

Create and send invoices effortlessly, with auto-reconcliation. Collect revenues and manage payments all in one account.
Learn More
Expense Management
Gain real-time visibility and control on employee spend. Keep team expenses within budget with employee cards and claims.
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Issue employee cards

Issue employee cards in seconds. Control expenditure via enforcable budgets, spend limits, and merchant locks.

Manage claims

No cards, no problem. Manage out-of-pocket claim with easy submission, approval, and one-click reimbursement.

Account for all expenses

Easily spot missing receipts and save time with automated receipt reminders. All expense details and attachments are synced with your accounting software.
Learn More
Aspire Close icon of pricing full feature

Compare plans

SPEND
STARTER
Starting from
S$99/mo
billed annually, or S$119/mo
ACCESS
Admin & Finance users
Employee users
pAYMENTS
Multi-currency account details
Local and international transfers
Limited-time promo: 100 free local transfers
Multi-currency VISA cards
Unlimited virtual cards* & 1 physical card per user
Create & send receivables invoices
Payment links      Coming soon
spend management
BUDGETS
Budgets
Enforceable budgets to control spend
CARDS
Employee cards
Issue cards with spend limits & merchant locks
Interest free credit on cards
Subject to approval
CLAIMS
Approve and disburse claims
Claim approval flows
BILL PAYMENTS
Automated bill submission
With enhanced optical character recognition (OCR)
Bulk bills upload   Coming Soon
Bill approval flows
Scheduled bill payments
Interest free credit limits on bills
Subject to approval
INTEGRATIONS
Jurnal
Accurate
Xero
Direct bank feed,
expenses & bills sync
Quickbooks
Direct bank feed sync
Netsuite
Direct bank feed,
expenses & bills sync
Custom CSV Exports
Custom export formats for
Zoho, Freshbooks, Sage, Deskera and more
Add-ons
Admin or Finance users
Employee users
Physical Cards
International accounts
Support
Priority Support
Dedicated account manager
Receivable management
VIRTUAL BUSINESS ACCOUNT
Starting from
Free
billed annually, or Rp 119.000/mo
Account Pricing and
3
Not available on plan
Expense
IDR, USD
spend management
BUDGETS
Up to 2
CARDS
CLAIMS
5/mo
BILL PAYMENTS
5/mo
INTEGRATIONS
Add-ons
Rp 49.000  per user per month
Not available on plan
Price on application
On request
Support
Chat, Email
SPEND MANAGEMENT
Starting from
Rp 888.000/mo
billed annually, or Rp 999.000/mo
Account Pricing and
5
20
Expense
Available as add-on
spend management
BUDGETS
Unlimited
CARDS
CLAIMS
BILL PAYMENTS
Unlimited
Receivable managmen
Receivable managmen
Rp 290.000  per user per month
Rp 49.000  per user per month
Price on application
On request
Receivable managmen
Chat, Email, WhatsApp
CUSTOM
Custom
Pricing
get discounts with annual billing
Account Pricing and
Custom
Custom
Expense
Available as add-on
spend management
BUDGETS
Unlimited
CARDS
CLAIMS
BILL PAYMENTS
Unlimited
INTEGRATIONS
Add-ons
Custom
Custom
Price on application
On request
Support
Chat, Email, WhatsApp
*Terms and conditions apply. Up to 100 in-app, additional upon request