Payment gateway solutions for seamless online payments

We are committed to adhering to the regulatory requirements of the countries where we operate.

Aspire FT Pte. Ltd. (headquartered in Singapore), is currently exempted from holding a license to provide payment services in Singapore under the Payment Services Act (No. 2 of 2019). You can find the list of exempted entities here.

In Indonesia, we operate under the auspices of PT Kharisma Catur Mandala. PT Kharisma Catur Mandala is a payment system company regulated by Bank Indonesia with Fund Transfer permit No: 20/231/DKSP/82, Payment Gateway permit no: 22/454/DKSP/Srt/B, and has registered as an Electronic System Operator (PSE) at the Ministry of Communication and Information of the Republic of Indonesia, Number: 000972.02/DJAI.PSE/08/2022.

‍PT Kharisma Catur Mandala also collaborates with various affiliates and partners regulated by the OJK or licensed by Bank Indonesia for various products and services.

Each E-wallet comes with gateway fees that are applied per transaction:

OVO: 1,67%
OVO Digital: 3,03%
Shopee Pay: 2%
Shopee Pay Digital: 4%
Link Aja: 1,67%
Link Aja (fixed fees): Rp3,330
DANA: 1,67%

Note: The implementation of OVO Digital and Shopee Pay Digital will depend on your business type (physical/ digital). Our team will evaluate your application and choose the most suitable payment option for your business needs.

‍The gateway fee can be incurred by you or your customer.

Gateway fee incurred by your customer
‍If you choose to have the gateway fees incurred by your customer, the fee will be added to the payment amount in the customer portal.

‍Gateway fee incurred by you
‍If you choose to incur the gateway fees, your customer will only pay the stated Invoice or Payment Links amount. Once your customer paid the invoice/ payment links, the gateway fee will be deducted from the amount.