Galih Gumelar

is a seasoned writer specialising in macroeconomics, business, finance and politics. With a writing history at CNN Indonesia, The Jakarta Post, and various other reputed organisations, Galih leverages his broad range of experiences to create insightful resources for those wanting to start a business.

The Latest from

Galih Gumelar

December 24, 2024

What is a SWIFT code, and why is it important for international transactions?

December 24, 2024

Exploring 5 main functions of foreign currencies for business

December 24, 2024

ATM card numbers: Understanding their meaning and functions

December 24, 2024

What is an H2H payment, and how can they streamline payments?

December 24, 2024

Strategies for businesses to cope with the 12% VAT rate

December 24, 2024

What is the withdrawal process, and how does it work?

December 24, 2024

Understanding RTGS: A transfer solution for large Interbank transactions

December 24, 2024

Bank statements: Definition, functions, and how to print one

December 20, 2024

Get to know SMS Banking: What is it and how does it work?

December 20, 2024

What are payment terms, and why are they crucial for transactions?

December 20, 2024

What is an OTP code? Understanding its definition, functions, and how it works

December 20, 2024

Checks: A Guide to their use, functions, and types

December 20, 2024

Mobile banking vs digital banking: Key differences and examples in Indonesia

December 16, 2024

Understanding refunds in business and their general procedures

December 16, 2024

What are bank balances, and what are their functions for businesses?

December 16, 2024

Cash Management: Definition, components and benefits for businesses

December 16, 2024

Virtual Credit Card (VCC): What is it and what benefits does it offer?

December 16, 2024

Merchant Discount Rate (MDR): What is it and how much it costs merchants?

December 16, 2024

How to protect your business from online frauds

December 16, 2024

Understanding digital banks: What they are and examples in Indonesia

December 10, 2024

Best Financial Solution In Indonesia for Modern Businesses

December 4, 2024

Aspire Finnovation Summit Empowers Leaders to Future-Proof Their Business through Discussions and Technology

November 21, 2024

A guide to open a business account in Indonesia

November 21, 2024

What are online transaction systems, and how do they benefit your business?

November 21, 2024

What is Discounted Cash Flow (DCF), and how can you calculate it?

November 21, 2024

Recurring transaction: What is it and what are its examples

November 21, 2024

What is an account mutation and why is it important for transaction monitoring?

November 15, 2024

Aspire Finnovation Summit: Empowering Leaders to Future Proof Their Business through Discussions and Technology

October 29, 2024

An overview of Mastercard: What it is and how it differs from Visa

October 29, 2024

EDC machines: Definitions, types, and benefits explained

October 29, 2024

Bill Payment: What is it, and how can it streamline payments

October 29, 2024

Understanding corporate financial transactions and how to manage them effectively

October 29, 2024

What is disbursement and how does It differ from reimbursement?

October 24, 2024

Get to know PCI DSS, the global card payment security standard

October 24, 2024

What are Enterprise Systems and what they do for business operations

October 24, 2024

What are variable costs, their characteristics, and how to calculate them

October 24, 2024

Understanding income statements and how to create one

October 24, 2024

Sales invoice: Definition, components, and functions for business

October 24, 2024

Purchase invoice: What is it, and why does it matter in finance?

October 24, 2024

What is a deposit and why is it crucial for business transactions?

October 24, 2024

Clearing process: What is it and how it works in Indonesia

October 24, 2024

Understanding taxable income: What it is and how it impacts tax calculation in Indonesia

October 24, 2024

Understanding Non-Taxable Income (PTKP) in Indonesia and how it affects tax calculation

October 21, 2024

Gross salary: What it is and what are its components

October 21, 2024

Net Salary: Definition and how to calculate it

October 21, 2024

What is cost to company? Here is what you need to know

October 21, 2024

Understanding take-home pay in Indonesia: What it means and how to calculate it

October 21, 2024

What you need to know about payroll, payroll systems and payroll components

October 21, 2024

What are expenses? Understanding the definition and types of expenses

October 21, 2024

Why mastering financial management crucial for your business?

October 21, 2024

Costs vs. Expenses: What are the key differences in accounting?

October 21, 2024

Understanding venture capital and its role in startup and small business

October 21, 2024

Key differences between debit and credit cards you need to know

October 16, 2024

Exploring the definition and types of Fintech in Indonesia

October 16, 2024

Learning the key differences between accounts receivable vs account payable

October 16, 2024

What is proof of transaction, and why does it matter for businesses?

October 16, 2024

Understanding types of corporate taxes in Indonesia

October 16, 2024

What is a cash flow statement and why should businesses create it?

October 16, 2024

How to prepare and create a solid financial report for business

October 16, 2024

Understanding invoices: Definition, functions, types and how to create one

October 16, 2024

The importance of financial management in business and tips for effective management

October 16, 2024

What are e-payments and how do they benefit businesses?

October 16, 2024

Understanding Payment Systems, The Backbone of Every Business

September 18, 2024

Aspire x AWS Jakarta Founders Night 2024: Scaling Traditional Businesses in a Tech-Driven World

September 18, 2024

Aspire and AWS team up for Founders Night Jakarta, bringing together 200+ investors and founders to celebrate entrepreneurship

Open Banking Ecosystem: The Future of Financial Innovation

4 ways to optimize payment gateway features to boost conversion

How to minimize losses from payment gateway technical issues

How to accept credit card payments on your website: A step-by-step guide

What is a Payment API? Everything you need to know about Payment API in 10 minutes

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PT Kharisma Catur Mandala is a payment system company regulated under Bank Indonesia with Funds Transfer license No: 20/231/DKSP/82, Payment Gateway license no: 22/454/DKSP/Srt/B, and has been registered as an Electronic System Operator (PSE) at the Ministry of Communication and Information of the Republic of Indonesia, Number: 000972.02/DJAI.PSE/08/2022. PT Kharisma Catur Mandala also works in collaboration with various affiliates and partners that is regulated by OJK or licensed by Bank Indonesia for various product and services.

PT Alumak Teknologi Indonesia is a registered aggregator service provider within the scope of digital financial innovation from the Financial Services Authority (OJK) in Indonesia with registration number 001/ATI/XI/2019. Alumak does not independently provide financial service products regulated by laws and regulations. Alumak cooperates with financial service institutions registered and supervised by government authorities that provide financial services to consumers.

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