Gain complete visibility and control of company expenses

Get real time visibility on company spends. Empower your teams to spend wisely. Control spending with budgets and approval flows.

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Simplify company spends and empower teams

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Complete control

Delegate purchasing and empower your teams while retaining full control with budgets, approval flows, and other smart features.

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Real-time visibility

No more overspending or month-end surprises. Get a bird’s eye view of all company spend, neatly categorised and in real-time.

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Integrated payments

Save time without the hassle of managing multiple softwares, budget sheets, or payment accounts. Manage all company spend in one place.

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Real, enforceable budgets to keep expenses in check

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Setup budgets at project, client or team level - so each company initiative stays within bounds.

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Assign budget owners who can manage spending within their own teams.

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Get real-time visibility on budget spent at any point. Dig in to understand where the money was spent, and by who.

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Delegate team spend with confidence

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Onboard employees in minutes and 100% online.

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Allow employees to pay for SaaS subscriptions and marketing.

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Set approval flows & spend limits to avoid overspending.

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Filter spends by date, categories, or merchants.

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Never lose sight of your SaaS subscriptions ever again

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Maintain complete visibility and control over all your SaaS subscription, monthly payments and renewals.

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Avoid forgotten recurring payments, missed cancellation dates and duplicate software subscriptions.

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Never go over budget by enforcing spending limits for each subscription.

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Save on FX rates by paying for your subscriptions in USD with Aspire cards.

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Get 1% cashback on all marketing and SaaS spends.

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No corporate cards? No problem

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Painless out-of-pocket claims for both you and your team. Employees can easily upload receipts and submit claims directly to Aspire, so that you can manage all claims in one place.

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Set up and customise your approval matrix based on your organisation’s needs and transaction sizes.

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Review, and approve claims all in a single dashboard, and easily disburse funds from your built-in business account.

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Sync it all with your accounting integrations - including photos of receipts.

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Empower employee spends with extended payment terms

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Power your business with 51 days of interest-free extended payment terms, approved in minutes, via the Aspire app.

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Get your advance limit in a currency of your choice - SGD, USD, EUR, THB, VND and many more. Bye bye FX charges.

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No need to top up, or set aside cash. Settle outstanding amounts via monthly invoices.

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Sync expenses, claims and receipts with accounting software

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Sync payments, employee claims and even photos of uploaded receipts with Xero - with the click of a button.

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Powerful integrations extend to Jurnal, Quickbooks, myob, Oracle Netsuite or Deskera.

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Close your books twice as fast, with reduced risk of error.

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Use Aspire as a central repository to log all company expenses across cards and claims.

Experience the all-in-one difference

Save time, save money, and scale faster with everything in one place.

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PT Kharisma Catur Mandala is a payment system company regulated under Bank Indonesia with Funds Transfer license No: 20/231/DKSP/82, Payment Gateway license no: 22/454/DKSP/Srt/B, and has been registered as an Electronic System Operator (PSE) at the Ministry of Communication and Information of the Republic of Indonesia, Number: 000972.02/DJAI.PSE/08/2022. PT Kharisma Catur Mandala also works in collaboration with various affiliates and partners that is regulated in OJK or licensed by Bank Indonesia for various product and services.