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Aspire Global Accounts

One account1 to collect, hold, and send money globally

Collect revenue from international clients in key global currencies, hold balances without forced conversions, and pay suppliers at local speed.

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Keep more revenue. Move money faster. Pay less in fees.

Skip conversion fees

Receive and pay in the same currency, across USD, EUR*, GBP*, HKD*, CNY*, and more

Convert on your terms

Hold multiple currencies and convert only when rates work for you

Open multi-currency accounts fast at no cost

Add new currency accounts and get your account details fast

Keep more of what you earn across borders

  • Avoid conversion fees by receiving payments in the same currencies that your customers pay in
  • Collect revenue faster using your local account details in USD, CNY*, and HKD*

Keep money in multiple currencies without automatic conversions

  • Get your own USD, EUR*, GBP*, CNY*, HKD*, AUD*, CAD*, CHF*, JPY*, NOK*, NZD*, SEK*, and SGD* account details at no cost
  • Convert between currencies when exchange rates work for you

Move money at local speed

  • Safely send same-day local transfers and FX payments in 40+ currencies* 
  • Keep operations running smoothly with reliable payments
Open your global account today
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FAQs about AspireX

What kinds of businesses can AspireX support?

We work with fintechs, financial institutions, platforms, marketplaces, Web3 companies, enterprises and SMEs.

Can AspireX support Web3 and stablecoin-native businesses?

Yes. We're built to handle both fiat and stablecoin flows and have the ability to serve web3 businesses and financial institutions — OTCs, exchanges, on/off-ramps, and stablecoin issuers are core to who we serve. Stablecoin wallets, off-ramp, and card spend are launching soon.

How long does onboarding and integration take?

Typical onboarding is two to four weeks. Some clients have gone live in a week — see our OpenFX case study. Integration is a single API across all products.

Which markets are you live in?

We hold payment licenses in tier-1 markets - SG, HK, AU, EU (NL), US and CA, with UK coming soon.

Card issuance is live in Singapore, Hong Kong, US, and Australia — EU, UK, and Canada are coming soon. Our collections and payout capabilities cover 100+ countries, with exceptionally strong coverage in APAC.

How do you handle compliance and risk?

We're a licensed entity in every market we operate in, with institutional-grade compliance, AML, and KYB processes. We handle the regulated complexity so you can focus on building. We are happy to discuss which model would work for your use case.

What's your pricing model?

Modular and usage-based — pay only for the products you use, with volume-based discounts as you scale. Custom pricing available for enterprise volumes and integrated card programs. Every X account includes a sandbox, technical support, and a dedicated account manager. Speak to our team to find out more.

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© 2025 AFT US LLC. All rights reserved. 
United States
  1. AFT US LLC, d/b/a Aspire, is a financial technology company, not a bank. The Deposit Account and banking services are provided by Column N.A., Member FDIC. FDIC deposit insurance covers the failure of an insured depository institution. Deposits in the Deposit Account are FDIC-insured through Column N.A., Member FDIC and Column's Sweep Program Network Banks. Certain conditions must be satisfied for pass-through FDIC insurance to apply.
  2. The AFT Secured Commercial Charge Card is issued by Column, N.A., Member FDIC, pursuant to a license from Mastercard. Approval is subject to eligibility. Payment of the account balance is due in full daily.
  3. Aspire Treasury is provided to you by AFT US Capital LLC, an SEC-registered investment adviser. Aspire Treasury seeks to earn net returns up to 3.70% annually on invested cash. Net yield numbers are as of Apr 1, 2026, and assumes invested balance greater than $500,000.

    Treasury accounts are advised by AFT US Capital LLC, an SEC-registered investment adviser, and are custodied by Atomic Brokerage LLC, a registered broker dealer and member FINRA / SIPC. By opening an Aspire Treasury account, you agree to the AFT US Capital LLC Advisory Agreement, Atomic Brokerage Account Agreement and Atomic Brokerage General Disclosures, and acknowledge receipt of the Atomic Brokerage CRS and the Atomic Privacy Policy. Treasury accounts are not FDIC insured. For additional information about advisory services provided by AFT US Capital LLC, please refer to its ADV Wrap Fee Brochure.

    The performance discussed herein is historic and reflects an investment for a limited period of time. It should not be assumed that future investors would experience returns, if any, comparable to those illustrated herein. Past performance is not indicative of future returns. Investment results will fluctuate. Returns are not guaranteed. All investments are subject to the risk of loss, including the loss of principal. No representation is being made that an investment account has, will, or is likely to achieve profits or losses equal to the profits or losses shown. Actual returns will vary greatly and depend on personal and market conditions. Before investing, consider your financial goals and the costs of using the program.

    Furthermore, the information set forth has been obtained from sources that the AFT US Capital LLC believes to be reliable; however, these sources cannot be guaranteed as to their accuracy or completeness. The information contained herein is not, and should not be construed as, an offer to sell or the solicitation of an offer to buy any securities. The information has been prepared solely for the purpose of determining your level of interest in Aspire Treasury and to provide general background information on its algorithmic investment program.

    This information contains certain “forward-looking statements,” which may be identified by the use of such words as “believe,” “expect,” “anticipate,” “should,” “planned,” “estimated,” “potential” and other similar terms.

    Examples of forward-looking statements include, but are not limited to, estimates with respect to financial condition, results of operations, and success or lack of success of the depicted investment strategy. All are subject to various factors, including, but not limited to general and local economic conditions, changing levels of competition within certain industries and markets, changes in interest rates, changes in legislation or regulation, and other economic, competitive, governmental, regulatory and technological factors affecting operations that could cause actual results to differ materially from projected results.

    Targeted returns (e.g., forward-looking statements of performance up to a stated return) reflects the returns that Aspire Treasury is seeking to achieve over a particular period of time. Projected returns reflect the AFT US Capital LLC’s performance estimate – i.e., the returns that the AFT US Capital LLC believes can be achieved using the advertised investment services. Target returns are presented to inform clients or potential clients about AFT US Capital LLC’s risk tolerances when managing the Aspire Treasury strategy and to provide information useful to a client or potential client when assessing how the AFT US Capital LLC’s strategy fits within the investor’s overall portfolio. Target returns are not guarantees or promises of future return.

    Aspire Treasury is not insured by the FDIC. Aspire Treasury is not a deposit or other obligations of Column N.A., and are not guaranteed by Column N.A.. Aspire Treasury products are subject to investment risks, including possible loss of the principal invested.
  1. Tax services are provided by KMK Ventures and not related to Column N.A.

^1.5% cashback applies to all eligible spend made with the Corporate Card. Terms and conditions apply. See cashback policy here.

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*EUR, GBP, CNY, HKD, AUD, CAD, CHF, JPY, NOK, NZD, SEK, and SGD accounts are provided by AFT HK Limited ('Aspire HK'). AFT HK Limited is registered in Hong Kong (75317450-000) and licensed as a Money Service Operator by the Hong Kong Customs and Excise Department. Funds held in accounts provided by AFT HK Limited are not insured by the FDIC. The terms and conditions governing the multi-currency accounts and services can be found here.

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