Aspire adheres to strict compliance standards, use advanced encryption technology. Your funds are safeguarded with Tier 1 bank like DBS Singapore, in full compliance with the Payment Services Act 2019 (PSA) under the Monetary Authority of Singapore (MAS). Aspire Group also takes pride in partnering with global regulated financial institutions including Citibank, JPMorgan and Visa. - For more information, check out how Aspire works (https://aspireapp.com/how-aspire-works).

Pricing

Transparent pricing,
No hidden fees

$0/month

Everything you need to scale your business globally from day one.

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Basic

Everything you need to manage and scale your business globally

$0per month

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What you get

Business accounts

Multi-currency accounts in SGD, USD, GBP and EUR

Hold in HKD, CNY, USD, EUR, GBP, SGD, JPY, AUD, CAD, NZD, CHF, NOK, and SEK

No min. balance and fees

Payments and FX

From 0.18% FX rate

International and Local transfers

cards

Earn 1.2% cashback on all card spend.

First physical card is free per user

Issue unlimited virtual cards instantly at no cost

Withdraw cash at any ATM worldwide at HKD $40 per transaction, up to USD $500 daily per card.

Set spend limits, restrict currencies, and control merchant categories per card.

Team management

First 5 spend users are free

Software

First 5 spend users are free

Expense management

Create, send, and track invoices to get paid faster

Capture and manage all your payables automatically

Set and enforce budgets across teams and departments

Submit and reimburse employee expenses anytime, anywhere

Get AI-powered spending insights from a single dashboard

Connect seamlessly with your existing accounting tools

APIs are Available upon request

Support

7 days a week

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FAQs

Are there any setup fees?

No, Aspire does not charge any setup fees. Opening an account is completely free, making it easy for businesses to get started without upfront costs.

Any minimum balance or deposit required?

No, Aspire does not require a minimum balance or deposit. In addition, it’s part of our mission to ensure transparent pricing. You will always know how much you're charged before you pay.

Is Aspire safe?

Aspire adheres to strict compliance standards, use advanced encryption technology. The Deposit Account and banking services are provided by Column N.A., Member FDIC. FDIC deposit insurance covers the failure of an insured depository institution. Deposits in the Deposit Account are FDIC-insured through Column N.A., Member FDIC and Column’s Sweep Program Network Banks. Certain conditions must be satisfied for pass-through FDIC insurance to apply.

How long does it take to open an account?

Opening an Aspire account is quick and hassle-free. Our account opening is typically completed within a few days, but note that the timeline varies depending on the nature of your business. Rest assured that your business registration is 100% online, and you will be allocated to an onboarding manager to support you fully during the registration process.