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Business Advice
March 18, 2026

Stripe vs Shopify Payments: Key Differences for Founders

Compare Stripe vs Shopify on fees, payouts, control, and scalability. A founder-focused guide to choosing the right payment setup as your business grows.
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Editor Picks
Business Advice
March 18, 2026

Stripe vs Shopify Payments: Key Differences for Founders

Compare Stripe vs Shopify on fees, payouts, control, and scalability. A founder-focused guide to choosing the right payment setup as your business grows.
Expense Management
March 18, 2026

What are ACH payments: How they Work, Costs, and When to Use Them

A practical ACH payments guide for US founders. Learn costs, settlement timing, types, and how ACH processing improves margins and stabilizes recurring revenue.
Guides
March 18, 2026

Business Finance Guide: Funding, Strategy & Growth

Business finance for US founders. Compare loans vs SBA loans, evaluate funding options, and structure capital to support sustainable growth.
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Business Account

Business Account
March 18, 2026

Corporate card vs business card: Key differences explained

Discover the key differences between corporate cards and business cards to know which option suits your company's needs best.
Business Account
March 18, 2026

Best high-yield business savings accounts of 2026

Compare the best high-yield business savings accounts of 2026. See top APYs, fees, access limits, and how to choose the right account for your cash reserves.
Business Account
March 18, 2026

Business checks vs Personal checks: what founders need to know

Business vs personal checks explained for founders. Learn key differences, risks of mixing finances, and when to switch to business payments.
Business Account
March 18, 2026

Corporate card vs business card: Key differences explained

Discover the key differences between corporate cards and business cards to know which option suits your company's needs best.

Business Advice

Business Advice
March 18, 2026

Stripe vs Shopify Payments: Key Differences for Founders

Compare Stripe vs Shopify on fees, payouts, control, and scalability. A founder-focused guide to choosing the right payment setup as your business grows.
Business Advice
March 18, 2026

Brex vs Mercury: Which financial platform is right for your startup?

Choosing between Brex and Mercury for your business? Compare features, pricing, benefits, and alternatives to find the right banking solution.
Business Advice
March 18, 2026

Business Credit Card vs Personal Card: Which One Fits Your Business?

Business vs personal credit cards for US founders. Compare credit impact, rewards, protections, and when to switch as your company grows.
Business Advice
March 18, 2026

Stripe vs Shopify Payments: Key Differences for Founders

Compare Stripe vs Shopify on fees, payouts, control, and scalability. A founder-focused guide to choosing the right payment setup as your business grows.

Corporate Card

Corporate Card
March 18, 2026

Best Business Credit Cards for LLCs & Small Businesses in 2026

Discover the best business credit cards for LLCs in 2026. Compare rewards, credit limits, corporate cards, and founder-friendly features.
Corporate Card
March 18, 2026

What Is a Virtual Business Credit Card & How It Works

Learn what virtual business credit cards are, how they work, and how they help control spend, reduce risk, and simplify expense management.
Corporate Card
March 18, 2026

P-card vs Corporate card: Differences and benefits for your business

Looking for the best business expense card? Compare P-cards vs corporate cards—the pros, cons, and which option fits your company best.
Corporate Card
February 27, 2026

Best Business Credit Cards for LLCs & Small Businesses in 2026

Discover the best business credit cards for LLCs in 2026. Compare rewards, credit limits, corporate cards, and founder-friendly features.

Expense Management

Expense Management
March 18, 2026

What are ACH payments: How they Work, Costs, and When to Use Them

A practical ACH payments guide for US founders. Learn costs, settlement timing, types, and how ACH processing improves margins and stabilizes recurring revenue.
Expense Management
March 18, 2026

What are real time payments? A founder’s guide to RTP, FedNow, and ACH

Understand what real time payments are, how RTP and FedNow work, and how instant settlement affects cash flow for US businesses.
Expense Management
March 18, 2026

Swift code vs routing number: Exploring the key differences, uses, and why they matter

Learn the key differences between Swift Codes and Routing Numbers. Explore their roles in business transactions, costs and use cases.
Expense Management
March 18, 2026

What are ACH payments: How they Work, Costs, and When to Use Them

A practical ACH payments guide for US founders. Learn costs, settlement timing, types, and how ACH processing improves margins and stabilizes recurring revenue.

Guides

Guides
March 18, 2026

Business Finance Guide: Funding, Strategy & Growth

Business finance for US founders. Compare loans vs SBA loans, evaluate funding options, and structure capital to support sustainable growth.
Guides
March 18, 2026

ACH merchant accounts: a practical guide for scaling US businesses

Learn how ACH merchant accounts work, what ACH payment processing costs, and how US businesses can accept ACH payments with better control and lower fees.
Guides
March 18, 2026

A detailed guide to cash budgets

A practical guide to cash budgeting for founders. Learn what a cash budget is, how it works, key types, examples, and common challenges.
Guides
March 18, 2026

Business Finance Guide: Funding, Strategy & Growth

Business finance for US founders. Compare loans vs SBA loans, evaluate funding options, and structure capital to support sustainable growth.

Payments

Payments
March 18, 2026

What is a Wire Transfer and How Does it Work?

A clear overview of how wire transfers work, how long they take, the cost, and when alternatives are a better fit for modern businesses.
Payments
March 18, 2026

Automate invoice processing: Founder’s guide to scaling AP

Discover automated invoice processing and why your startup needs it now, speed up accounts payable and close your books faster.
Payments
February 26, 2026

What is a Wire Transfer and How Does it Work?

A clear overview of how wire transfers work, how long they take, the cost, and when alternatives are a better fit for modern businesses.
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Local Operating Account
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© 2025 AFT US LLC. All rights reserved. 
United States
  1. AFT US LLC, d/b/a Aspire, is a financial technology company, not a bank. The Deposit Account and banking services are provided by Column N.A., Member FDIC. FDIC deposit insurance covers the failure of an insured depository institution. Deposits in the Deposit Account are FDIC-insured through Column N.A., Member FDIC and Column's Sweep Program Network Banks. Certain conditions must be satisfied for pass-through FDIC insurance to apply.
  2. The AFT Secured Commercial Charge Card is issued by Column, N.A., Member FDIC, pursuant to a license from Mastercard. Approval is subject to eligibility. Payment of the account balance is due in full daily.
  3. Aspire Treasury is provided to you by AFT US Capital LLC, an SEC-registered investment adviser. Aspire Treasury seeks to earn net returns up to 3.73% annually on invested cash. Net yield numbers are as of Feb 2, 2026, and assumes invested balance greater than $500,000.

    Treasury accounts are advised by AFT US Capital LLC, an SEC-registered investment adviser, and are custodied by Atomic Brokerage LLC, a registered broker dealer and member FINRA / SIPC. By opening an Aspire Treasury account, you agree to the AFT US Capital LLC Advisory Agreement, Atomic Brokerage Account Agreement and Atomic Brokerage General Disclosures, and acknowledge receipt of the Atomic Brokerage CRS and the Atomic Privacy Policy. Treasury accounts are not FDIC insured. For additional information about advisory services provided by AFT US Capital LLC, please refer to its ADV Wrap Fee Brochure.

    The performance discussed herein is historic and reflects an investment for a limited period of time. It should not be assumed that future investors would experience returns, if any, comparable to those illustrated herein. Past performance is not indicative of future returns. Investment results will fluctuate. Returns are not guaranteed. All investments are subject to the risk of loss, including the loss of principal. No representation is being made that an investment account has, will, or is likely to achieve profits or losses equal to the profits or losses shown. Actual returns will vary greatly and depend on personal and market conditions. Before investing, consider your financial goals and the costs of using the program.

    Furthermore, the information set forth has been obtained from sources that the AFT US Capital LLC believes to be reliable; however, these sources cannot be guaranteed as to their accuracy or completeness. The information contained herein is not, and should not be construed as, an offer to sell or the solicitation of an offer to buy any securities. The information has been prepared solely for the purpose of determining your level of interest in Aspire Treasury and to provide general background information on its algorithmic investment program.

    This information contains certain “forward-looking statements,” which may be identified by the use of such words as “believe,” “expect,” “anticipate,” “should,” “planned,” “estimated,” “potential” and other similar terms.

    Examples of forward-looking statements include, but are not limited to, estimates with respect to financial condition, results of operations, and success or lack of success of the depicted investment strategy. All are subject to various factors, including, but not limited to general and local economic conditions, changing levels of competition within certain industries and markets, changes in interest rates, changes in legislation or regulation, and other economic, competitive, governmental, regulatory and technological factors affecting operations that could cause actual results to differ materially from projected results.

    Targeted returns (e.g., forward-looking statements of performance up to a stated return) reflects the returns that Aspire Treasury is seeking to achieve over a particular period of time. Projected returns reflect the AFT US Capital LLC’s performance estimate – i.e., the returns that the AFT US Capital LLC believes can be achieved using the advertised investment services. Target returns are presented to inform clients or potential clients about AFT US Capital LLC’s risk tolerances when managing the Aspire Treasury strategy and to provide information useful to a client or potential client when assessing how the AFT US Capital LLC’s strategy fits within the investor’s overall portfolio. Target returns are not guarantees or promises of future return.

    Aspire Treasury is not insured by the FDIC. Aspire Treasury is not a deposit or other obligations of Column N.A., and are not guaranteed by Column N.A.. Aspire Treasury products are subject to investment risks, including possible loss of the principal invested.
  4. Accounting and tax services are provided by KMK Ventures and not related to Column N.A.

^1.5% cashback applies to all eligible spend made with the Corporate Card. Terms and conditions apply. See cashback policy here.

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*EUR, GBP, CNY, HKD, AUD, CAD, CHF, JPY, NOK, NZD, SEK, and SGD accounts are provided by AFT HK Limited ('Aspire HK'). AFT HK Limited is registered in Hong Kong (75317450-000) and licensed as a Money Service Operator by the Hong Kong Customs and Excise Department. Funds held in accounts provided by AFT HK Limited are not insured by the FDIC. The terms and conditions governing the multi-currency accounts and services can be found here.

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