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Finance Tools
June 5, 2026

8 best Brex alternatives founders should consider in 2026

Is Brex still right for your business? Compare the top 8 Brex alternatives like Aspire, Ramp, and Mercury based on FX rates, global scaling, and automation.
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Editor Picks
Finance Tools
June 5, 2026

8 best Brex alternatives founders should consider in 2026

Is Brex still right for your business? Compare the top 8 Brex alternatives like Aspire, Ramp, and Mercury based on FX rates, global scaling, and automation.
Business Advice
June 5, 2026

How to switch banks in your business without any disruptions

Learn how to switch business bank account step-by-step, such as a 60-day migration timeline, payroll testing protocols, and a checklist for seamless transition.
Business Advice
June 5, 2026

How to write a business plan in 10 easy steps: the founder's guide

Learn how to write a business plan that works, covering all 10 SBA-approved sections with expert tips and financial guidance for US founders.
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Business Account

Business Account
May 22, 2026

Sole proprietorship bank account requirements: What you need to open one

Learn sole proprietorship bank account requirements, documents, and how to choose the right account to manage finances cleanly as you grow.
Business Account
May 22, 2026

What is a business operating account? How it works & who needs one

Understand how a business operating account works, who needs one, and when to move from one account to multiple
Business Account
May 21, 2026

Merchant account vs payment gateway: key differences explained

Learn what merchant accounts and payment gateways are, how they work together, and what your business needs to process payments efficiently.
Business Account
May 16, 2026

Sole proprietorship bank account requirements: What you need to open one

Learn sole proprietorship bank account requirements, documents, and how to choose the right account to manage finances cleanly as you grow.

Business Advice

Business Advice
June 5, 2026

How to switch banks in your business without any disruptions

Learn how to switch business bank account step-by-step, such as a 60-day migration timeline, payroll testing protocols, and a checklist for seamless transition.
Business Advice
June 5, 2026

How to write a business plan in 10 easy steps: the founder's guide

Learn how to write a business plan that works, covering all 10 SBA-approved sections with expert tips and financial guidance for US founders.
Business Advice
June 5, 2026

SWIFT code vs BIC: key differences, format, and how to find yours

Learn the difference between SWIFT and BIC codes. Step-by-step guide to finding your SWIFT code for international transfers.
Business Advice
June 5, 2026

How to switch banks in your business without any disruptions

Learn how to switch business bank account step-by-step, such as a 60-day migration timeline, payroll testing protocols, and a checklist for seamless transition.

Corporate Card

Corporate Card
June 5, 2026

Best business credit cards with no credit check in 2026

Discover the best no-credit-check business credit cards in 2026. Compare options based on cash flow, approval criteria, and growth stage.
Corporate Card
June 5, 2026

Revenue cycle management 101: What it is and how it works

Revenue cycle management converts healthcare services into collected revenue. Learn how RCM works, its core stages, key metrics, and how to improve.
Corporate Card
June 4, 2026

Best 0 APR business credit cards of 2026

Explore the best 0 APR business credit cards of 2026, how they work, and when to use them. Learn how to choose the right card for your cash flow.
Corporate Card
June 5, 2026

Best business credit cards with no credit check in 2026

Discover the best no-credit-check business credit cards in 2026. Compare options based on cash flow, approval criteria, and growth stage.

Expense Management

Expense Management
May 22, 2026

G&A expenses explained: what they are, examples & how to reduce them

Find out what G&A expenses are, how they grow, and how to keep them under control to boost efficiency, visibility, and profits.
Expense Management
May 22, 2026

Best Ramp alternatives for Corporate Spend & Expense Management in 2026

Compare the best Ramp alternatives - expense management, AP automation, pricing, and features to find the right fit for your business workflows.
Expense Management
May 19, 2026

Best expense management software for businesses in 2026

Discover the best expense management software for businesses in 2026. Compare features, benefits, and find the right tool for your growth.
Expense Management
May 19, 2026

G&A expenses explained: what they are, examples & how to reduce them

Find out what G&A expenses are, how they grow, and how to keep them under control to boost efficiency, visibility, and profits.

Guides

Guides
May 28, 2026

The cost of living and relocating to the Bay Area

Founders and professionals on what it actually costs to move to San Francisco, and what they wish they'd known before they arrived.
Guides
May 22, 2026

Why payment security is a necessity in 2026: US founder’s guide

Scale without friction. Learn how AI-driven fraud detection, network tokenization, and ISO 20022 standards protect your brand equity and revenue in 2026.
Guides
May 22, 2026

Operating expenses: a complete guide to types, examples & calculation

Learn what operating expenses are, how to calculate them, and how to manage costs to improve margins and cash flow.
Guides
May 28, 2026

The cost of living and relocating to the Bay Area

Founders and professionals on what it actually costs to move to San Francisco, and what they wish they'd known before they arrived.

Payments

Payments
May 22, 2026

Payment fraud explained: Types, risks, and how businesses can prevent it

Learn what payment fraud is, common fraud types, business risks, and how growing companies can prevent it early.
Payments
May 22, 2026

Best payment gateway for small business: Top options compared (2026)

Compare top payment gateways for small businesses. See pricing, use cases, and how to choose the right one.
Payments
May 22, 2026

How long do ACH transfers take? Timing by bank and transfer type

ACH transfers take 1–3 business days, but depends on batching and bank policies. Learn ACH clearing time, delays, and how to speed up transfers.
Payments
May 19, 2026

Payment fraud explained: Types, risks, and how businesses can prevent it

Learn what payment fraud is, common fraud types, business risks, and how growing companies can prevent it early.
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© 2025 AFT US LLC. All rights reserved. 
United States
  1. AFT US LLC, d/b/a Aspire, is a financial technology company, not a bank. The Deposit Account and banking services are provided by Column N.A., Member FDIC. FDIC deposit insurance covers the failure of an insured depository institution. Deposits in the Deposit Account are FDIC-insured through Column N.A., Member FDIC and Column's Sweep Program Network Banks. Certain conditions must be satisfied for pass-through FDIC insurance to apply.
  2. The AFT Secured Commercial Charge Card is issued by Column, N.A., Member FDIC, pursuant to a license from Mastercard. Approval is subject to eligibility. Payment of the account balance is due in full daily.
  3. Aspire Treasury is provided to you by AFT US Capital LLC, an SEC-registered investment adviser. Aspire Treasury seeks to earn net returns up to 3.70% annually on invested cash. Net yield numbers are as of Apr 1, 2026, and assumes invested balance greater than $500,000.

    Treasury accounts are advised by AFT US Capital LLC, an SEC-registered investment adviser, and are custodied by Atomic Brokerage LLC, a registered broker dealer and member FINRA / SIPC. By opening an Aspire Treasury account, you agree to the AFT US Capital LLC Advisory Agreement, Atomic Brokerage Account Agreement and Atomic Brokerage General Disclosures, and acknowledge receipt of the Atomic Brokerage CRS and the Atomic Privacy Policy. Treasury accounts are not FDIC insured. For additional information about advisory services provided by AFT US Capital LLC, please refer to its ADV Wrap Fee Brochure.

    The performance discussed herein is historic and reflects an investment for a limited period of time. It should not be assumed that future investors would experience returns, if any, comparable to those illustrated herein. Past performance is not indicative of future returns. Investment results will fluctuate. Returns are not guaranteed. All investments are subject to the risk of loss, including the loss of principal. No representation is being made that an investment account has, will, or is likely to achieve profits or losses equal to the profits or losses shown. Actual returns will vary greatly and depend on personal and market conditions. Before investing, consider your financial goals and the costs of using the program.

    Furthermore, the information set forth has been obtained from sources that the AFT US Capital LLC believes to be reliable; however, these sources cannot be guaranteed as to their accuracy or completeness. The information contained herein is not, and should not be construed as, an offer to sell or the solicitation of an offer to buy any securities. The information has been prepared solely for the purpose of determining your level of interest in Aspire Treasury and to provide general background information on its algorithmic investment program.

    This information contains certain “forward-looking statements,” which may be identified by the use of such words as “believe,” “expect,” “anticipate,” “should,” “planned,” “estimated,” “potential” and other similar terms.

    Examples of forward-looking statements include, but are not limited to, estimates with respect to financial condition, results of operations, and success or lack of success of the depicted investment strategy. All are subject to various factors, including, but not limited to general and local economic conditions, changing levels of competition within certain industries and markets, changes in interest rates, changes in legislation or regulation, and other economic, competitive, governmental, regulatory and technological factors affecting operations that could cause actual results to differ materially from projected results.

    Targeted returns (e.g., forward-looking statements of performance up to a stated return) reflects the returns that Aspire Treasury is seeking to achieve over a particular period of time. Projected returns reflect the AFT US Capital LLC’s performance estimate – i.e., the returns that the AFT US Capital LLC believes can be achieved using the advertised investment services. Target returns are presented to inform clients or potential clients about AFT US Capital LLC’s risk tolerances when managing the Aspire Treasury strategy and to provide information useful to a client or potential client when assessing how the AFT US Capital LLC’s strategy fits within the investor’s overall portfolio. Target returns are not guarantees or promises of future return.

    Aspire Treasury is not insured by the FDIC. Aspire Treasury is not a deposit or other obligations of Column N.A., and are not guaranteed by Column N.A.. Aspire Treasury products are subject to investment risks, including possible loss of the principal invested.
  1. Tax services are provided by KMK Ventures and not related to Column N.A.

^1.5% cashback applies to all eligible spend made with the Corporate Card. Terms and conditions apply. See cashback policy here.

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*EUR, GBP, CNY, HKD, AUD, CAD, CHF, JPY, NOK, NZD, SEK, and SGD accounts are provided by AFT HK Limited ('Aspire HK'). AFT HK Limited is registered in Hong Kong (75317450-000) and licensed as a Money Service Operator by the Hong Kong Customs and Excise Department. Funds held in accounts provided by AFT HK Limited are not insured by the FDIC. The terms and conditions governing the multi-currency accounts and services can be found here.

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