Get paid easily with Aspire

Turn outstanding invoices into cash in your account1 — with branded invoices, multiple payment options, and automatic reconciliation.

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Send professional invoices, collect payments faster, and stay on top of cash flow

Create branded invoices in key global currencies

Upload your logo, add your business details, and issue invoices in USD, EUR*, GBP*, CNY* or HKD*

Accept payments the way your customers want to pay

Generate one-click payment links that let clients pay instantly, removing friction, reducing delays, and getting you paid faster

Automate reconciliation and see your financials in real-time

Aspire automatically matches payments to invoices while your dashboard shows you what's paid, pending, or overdue at a glance

Create professional, branded invoices in minutes

  • Generate invoices in major global currencies from your multi-currency accounts
  • Customize with logo and details for a branded, professional look
  • Share via email with one click, no spreadsheets needed

Get paid faster with more payment methods

  • Receive payments via ACH, wire, Apple Pay, Google Pay, Klarna, SEPA direct debit, and more
  • Generate instant payment links for one-click customer payments
  • Reduce delays with easy, online shopping-like payment options

Automate reconciliation and gain instant cash flow clarity, all in one dashboard

  • Auto-match payments by reference and amount
  • Filter outstanding, overdue, paid invoices easily
  • View real-time cash-flow analytics for smarter decisions
Professional invoices. Instant payment links. Zero reconciliation headaches
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Account Receivables FAQ

Which currencies and payment methods are supported?

You can invoice in USD, EUR, GBP, HKD, and CNY.

Clients can pay via:

  • Bank transfers: ACH, Wire, SWIFT, Real-time transfers
  • Cards: Credit/debit cards, Apple Pay, Google Pay, Link
  • Direct debit: SEPA Direct Debit, ACH Direct Debit
  • Digital wallets: Alipay, WeChat Pay, Amazon Pay, Cash App Pay
  • Buy now, pay later: Afterpay, Affirm, Klarna
  • Other methods: MB Way, Multibanco

How does payment reconciliation work?

Payments can be auto-matched when the invoice reference is entered and the exact amount is paid. Alternatively, you can manually mark invoices or links as paid.

Can I customize the invoice with my logo and business details?

Yes. You can upload your company logo (max 5 MB, jpg/jpeg/png), edit your business address, and terms/conditions under “Receivables Settings”.

What happens when a customer clicks a payment link?

The customer is routed to a payment page where they see who the payment is to, the amount, and select from available payment methods. The link can be created for any currency-linked account.

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© 2025 AFT US LLC. All rights reserved. 
United States
  1. AFT US LLC, d/b/a Aspire, is a financial technology company, not a bank. The Deposit Account and banking services are provided by Column N.A., Member FDIC. FDIC deposit insurance covers the failure of an insured depository institution. Deposits in the Deposit Account are FDIC-insured through Column N.A., Member FDIC and Column's Sweep Program Network Banks. Certain conditions must be satisfied for pass-through FDIC insurance to apply.
  2. The AFT Secured Commercial Charge Card is issued by Column, N.A., Member FDIC, pursuant to a license from Mastercard. Approval is subject to eligibility. Payment of the account balance is due in full daily.
  3. Aspire Treasury is provided to you by AFT US Capital LLC, an SEC-registered investment adviser. Aspire Treasury seeks to earn net returns up to 4.02% annually on invested cash. Net yield numbers are as of Dec 2, 2025, and assumes invested balance greater than $2,000,000.

    Treasury accounts are advised by AFT US Capital LLC, an SEC-registered investment adviser, and are custodied by Atomic Brokerage LLC, a registered broker dealer and member FINRA / SIPC. By opening an Aspire Treasury account, you agree to the AFT US Capital LLC Advisory Agreement, Atomic Brokerage Account Agreement and Atomic Brokerage General Disclosures, and acknowledge receipt of the Atomic Brokerage CRS and the Atomic Privacy Policy. Treasury accounts are not FDIC insured. For additional information about advisory services provided by AFT US Capital LLC, please refer to its ADV Wrap Fee Brochure.

    The performance discussed herein is historic and reflects an investment for a limited period of time. It should not be assumed that future investors would experience returns, if any, comparable to those illustrated herein. Past performance is not indicative of future returns. Investment results will fluctuate. Returns are not guaranteed. All investments are subject to the risk of loss, including the loss of principal. No representation is being made that an investment account has, will, or is likely to achieve profits or losses equal to the profits or losses shown. Actual returns will vary greatly and depend on personal and market conditions. Before investing, consider your financial goals and the costs of using the program.

    Furthermore, the information set forth has been obtained from sources that the AFT US Capital LLC believes to be reliable; however, these sources cannot be guaranteed as to their accuracy or completeness. The information contained herein is not, and should not be construed as, an offer to sell or the solicitation of an offer to buy any securities. The information has been prepared solely for the purpose of determining your level of interest in Aspire Treasury and to provide general background information on its algorithmic investment program.

    This information contains certain “forward-looking statements,” which may be identified by the use of such words as “believe,” “expect,” “anticipate,” “should,” “planned,” “estimated,” “potential” and other similar terms.

    Examples of forward-looking statements include, but are not limited to, estimates with respect to financial condition, results of operations, and success or lack of success of the depicted investment strategy. All are subject to various factors, including, but not limited to general and local economic conditions, changing levels of competition within certain industries and markets, changes in interest rates, changes in legislation or regulation, and other economic, competitive, governmental, regulatory and technological factors affecting operations that could cause actual results to differ materially from projected results.

    Targeted returns (e.g., forward-looking statements of performance up to a stated return) reflects the returns that Aspire Treasury is seeking to achieve over a particular period of time. Projected returns reflect the AFT US Capital LLC’s performance estimate – i.e., the returns that the AFT US Capital LLC believes can be achieved using the advertised investment services. Target returns are presented to inform clients or potential clients about AFT US Capital LLC’s risk tolerances when managing the Aspire Treasury strategy and to provide information useful to a client or potential client when assessing how the AFT US Capital LLC’s strategy fits within the investor’s overall portfolio. Target returns are not guarantees or promises of future return.

    Aspire Treasury is not insured by the FDIC. Aspire Treasury is not a deposit or other obligations of Column N.A., and are not guaranteed by Column N.A.. Aspire Treasury products are subject to investment risks, including possible loss of the principal invested.

^1.5% cashback applies to all eligible spend made with the Corporate Card. Terms and conditions apply. See cashback policy here.

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*EUR, GBP, HKD, and CNY accounts are provided by AFT HK Limited ('Aspire HK'). AFT HK Limited is registered in Hong Kong (75317450-000) and licensed as a Money Service Operator by the Hong Kong Customs and Excise Department. Funds held in accounts provided by AFT HK Limited are not insured by the FDIC. The terms and conditions governing the multi-currency accounts and services can be found here.

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