Incorporate your business

Aspire for 

Startups

Business banking for startups

From pre-seed to IPO, meet the finance stack built for global founders.

Get Started
Talk to Sales

Aspire for 

Startups

Business banking for startups

From pre-seed to IPO, meet the finance stack built for global founders.

Get Started
Talk to Sales

Streamline your finance operations so you can focus on your business

One account to take on the world

Get a USD checking account¹ with $100M FDIC insurance alongside EUR*, GBP*, HKD*, and CNY* accounts — all at zero cost

Make your money work harder

Earn 1.5% unlimited cashback^ on every card payment, access $350K+ in exclusive founder perks, and extend your runway with world-class FX rates

Move fast, but don't break things

Issue instant virtual cards² for your team. Know exactly where every dollar goes with real-time spend visibility and custom controls

Aspire vs Spenmo

Build globally from day one

  • Move money in seconds with real-time fee-free transfers, or same-day with ACH and wire
  • Open accounts in USD, EUR*, GBP*, HKD*, and CNY* at no cost
  • Your money is protected in an FDIC-insured account up to USD $100M1 – far above most providers
Build globally from day one
Extend your runway

Extend your runway

  • Automatically get 1.5% unlimited cashback on every card payment — with no points or confusing fine print
  • Safely send to 98+ major currencies including INR, SGD, PHP, SGD, EUR, GBP, and more with leading FX rates
  • Access exclusive founder perks worth over $350K to fuel your growth
Coming soon

Speed without compromising safety

  • Take advantage of instant virtual cards with customizable permissions
  • Submit expenses on the go, automate approvals, and simplify reconciliation
  • Seamlessly integrate with your favorite accounting tools like QuickBooks and Xero
Speed without compromising safety
Get help — whenever, wherever

Get help — whenever, wherever

  • Our business hours are international — 24 hours a day, 7 days a week
  • Connect with human support whenever you need it

Open your barrier-free business account
Get Started

FAQs on Aspire platform and products

No items found.
“Aspire helped us save over $40K last year, enough to fly our entire team to Da Nang for
a 10-day retreat.”
By switching from traditional banking to Aspire, KPI Media unlocked 1% unlimited cashback on ad and SaaS spend, slashed FX fees by ~3%, and gained real-time control over global payments.
Yashwin Naidu
CEO, KPI Media
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© 2025 AFT US LLC. All rights reserved. 
United States
  1. AFT US LLC, d/b/a Aspire, is a financial technology company, not a bank. The Deposit Account and banking services are provided by Column N.A., Member FDIC. FDIC deposit insurance covers the failure of an insured depository institution. Deposits in the Deposit Account are FDIC-insured through Column N.A., Member FDIC and Column's Sweep Program Network Banks. Certain conditions must be satisfied for pass-through FDIC insurance to apply.
  2. The AFT Secured Commercial Charge Card is issued by Column, N.A., Member FDIC, pursuant to a license from Mastercard. Approval is subject to eligibility. Payment of the account balance is due in full daily.
  3. Aspire Treasury is provided to you by AFT US Capital LLC, an SEC-registered investment adviser. Aspire Treasury seeks to earn net returns up to 3.73% annually on invested cash. Net yield numbers are as of Feb 2, 2026, and assumes invested balance greater than $500,000.

    Treasury accounts are advised by AFT US Capital LLC, an SEC-registered investment adviser, and are custodied by Atomic Brokerage LLC, a registered broker dealer and member FINRA / SIPC. By opening an Aspire Treasury account, you agree to the AFT US Capital LLC Advisory Agreement, Atomic Brokerage Account Agreement and Atomic Brokerage General Disclosures, and acknowledge receipt of the Atomic Brokerage CRS and the Atomic Privacy Policy. Treasury accounts are not FDIC insured. For additional information about advisory services provided by AFT US Capital LLC, please refer to its ADV Wrap Fee Brochure.

    The performance discussed herein is historic and reflects an investment for a limited period of time. It should not be assumed that future investors would experience returns, if any, comparable to those illustrated herein. Past performance is not indicative of future returns. Investment results will fluctuate. Returns are not guaranteed. All investments are subject to the risk of loss, including the loss of principal. No representation is being made that an investment account has, will, or is likely to achieve profits or losses equal to the profits or losses shown. Actual returns will vary greatly and depend on personal and market conditions. Before investing, consider your financial goals and the costs of using the program.

    Furthermore, the information set forth has been obtained from sources that the AFT US Capital LLC believes to be reliable; however, these sources cannot be guaranteed as to their accuracy or completeness. The information contained herein is not, and should not be construed as, an offer to sell or the solicitation of an offer to buy any securities. The information has been prepared solely for the purpose of determining your level of interest in Aspire Treasury and to provide general background information on its algorithmic investment program.

    This information contains certain “forward-looking statements,” which may be identified by the use of such words as “believe,” “expect,” “anticipate,” “should,” “planned,” “estimated,” “potential” and other similar terms.

    Examples of forward-looking statements include, but are not limited to, estimates with respect to financial condition, results of operations, and success or lack of success of the depicted investment strategy. All are subject to various factors, including, but not limited to general and local economic conditions, changing levels of competition within certain industries and markets, changes in interest rates, changes in legislation or regulation, and other economic, competitive, governmental, regulatory and technological factors affecting operations that could cause actual results to differ materially from projected results.

    Targeted returns (e.g., forward-looking statements of performance up to a stated return) reflects the returns that Aspire Treasury is seeking to achieve over a particular period of time. Projected returns reflect the AFT US Capital LLC’s performance estimate – i.e., the returns that the AFT US Capital LLC believes can be achieved using the advertised investment services. Target returns are presented to inform clients or potential clients about AFT US Capital LLC’s risk tolerances when managing the Aspire Treasury strategy and to provide information useful to a client or potential client when assessing how the AFT US Capital LLC’s strategy fits within the investor’s overall portfolio. Target returns are not guarantees or promises of future return.

    Aspire Treasury is not insured by the FDIC. Aspire Treasury is not a deposit or other obligations of Column N.A., and are not guaranteed by Column N.A.. Aspire Treasury products are subject to investment risks, including possible loss of the principal invested.
  4. Accounting and tax services are provided by KMK Ventures and not related to Column N.A.

^1.5% cashback applies to all eligible spend made with the Corporate Card. Terms and conditions apply. See cashback policy here.

‍
*EUR, GBP, CNY, HKD, AUD, CAD, CHF, JPY, NOK, NZD, SEK, and SGD accounts are provided by AFT HK Limited ('Aspire HK'). AFT HK Limited is registered in Hong Kong (75317450-000) and licensed as a Money Service Operator by the Hong Kong Customs and Excise Department. Funds held in accounts provided by AFT HK Limited are not insured by the FDIC. The terms and conditions governing the multi-currency accounts and services can be found here.

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