As Hong Kong's business landscape continues to evolve and digitise, modern companies need financial solutions that combine security with innovation. At Aspire, we've built a comprehensive platform that delivers both: enterprise-grade security and cutting-edge technology that puts you in control of your business finances.
Aspire is not a bank. Instead, we are a regulated payment services provider that offers clients our business account and spend management solutions worldwide.
How does Aspire manage client funds?
Our client’s funds are held in a segregated account and 100% safeguarded with Tier-1 banks.
Because client funds are kept segregated from Aspire’s operational funds, Aspire cannot use any of these segregated funds to pay for our own expenses, run our business or repay our own debts. Additionally, Aspire is not allowed to lend or invest these funds, removing any potential investment risk for client funds.
Through segregation, we ensure that Aspire never utilises any of our client's funds. This guarantees that our clients' funds will always be accessible to them whenever they need them. We've established partnerships with leading regulated Tier-1 financial institutions, including Citibank, JPMorgan, and Visa, ensuring your funds are backed by some of the world's most trusted financial names. Our security infrastructure includes advanced encryption for your accounts, data, and card information, along with robust multi-factor authentication systems.
Do I get insurance on my deposits with Aspire?
Because client funds are safeguarded in a segregated account and not used in any way, we do not offer an insurance scheme on our deposits.
Why should trust my funds with Aspire?
Aspire Business Accounts offer a safe, reliable way for businesses to manage their company finances. Today, over 50,000 businesses depend on Aspire's financial infrastructure to keep their daily operations running smoothly. Since day one, we have implemented robust measures to mitigate risks and disruptions to our users.
- Fast Account Setup: Aspire offers easy and quick account registration for entities incorporated in Hong Kong and worldwide, letting you get started in days, 100% online.
- Fund Security: Aspire implements the strictest standards to ensure users' funds and personal information safety and security. We employ enterprise-grade security measures, including advanced encryption and robust authentication protocols, to protect your funds and data.
- Strategic Location: An Aspire account offers businesses the opportunity to manage their funds in Hong Kong, one of Asia's leading financial hubs. Hong Kong's sophisticated financial infrastructure, strategic location, and established regulatory framework make it an ideal base for businesses operating across Asia and globally.
- Superior User Experience: Aspire's digital-first approach allows clients to set up and manage their funds directly through the Aspire app. Our clients can be onboarded 100% remotely, and we are open to entities from 182+ countries, including the USA, BVI, and Cayman Islands. We also offer timely and prompt support via live chat and a dedicated support team.
To set up your Aspire business account, you can sign up here.
Frequently Asked Questions
