3 reasons why businesses love Aspire

Free to open, only pay for what you use

Open your account for free and only pay for the transactions you make. No hidden fees, just a flexible solution designed for businesses of all sizes.

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Made for local and international payments

Get local and multi-currency account numbers to send and receive payments seamlessly. Manage SGD, USD, EUR, and more, all from one account.

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An account that scales from 1 to 1,000 employees

Whether you’re a solo entrepreneur or a growing team, Aspire grows with you. Advanced expense management ensure full control at every stage.

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Frequently Asked Questions about Aspire vs YouBiz

How long does it take to open an account with Aspire compared to YouBiz?

Both Aspire and YouBiz offer a quick account opening process that typically takes 1 to 3 business days.

Can I open an account online with both Aspire and YouBiz?

Yes, both Aspire and YouBiz allow 100% online account opening, providing convenience and ease of access from anywhere.

Are there any monthly fees, initial deposits, or minimum balance requirements?

No, neither Aspire nor YouBiz charge monthly fees, require an initial deposit, or mandate a minimum balance, allowing you to maintain your account without any hidden costs.

Does Aspire and YouBiz support PayNow for sending and receiving payments?

Yes, Aspire supports both sending and receiving payments via PayNow, providing seamless and efficient transaction capabilities. YouBiz does not offer PayNow support, which might limit payment flexibility.

How do the FX rates and fees compare between Aspire and YouBiz?

Aspire provides market-leading FX rates, ensuring cost-effective international transactions. YouBiz, however, offers a 0% FX fee.

Are local transfers free with Aspire and YouBiz?

Yes, both Aspire and YouBiz offer free local transfers in SGD. Aspire also provides free local transfers in USD, while YouBiz does not.

What are the cross-border SWIFT fees for Aspire compared to YouBiz?

Aspire offers cross-border SWIFT fees starting from USD 8. YouBiz does not support cross-border SWIFT transfers.

Do Aspire and YouBiz offer virtual cards?

Yes, both Aspire and YouBiz provide unlimited virtual cards, giving you flexibility in managing your business expenses.

What cashback rewards do Aspire and YouBiz offer on their cards?

Aspire offers 1% cashback on their cards, providing a valuable return on your business expenditures. Wise does not offer any cashback rewards on their cards.

Hear it first from our customers

Endowus
First Page Digital
Glints
“As a startup, we needed more flexible solutions to support our increasing needs, as well as ones that’d make the most financial sense in supporting our growth.”
$110,000
Saved per year
900hrs
Saved per year
View Case Study

Gregory Van

CEO of Endowus

"By leveraging Aspire, First Page aimed to establish tighter control over our financial outflows, ensuring that all media spending stayed within the allocated budget limits. This was crucial for maintaining financial discipline and ensuring that our company's marketing efforts were both effective and sustainable."
$ 80,405
Saved per year
2,834hrs
Saved per year
View Case Study

Holly Qian

Head of Finance, First Page Digital

"In the past, we used different devices for calls, music, and work. Just like smartphones brought everything together, Aspire elegantly combines corporate cards, FX, business accounts, payables, and much more, into one user-friendly interface."
$28,037
Saved per year
860hrs
Saved per year
View Case Study

William Chong

Finance Director at Glints

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