Open your free account today
Benefits that scale as you do
Everything you need to launch and run your business — free to start, easy to upgrade.
$0/mo
Basic
Everything you need to manage and scale
your business globally
What you get:
Business accounts
Multi-currency accounts in SGD, USD, GBP and EUR
Local and international account details
Payments and FX
Send and receive in 30+ currencies across 130+ countries
Low FX rates that beat most providers
Corporate cards
1% cashback on ad and SaaS spend
Virtual and physical cards for your team
Expense management
Real-time spend control and visibility
Reimbursements and approval workflows
Yield
Up to 3.76% p.a.* on USD and 1.87% p.a.* on SGD
No minimums, next business day liquidity
$15/mo
Premium
Smarter savings, VIP support, and exclusive perks
Everything in Basic, plus:
Payments and FX
5 free outbound international transfers per month
Cheaper FX fees on up to SGD $13,000 per month
Corporate cards
Up to 300 free virtual cards
One free metal card (coming soon)
Yield
Up to 4.01% p.a.* on USD and 2.12% p.a.* on SGD
Other benefits
24/7 live chat support
Extra partner discounts on business tools and travel
Invites to founder events
*The return rates are based on 7-day performance as of 03/09/2025. Returns are not guaranteed and are projected based on how much your money could potentially grow over a year. This investment product is non-capital guaranteed and is not a deposit product. All investments are subject to investment risks, including the risk that you may lose all or part of your principal invested amount. Past performance is not an indicator of future performance. View the fund's historical performance for USD here and SGD here.
Compare features
Basic
Get StartedPremium
Get UpgradedBusiness Account
Multi-currency accounts
SGD, USD, GBP, EUR No min. balance and fees
4 currencies
4 currencies
Yield
Aspire fee
An annual fee will be charged monthly based on the average daily net asset value in your Yield account
0.50%
0.25%
Payments & FX
FX rate
Send: From 0.23%
Receive: From 0.34%
Instant conversion: From 0.22%
Receive: From 0.34%
Instant conversion: From 0.22%
From 0.22%
0% on first SGD $13,000
International transfers
Receive via SWIFT: SGD $35 for SGD account / USD $8 for other accounts
Send via SWIFT: USD $15 for SHA, USD $30 for OURS
Send via SWIFT: USD $15 for SHA, USD $30 for OURS
5 free outbound transfers
worth up to USD $75/month
worth up to USD $75/month
Local transfers
PayNow/FAST/Recurring/ Scheduled Transfers/Local TT
Bulk transfers
Local via FAST/ GIRO/ ACH: Free
International via local and SWIFT: From SGD $0.30
International via local and SWIFT: From SGD $0.30
GIRO
For payroll: Free
Cards
Virtual cards
Corporate card that rewards you for your business spend
Up to 200
Up to 300
Physical cards
SGD $15/additional card (or equivalent)
1 free per user
1 free per user
Metal cards (coming soon)
SGD $50/card
1 free per account
International spend
1.5% FX fee applicable
ATM withdrawals
SGD $5 per overseas ATM withdrawal (excluding bank processing fees)
Daily limit of USD $500 per card (or equivalent)
Daily limit of USD $500 per card (or equivalent)
Card controls
Spend with confidence by issuing card spend limits, restricting currencies and authorise selected merchants only
Software
Invoices
Create, send and manage invoices effortlessly. Get paid faster by your customers
Bills
Manage all your payables with automated invoice capture
Budgets
Set enforceable budgets to track and control spend across teams
Claims
Reimburse your global workforce, anytime anywhere
Analytics
AI-powered dashboard at your fingertips for better insights
Integrations
APIs
Available upon request
Available upon request
AI
Coming soon
Support
Availability
24/5
24/7
Emails
AI chatbot
Live chat
Rewards
Partner rewards
Exclusive to Aspire customers
More partners, extra discounts
worth up to SGD $600 per month
worth up to SGD $600 per month
Access to founder events
Invitation only
Hear it first from our customers
“As a startup, we needed more flexible solutions to support our increasing needs, as well as ones that’d make the most financial sense in supporting our growth.”
$110,000
Saved per year
900hrs
Saved per year
View Case Study
Gregory Van
CEO of Endowus
"By leveraging Aspire, First Page aimed to establish tighter control over our financial outflows, ensuring that all media spending stayed within the allocated budget limits. This was crucial for maintaining financial discipline and ensuring that our company's marketing efforts were both effective and sustainable."
$ 80,405
Saved per year
2,834hrs
Saved per year
View Case Study
Holly Qian
Head of Finance, First Page Digital
"In the past, we used different devices for calls, music, and work. Just like smartphones brought everything together, Aspire elegantly combines corporate cards, FX, business accounts, payables, and much more, into one user-friendly interface."
$28,037
Saved per year
860hrs
Saved per year
View Case Study
William Chong
Finance Director at Glints
FAQs
Are there any setup fees?
No, Aspire does not charge any setup fees. Opening an account is completely free, making it easy for businesses to get started without upfront costs.
Any minimum balance or deposit required?
No, Aspire does not require a minimum balance or deposit. In addition, it’s part of our mission to ensure transparent pricing. You will always know how much you're charged before you pay.
Is Aspire safe?
Aspire adheres to strict compliance standards, use advanced encryption technology. Your funds are safeguarded with Tier 1 bank like DBS Singapore, in full compliance with the Payment Services Act 2019 (PSA) under the Monetary Authority of Singapore (MAS). Aspire Group also takes pride in partnering with global regulated financial institutions including Citibank, JPMorgan and Visa.
For more information, check out how Aspire works.
How long does it take to open an account?
Opening an Aspire account is quick and hassle-free. Our account opening can be as fast as 1 day, but note that the timeline varies depending on the nature of your business. Rest assured that your business registration is 100% online, and you will be allocated to an onboarding manager to support you fully during the registration process.