Borderless, just like your business

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Open your account in 1 day

100% online submission, and get access to your multi-currency account details and free local transfers within hours
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Transparent and low cost FX

Enjoy savings on international payments, up to 3x cheaper than banks. Always know your costs before making transfers
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Earn unlimited cashback

Earn 1% cashback from select merchants, stacked on top of FX gains from your multi-currency corporate card spend

Send and receive money in multiple currencies

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Get your own local and international account numbers to receive money in multiple currencies, just like a bank
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All your funds are safeguarded with Tier-1 banks in Singapore
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Your funds will always be available to you. Aspire never uses any of your funds
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Make fast and transparent international payments

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Send and receive international payments in 30+ currencies with low, transparent fees
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Enjoy market-leading FX rates, up to 3x cheaper than banks
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Avoid nasty surprises with charges and FX rates shown upfront, so you know exactly what you’re paying for. No hidden fees
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Pay like a local with free domestic transfers

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Send and receive domestic SGD transfers via FAST and PayNow
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Send PayNow transfers to anyone or any company via QR code, or to mobile numbers, NRIC, UEN, or VPAs
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Send and receive USD and IDR domestic transfers for free
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Get multi-currency cards with unlimited cashback

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Issue unlimited virtual corporate cards with smart controls in seconds
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Skip the FX fees with multi-currency cards, or spend with market leading-rates up to 3x cheaper than banks
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Get rewarded with unlimited 1% cashback on qualified SaaS and digital marketing purchases
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Get physical cards, or choose to go digital with Apple Pay or Google Wallet integrations
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Centralise your payables and receivables

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Create and send professional looking, tax-compliant invoices that match your brand, all in a few clicks
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Get paid 2x faster with auto-reminders, and get notified when payments have been received
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Streamline your bill payments across the organisation, assigned to budgets and with approval flows
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All invoices are synced with your accounting software, making it easy to manage and plan your cashflow
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Close your books 2x faster with native accounting integrations

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Reduce manual errors and save hundreds of hours with Aspire’s native Xero integration that updates hourly
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Our advanced integrations include receipt attachments with text recognition, line items, and payment status updates
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Powerful integrations extend to other accounting platforms like Quickbooks, Oracle Netsuite, Deskera and SAP

FAQs

Is Aspire a bank?

Aspire is not a bank, but a Payment Services Institution headquartered in Singapore. As a Payment Services Institution, Aspire is able to provide an all-in-one finance operating system for businesses. Aspire cannot utilise customer deposits for any lending or investment purposes.

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Are my funds safe?

Your funds are safe with Aspire. Your funds are held strictly segregated in a trust account and safeguarded with a leading Tier 1 bank partner in Singapore.

Singapore is one of the most stable financial hubs in the world, hence we believe that this is one of the safest places to hold money.

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What type of businesses are eligible to sign up?

We support businesses globally. Any business that falls within our Acceptable Use Policy can sign up.

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