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Send Money Abroad Faster and Cheaper

Make payments to 50+ countries at the mid-market exchange rate. Up to 7x cheaper than banks. Sign up in 5 minutes.

International business made easy

Complete your first cross-border transaction in a few simple steps


Open an account in minutes, completely online. No branch visits.


No surprises or hidden fees. Aspire uses the mid-market rate with a low, upfront, and transparent fee.


Send money abroad in hours, not days. Track your international transfers in real-time.

A cheaper, faster way to send money abroad.

With Aspire integrated with Transferwise, you'll always get mid-market exchange rates, with low transparent fees.
United States Dollar

Exchange rate

1 SGD = loading...

Our fee

5.72 SGD

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Do international business like a local

Manage your international payments from anywhere at anytime

Transparent and fair

No surprises or hidden fees. Aspire uses the mid-market rate, and shows a clear, upfront fee every time you pay.

Fast and in real-time

Complete international transfers in hours, not days. Track your payment every step of the way.

Transact in 50+ currency

Doing business anywhere you want. With Transferwise, we cover all major corridors.

Commonly asked questions

What is an Aspire Account?

The Aspire Account is a business account that allows you to send and receive money for your business operations.

Is Aspire regulated by MAS?

Aspire is currently carrying on business under an exemption granted by the Monetary Authority of Singapore (MAS) and is currently exempted from holding a licence to provide payment services under the Payment Services Act (No. 2 of 2019). Aspire continues to provide such services pursuant to the Payment Services (Exemption for Specified Period) Regulations 2020.

Who is eligible for an Aspire Account?

All entities registered in Singapore with ACRA are eligible to apply.

The applicant must be the director of the business.

The director does not need to be a Singapore citizen, so foreigners are eligible to apply as long as their entity is registered in Singapore with ACRA.

How long will it take for my account to be approved?

Accounts with all required documentation are approved within 1 working hour. Upon approval, ou will be able to use your account and card to transact immediately.

What are the fees involved in an international transfer?

International transfers usually have a rate markup and a transfer fee. At Aspire, we use the mid-market rate with no markup, and present a clear, upfront fee prior to the confirmation of your payment. 3rd party research has shown our fees to be up to 7x cheaper than banks.

What are the fees involved for opening an Aspire Account?

Opening an Aspire Business Account is completely free. There are no monthly, fall-below, or hidden fees. We take a transparent approach towards transaction pricing, which you can view here.

How is the money in my account secured?

Your monies are kept strictly segregated in a trust account with a safeguarding institution, as prescribed by the Payment Services Act, following MAS guidelines on the same. You are the beneficial owner of the monies held in the account, and our bank partner who holds your money deposit is an institution guaranteed by the Singapore Deposit Insurance Scheme (SDIC).

Do business with confidence

Your funds are fully safeguarded

Your funds are held securely in a strictly segregated trust account with a tier-1 bank, which is safeguarded in accordance with the Payment Services Act, following MAS guidelines on the same.

Security is at our core

We implement the highest digital security encryption and access protocols. Customer privacy is central to our build and we never share your data.

Customer service is our priority

We’re here to help in whichever format you prefer. Search our FAQs, chat, call, or email us directly.

Set up a business account in minutes

Fast and simple. Aspire gives over 10,000 business owners their time back.
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