Maximise your runway with spend management built for total financial control

Establish robust financial processes that help you scale while staying in total control. With complete spend visibility, it’s easy to optimise spending, maintain financial discipline, and achieve long-term success
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Made for lean and agile startups


Automate your FinOps

Spend less time on manual admin tasks with automation. Easily identify cost saving opportunities with real-time expense data

Control company spending

Enjoy powerful, customisable tools to enforce controls that actually work across your growing team

Boost cashflow and runway

Boost cashflow with cashback, FX savings, and granular data insights to help you make smarter business decisions

Trusted by SEA’s leading startups from pre-seed to IPO

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Aspire vs Spenmo

Manage regional subsidiaries and employees

  • From employee stipend to procurement and events, enable and track all company spends across the world, in one place
  • Issue multi-currency corporate cards to your employees for approved spend anywhere in the world
  • Reimburse remote employees with claims in local currencies
  • Gain real-time visibility and control over all company spending across subsidiaries and geographies with budgets in local currencies
corporate card for startups

Establish robust financial processes

  • Create enforceable spend policies via budgets and spending limits for different programs. Applicable to all card spend, reimbursements and payments
  • Restrict cards to specific vendors or websites to ensure compliant purchases
  • Customise approval policies to let local department heads and managers approve spending within their own teams and offices
  • Enforce company-wide compliance without the dreaded receipt chasing with automated reminders
  • Track and store all claim requests, receipts, and approvals in one place for easy access
sme banking

Put finance in the driving seat

  • Easily calculate burn and view your financial health at any point in time with real-time expenses consolidated into a unified dashboard
  • Identify cash conversion cycle reduction opportunities in your spending for better resource allocation
  • Extend your runway with 1%  Ads and SaaS cashback, FX savings, and granular insights to make smarter business decisions

Reduce your AP workload by 75%

  • Import thousands of AP invoices into Aspire via email or CSV uploads
  • Never key in an invoice manually again. Use the power of OCR to reduce human error and boost input speed
  • Streamline your payables approval process by configuring multi-level approval flows within the app
  • Link AP payments to budgets defined at a team, project or client level. Maintain control over spending
  • Pay thousands of vendors in seconds, and on time, with bulk and scheduled transfers, directly from your built-in business account

Close books 2x faster with integrations

  • Clean up data easily with bulk editing capabilities before sending it to your accounting software
  • Enjoy automatic reconciliation with direct integrations to Xero, Quickbooks, Netsuite, and more
  • Easily retrieve past invoices, proof of payment, and other supporting documents
  • Sync every single detail, including categories, descriptions, and invoices, directly to your favourite accounting software
  • With your books up to date, your ACRA filing at the end of the financial year will be a breeze

E-commerce & business logistics spends

Pay using Aspire cashback cards for e-commerce and business logistic related spends to support your business operations, including AliExpress, DHL, Ezy2Ship, Lalamove, Ninjavan and more to save as you spend and grow your business.
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How Optimised their Purchasing & Billing Workflows, with by Aspire’s Payable Management Systems

Aspire gave our team the flexibility to make their own purchasing decisions that were otherwise impossible with a more conventional banking solution. We issued more cards across our departments and saw how it rapidly improved our processes. Spreadsheets are no longer a tool we rely on as our employees could submit bills on the go. It’s been great!
Ajay Bulusu
Co-founder at

Trusted by leading startups and 10,000+ modern businesses

Get started with us and let FinOps backlog become a thing of the past. Your journey to smarter finance management starts today