The more scalable choice for growing businesses

Aspire offers a quick account opening process that typically takes 1 to 3 business days. In contrast, Wise can take up to 10 business days to open an account.

Yes, both Aspire and Wise allow 100% online account opening, providing convenience and ease of access from anywhere.

Aspire does not charge any fees for account opening, initial deposit, or minimum balance. Wise, however, charges a one-time fee of $54 for opening an account with no minimum balance.

Yes, Aspire supports both sending and receiving payments via PayNow, enhancing transaction convenience. Wise only supports payments via UEN and mobile, limiting its flexibility.

Both Aspire and Wise offer competitive FX rates, up to three times cheaper than traditional banks, making them both cost-effective choices for foreign exchange.

Aspire offers free local transfers in both SGD and USD. Wise does not offer free local transfers, which may lead to additional costs for domestic transactions.

Both Aspire and Wise offer cross-border SWIFT fees starting from USD 8, making them equally competitive for international transfers.

Aspire provides unlimited virtual cards with no fees, giving you flexibility in managing your business expenses. Wise offers one free virtual card per account, with a $4 fee for each additional card.

Aspire offers 1% cashback on their cards, providing a valuable return on your business expenditures. Wise does not offer any cashback rewards on their cards.