Revolut corporate card review 2026: Features, fees, and benefits

Rating

Overall rating: 4.1/5

Methodology

Our evaluation of the Revolut corporate card is based on a structured framework tailored specifically to how corporate cards are used by businesses today.

Arithmetic mean approach

The final score is calculated by averaging all category scores, ensuring a balanced assessment.

Equal weighting with relevance adjustment

Each pillar is assigned a weight based on its importance in real-world business usage. Core functionalities such as card issuance, spend control, and global usability carry greater weight, while supporting features like advanced capabilities carry lower weight.

Data sources

This evaluation is based entirely on official product information, publicly available documentation, and stated features.

Interpretation caveat

This rating reflects a generalised use case and may vary depending on specific business needs, transaction volumes, and usage patterns.

Intended use

The rating is intended as a directional guide for comparison and decision-making, not as a definitive recommendation.

[Table:1]

Key features of Revolut corporate cards

If you are evaluating corporate cards for your business, the real question is not just what the card does, but how much control and visibility it gives you over spending.

Revolut's corporate cards are designed to sit within a broader system that lets you issue cards, define how they are used, and track expenses as they happen.

Multiple card types

Revolut offers multiple card formats, which you can assign based on how your team spends.

• Physical cards can be issued to employees for day-to-day business expenses
  
• Virtual cards can be created instantly and are typically used for online payments, subscriptions, or vendor-specific transactions
  
• Metal cards are available on select plans and are positioned as premium physical cards
  

Each account can hold:

• Up to 3 physical cards
  
• Up to 50 virtual cards
  

This setup allows you to distribute spending across teams instead of relying on reimbursements or shared cards.

Multi-currency spending

The Revolut corporate card supports spending in 130+ currencies, which is relevant if your business works with international vendors or tools.

When a payment is made, it can be deducted from an existing currency balance or converted at the interbank rate, subject to plan limits and market hours

You can also link cards to specific currency accounts. This helps you control which balance is being used for different types of expenses.

Spend controls

Revolut allows you to define how cards can be used before transactions take place. You can set:

• Spending limits
  
• Merchant category restrictions
  
• Time-based usage rules
  
• Currency or account-level controls
  

This means you can align card usage with your internal expense policies, rather than reviewing everything after the transaction has occurred.

Expense management

Expense tracking is built directly into the card workflow, so you are not dealing with it separately at the end of the month.

Your team can upload receipts by snapping a photo or forwarding an email, and these are automatically matched to transactions. Revolut also uses Optical Character Recognition (OCR)¹ to scan receipts and auto-fill details such as tax rates, transaction amounts, and dates, while flagging any mismatches.

Over time, the system learns from submitted expenses and automatically categorises future ones, which can reduce manual effort. You can also set approval workflows and ensure expenses reach the right approver, with the option to freeze cards if submissions are delayed.

Overall, the process becomes more structured, although it still depends on consistent usage by your team.

Accounting integration

Revolut allows you to integrate your business account with a wide range of tools across accounting, HR, productivity, and e-commerce platforms.

For accounting, integrations with platforms² such as Xero, QuickBooks, NetSuite, Sage, Zoho Books, and FreeAgent enable automatic syncing of transactions, bills, and expenses. Revolut is capable of pulling in categories, labels, and tax rates, and providing back statements and receipts.

Beyond accounting, integrations extend to:

• E-commerce platforms like Shopify, WooCommerce, and BigCommerce
  
• Automation tools like Zapier
  
• HR systems such as BambooHR, Deel, and Workday
  
• Collaboration tools like Slack and Google Workspace
  

These integrations can help streamline workflows, from expense tracking to employee onboarding and real-time notifications.

Virtual card security

Virtual cards are designed for online payments.

Since they exist only within the app, your primary account details are not shared during transactions. You can even create cards that are specifically used for subscriptions or vendors. This can help limit exposure in case of failed or recurring charges.

Real-time visibility

Revolut provides real-time visibility into transactions. You can:

• Track spending as it happens
  
• Monitor activity across users and teams
  
• Access consolidated reports
  

This allows finance teams to stay up to date without waiting for end-of-cycle reporting.

Revolut corporate card fees and exchange rates in 2026

Revolut’s fee structure is not a single flat charge. It is layered across plans, usage limits, and transaction types, including transfers, foreign exchange, and ATM withdrawals. While most costs are clearly outlined, the final amount you pay can vary depending on how frequently you use the card and whether you stay within your plan allowances.

[Table:2]

How to get a Revolut corporate card in Singapore

Getting started with a Revolut corporate card is largely digital and designed to be completed within a short time frame.

Step 1: Check if your business is eligible

Before you begin, you need to ensure your business meets the basic requirements.

Your company should be:

• Incorporated and active in Singapore
  
• Registered with a local legal address
  

Revolut also specifies that certain business types are not supported. This includes entities such as charities, public sector organisations, cooperatives, and businesses operating in restricted or high-risk industries.

It is also worth noting that sole traders and freelancers are not eligible for Revolut Business accounts.

Step 2: Sign up for a Revolut Business account

You can sign up through the Revolut Business app or via the website.

Note that this is separate from your personal Revolut account, although you can use the same email ID and phone number. The business app is distinct, so you need to ensure you are signing up through the correct version.

Step 3: Enter your company details

Once you start the application, you will be asked to provide basic company information.This includes:

• Country of incorporation
  
• Business structure
  
• Company registration details
  
• Tax address
  

The initial application process is designed to be quick and can typically be completed in a few minutes.

Step 4: Complete verification

You will then need to submit documents to verify both your identity and your business.

This may include government-issued ID (such as a passport or driving licence) and company-related documents to confirm legitimacy and operations.

Additional information may be requested depending on your business profile.

Step 5: Wait for approval

Once your application and documents are submitted, Revolut reviews the details.

For eligible Singapore-based businesses, account setup can happen relatively quickly after submission, although timelines may vary if additional checks are required.

Step 6: Choose a plan and issue cards

After approval, you can select a plan based on your business needs.

From there, you can:

• Issue physical or virtual cards to your team
  
• Set spending limits and controls
  
• Track expenses and transactions in real time
  

Cards can be distributed across employees depending on how you want to manage spending within your organisation.

Who is the Revolut corporate card best suited for

The Revolut corporate card is designed for businesses that require structured spending and flexibility. It is suitable for:

• Teams needing multiple cards across employees
  
• Businesses managing subscriptions and vendor payments
  
• Businesses operating across multiple currencies
  

Revolut corporate card is not suitable for:

• Businesses requiring credit-based spending
  
• Businesses with minimal need for spend controls or multi-currency usage
  

Pros and cons of the Revolut corporate card

[Table:3]

Revolut business card vs Aspire corporate card

[Table:4]

Other alternatives to the Revolut corporate card

Wise Business card

The Wise Business card is a multi-currency debit card that supports spending across 40+ currencies⁶, with transactions converted at the mid-market rate when needed. You can issue both physical and virtual cards and set basic controls such as spending limits and card freezing. It is relatively simple to use and cost-effective, but it does not offer cashback or rewards. It works well for businesses that prioritise transparent FX and straightforward international spending.

Airwallex corporate card

The Airwallex Corporate Card is a Visa debit card designed for multi-currency spending with strong control features. You can issue multiple virtual cards based on the plan, set spending limits, restrict merchant categories, and manage expenses with built-in receipt capture and approval workflows⁷. It also offers 1% unlimited cashback on spend. However, ATM withdrawals are not supported, making it less suitable for businesses that require cash access.

YouBiz corporate card

The YouBiz corporate card is a simpler multi-currency debit card aimed at SMEs looking for low-cost spending. It supports card issuance and expense tracking with basic controls, offers up to 1% cashback, and advertises 0% FX fees based on partner rates⁸. However, it supports fewer currencies and offers fewer features than other providers, with no ATM withdrawal support.

Conclusion

The Revolut corporate card is designed around a simple idea that spending should be controlled at the point where it happens, not after. From issuing multiple cards to defining how they are used and tracking expenses in real time, the focus is clearly on structure and visibility. For businesses that prioritise control, flexibility, and multi-currency operations, it offers a system that goes beyond traditional corporate cards.

However, the Aspire corporate card is an alternative with a slightly different approach. Aspire offers a more bundled setup for SMEs, including up to 200 virtual cards,built-in expense management, and cashback on categories like marketing and SaaS. For businesses that prefer a more simplified and all-in-one system, Aspire may present a more straightforward option depending on their operational needs.

Open an Aspire business account now.

Frequently asked questions

Is the Revolut corporate card a credit card?

Revolut corporate card is a debit card linked to your business account.

Can employees have multiple cards?

Yes. Each team member can hold up to 3 physical cards and 50 virtual cards.

Are virtual cards free?

Yes. Virtual cards can be generated at no cost.

How does FX work?

Foreign exchange is done at interbank rates, subject to plan allowance and market hours.

Are there fees for premium cards?

Metal cards are included within plan limits. Additional cards beyond that may incur fees.