Monthly Fees
No Charges
$18
$10
$2.91
$0
Minimum Deposit
$0
$1,000
$0
$1,000
$1,000
Minimum Balance
$0
$0
$0
$10,000
$0
Fall-Below Fees
$0
$0
$0
$35
$0
FAST Transfer Fee
$0
$0.50
$0
$0.50
$0.20
Standing Instruction
$0
$10
$10
$5
$10
Transfer Fee
From $30
From $35
From $40
From $40
Processing Fee
$0
$20
$25
$30
$20
Inbound Fee
$0
$10
$10
$10
$10
FX Rate
0.47% markup
0.46% markup
0.48% markup
0.91% markup
Card Type
Virtual Visa Debit
Visa Debit
Visa Debit
Visa Debit
Visa Debit
Cashback
1.0%*
0.3%
0.2%
0.3%
N/A
FX Fees
3.72%
3.71%
3.73%
3.66%
FX Markup (on visa rates)
0.7%
0.47%
0.46%
0.48%
0.91%
Payment Acceptance
FAST, GIRO, PayNow (on roadmap)
FAST, GIRO, Cheque, PayNow
FAST, GIRO, Cheque, PayNow
FAST, GIRO, Cheque, PayNow
FAST, GIRO, Cheque, PayNow
Customer Support
Phone, Email, Chat response in 15 minutes
Phone, Email
Phone, Email
Phone, Email
Phone, Email