See the difference in detail

Choose the right account that fulfils all your business finance needs
Kickstart
Kickstart your business in SEA remotely, simply, and quickly with Aspire
Incorporation
Corporate secretary
Bookkeeping
Partner Rewards
Business Account & Cards
Open your business account with Aspire to access best-in-class capabilities for your finance operations
Account or setup fees
FREE
$54
$5 - $10
per user per month
$0
$3
per month
Multi-Currency Accounts
FREE
$54
$5 - $10
per user per month
Multi-User Access
Local Transfer Fees
FREE
$1.40
$0
$0
$0.5
Inbound Foreign Transfer
Fee
Transparent 0.5% on Reuters buy rates
Fees vary
$35
up to 2%
Outbound Foreign Transfer Fee
Low, transparent fee
up to 2%
up to 2%
up to 2%
PayNow
Coming soon
Corporate Cards
Unlimited cards for FREE
$9.5
per card
$5 - $10
per user per month
Cards for Employees
Card FX
Zero fees, up to 4x cheaper than competitors
up to 3.69%
up to 3.1%
1.5 %
Card Cashback Rewards
Unlimited 1%
1%
Account Integration
Receivable Management
Create, send and seamlessly sync your receivables with Aspire
Integrated Invoicing
Invoice Reminders
Spend Management
Manage your end-to-end corporate spend with Aspire, so you can move faster and scale faster
Expense Management
Budget Management
Coming soon
Payable Management
$5 - $10
per user per month
Overview

Aspire is the #1 all-in-one finance OS for growing businesses

We serve you along the journey from incorporation to 1,000+ employees
Kickstart
Kickstart your business in SEA remotely, simply, and quickly with Aspire
Incorporation
Add ons
Corporate Secretary, Bookkeeping, Exclusive Rewards
Corporate Secretary, Bookkeeping, Insurance
Business Account & Cards
Open your business account with Aspire to access best-in-class capabilities for your finance operations
Account Fees
FREE
$54
$5 - $10
per user per month
$0
$39
per month
Corporate Cards
Unlimited cards for FREE
$9.5
per card
$5 - $10
per user per month
Accounting Integrations
Receivable Management
Create, send and seamlessly sync your receivables with Aspire
Integrated Invoicing
Invoice Reminders
Spend Management
Manage your end-to-end corporate spend with Aspire, so you can move faster and scale faster
Expense Management
Payable Management
View details

What are the important factors to consider when choosing a business account?

We highlight the top factors business owners consider when choosing their business account.

Compare business accounts pricing

Price is often the main criterion when comparing business accounts. Business owners should pay attention to the pricing structure and to the potential hidden costs, such as fall-below fees, FX fees or holding fees. With Aspire, there are no monthly or fall below fees. International payment fees are always upfront and up to 7x cheaper when compared with traditional providers.

Study accessibility and integration options

How easy is the account to use, is financial information displayed clearly with no hidden prices? Is there a mobile app, and an integration to your accounting software? As a business owner, time is your most valuable asset and you want to be investing your time in growing your business, not behind a pile of paperwork.

Take into account the other solutions offered

Entrepreneurs should consider their financial needs through the various company development stages. Some financial providers also offer other services that an entrepreneur might want to take into account, such as business insurances, credit, or cards. With Aspire, you save time and money with borderless payments, corporate cards, expense management, and more - all in one account.

Quality of customer service

Traditional business accounts usually require users to be physically present at branches to open an account, while digital solutions are more convenient as the account opening can be done online. Traditional providers may also leave business owners hanging for hours via answering machines, even while business owners prefer direct and real-time customer support.

Do business with confidence

Authenticated

Your data is stored and protected behind multiple layers of authentication. Accounts are enabled with two factor authentication for added security.

Security is at our core

We implement the highest digital security encryption and access protocols. Customer privacy is central to our build and we never share your data.

Customer service is our priority

We’re here to help in whichever format you prefer. Search our FAQs, chat, call, or email us directly.

Get started today

Easy, fast, transparent. Aspire gives over 10,000 business owners their money and time back.
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