The Smartest Corporate Card for SMEs & Startups

With rewards that actually matter. Earn 1% cashback on all digital marketing & SaaS spend. Sign up in 5 minutes.
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The corporate card that rewards you and fuels your business' growth


Sign up in minutes for free. No annual fees, minimum spends, or hidden charges.


Utilise your virtual card instantly. Get real-time spend notifications.


Spend at the visa rate with low transparent fees up to 4x cheaper than banks.

Spend it smart

The Aspire Card is a free virtual card linked to your Aspire Business Account.

Earn cashback on your digital card spend

Up to 5% cashback on marketing & SaaS spend.
Up to 1% Cashback valid on eligible Marketing & SaaS purchases
Earn cashback on the following apps

Save on international purchases with the lowest FX rates

Transact at visa rates with a low, transparent 0.7% fee, up to 4x cheaper than banks
Lowest FX Rates

Advanced virtual card features

Get real-time spend notifications and advanced fraud protection with your virtual Visa card

Access $50,000+ worth of rewards

Open an Aspire account and gain access to over S$50,000 worth of exclusive benefits from our platform partners.

Trusted by over 10,000+ modern businesses

Who knew that managing business finances could be rewarding. We've saved a significant amount on FX payments and earned cashback on our marketing spend - all synced with Xero to boot!

Shobhit Datta

Co-Founder, Hipvan

Commonly asked questions

What is the Aspire card?

The Aspire Card is a free virtual card linked to your Aspire Business Account. Cardholders enjoy low fx fees, and 1% cashback on online marketing and SaaS spend.
The Aspire Card is a free virtual card linked to your Aspire Business Account.

Where can I use it?

The Aspire card can be used for any transaction that accepts Visa as a payment option.

How long does it take for me to get my card?

Accounts are approved within 2 working hours. Upon approval you will receive a virtual card immediately, and you can proceed to utilise the card instantly.

How does the cashback work?

Aspire cardholders will enjoy cashback of on qualified spend (online marketing, inventory purchase and SaaS).

Total card spend

Cashback on qualified spend

Up to $5,000
Above $5,000
Cashback payouts will be made monthly in SGD, credited directly into your Aspire Account.
Aspire reserves all rights to update our reward schemes at any time. Full card T&Cs here.

What qualifies as marketing & SaaS spend?

For the full list of qualified merchants, click here.

What are your FX rates?

Transactions made via your Aspire card will be at the visa rate with a low, transparent 0.7% fee.

Do you have physical cards?

No, the Aspire Card is a virtual card. You can add it to your Google Pay Wallet, with Apple Pay coming soon.

What are your card fees?

There are no application or annual fees associated with the Aspire Card. View our full pricing here. Apply today and start earning cashback!

Do business with confidence

Your funds are fully safeguarded

Your funds are held securely in a strictly segregated trust account with a tier-1 bank, which is safeguarded in accordance with the Payment Services Act, following MAS guidelines on the same.

Security is at our core

We implement the highest digital security encryption and access protocols. Customer privacy is central to our build and we never share your data.

Customer service is our priority

We’re here to help in whichever format you prefer. Search our FAQs, chat, call, or email us directly.

Get your Aspire Card in minutes

Easy, fast, transparent. Aspire gives over 10,000 business owners their money and time back.
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