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Circles.Life

Reward Details

Circles.Life is Asia’s first and most successful digital telco, founded on the belief that telcos can - and should - be better.

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Commonly asked questions

What is an Aspire Account?

The Aspire Account is a business payment account that allows you to receive and send money through the Aspire App and the Aspire Visa Card.

What can I do with an Aspire Account?

Make and receive business payments on-the-go. Better manage your business finances with a 100% digital experience and never step into a bank branch again. Fund your business growth by tapping on credit when you need it, and enhance your business cash flow. Save when you spend with the Aspire Card.

Is Aspire regulated by MAS?

Aspire FT Pte. Ltd. is currently carrying on business under an exemption granted by the Monetary Authority of Singapore and is currently exempted from holding a licence to provide payment services under the Payment Services Act (No. 2 of 2019). Aspire FT Pte. Ltd. continues to provide such services pursuant to the Payment Services (Exemption for Specified Period) Regulations 2020.Aspire Financial Technologies Pte. Ltd. is an excluded moneylender under the Moneylenders Act (Cap. 188)

Who is eligible for an Aspire Account?

All entities registered in Singapore with ACRA are eligible to apply. The applicant must be the director of the business

What documents do I need to submit to apply?

Director’s identity document (NRIC, Passport or Work Pass) or you can apply via MyInfo (Singpass)

How long will it take for my account to be approved?

Accounts may be approved instantly or up to 2 working hours from submission of all required documents.

What are the fees involved for opening an Aspire Account?

Registering for an Aspire Business Account is completely free. There are no monthly or fall-below fees.

How is the money in my account secured?

Aspire adheres to the safeguarding requirements set forth in the Payment Services Act (No. 2 of 2019) and the relevant MAS guidelines on the same. Your monies are deposited in a trust account with DBS Bank Ltd, and you are the beneficial owner of the monies held in the account.

It may be worth also noting that your monies are kept strictly segregated in a trust account in a safeguarding institution, as prescribed by the Payment Services Act, and in line with MAS best practices. You are the beneficial owner of these monies and any potential insolvency of Aspire would not affect the beneficial ownership of the said monies.

Reward Details

Exclusive Corporate Reward Program

50 GB + Unlimited Calls per Month

For $18/Month Forever (No Lock-in Contract)

How to Redeem My Reward?

1

Open Account

Become an Aspire Member with free account opening

2

Go to Member-Only Page

Open your Aspire dashboard via web and mobile app. Click the reward banner that will bring you to the redemption page

3

Enjoy Reward

Claim the perks benefit to grow your busines
Open account
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Eligibility Requirements

This promotion is strictly reserved for employees of Aspire users and can only be accessed via the Aspire user dashboard.

The promotion is applicable to new Circles.Life customers only.

Get started today

Easy, fast, transparent. Aspire gives over 10,000 business owners their money and time back.
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Business banking doesn't have to be hard. At Aspire, we've made it easy, fast, and transparent. So you can focus on what matters — growing your business.
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Consumer advisory - Aspire FT Pte. Ltd. is currently exempted from holding a licence to provide payment services under the Payment Services Act (No. 2 of 2019). You can find the list of exempted entities here. Credit lines to businesses are issued by Aspire Financial Technologies Pte. Ltd, which is an exempted moneylender under the Moneylenders Act (Cap. 188). Visa cards are issued and powered by NIUM Pte Ltd. Consumers and cardholders are advised to read all terms and conditions which can be found here.
If you wish to discuss data protection matters, please contact our Data Protection Officer at singapore-dpo@aspireapp.com